David Ramirez
$469,900$625,0003 bd2 ba1,330 sqft$353 /sqft$3,708 /mo all-in ↓

109 S BROWN AVENUE, ORLANDO, FL, 32801

Active228 days on marketListed Dec 18, 2025MLS #O6368294

Reduced $155KSingle Family ResidenceLAWSONA PARK

About this home

109 S BROWN AVENUE

Get busy living the Downtown Orlando lifestyle. Located in the Historic Lake Lawsona District, this home gives you the rare opportunity to own a property that’s as versatile as it is inviting. Whether you’re ready to move right in, renovate to your taste, or design and build your dream home, this address delivers endless possibilities. Wake up each morning to serene views of Lake Lawsona, then step outside into the vibrant heart of Downtown Orlando. From your front door, you’re just a short stroll to the Thornton Park District and Lake Eola for dining, shopping and weekend markets; The Downtown Business District for work and play; The Dr. Phillips Center for the Performing Arts for world-class entertainment as well as the Kia Center, InterCo Soccer & Camping World Stadiums for professional sports and concerts.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,330

Sqft

0.17 ac

Lot size

1950

Year built

One

Levels

$353

Per sqft

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Dryer · Range · Refrigerator · Washer
InteriorEating Space In Kitchen · Primary Bedroom Main Floor
LaundryIn Kitchen
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationCrawlspace
FacesWest
ExteriorNone

Community & fees

Taxes (2024)$6,884/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Natural Gas Available · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,708 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,766
FHA mortgage insurance (est.)$208
Property tax — 2024 actual bill$574
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,447Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,447
Interest rate6.00%
Loan term

Estimated payment

$3,708/mo

Principal & interest$2,766
FHA mortgage insurance (est.)$208
Property taxes (actual bill)$574
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $470K
$432KedgeAI estimate $493,507 · range $450K$572K$595K

vs edgeAI estimate

−4.8%

$/sqft vs Orlando actives

$353 vs $251

Days on market

228 vs 40 typical

Where $353/sqft sits among the 400 Orlando actives

93
130
91
50 · this home
9
27
$151–205$205–259$259–314$314–368$368–422$422+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lawsona / Fern Creek

Map of 109 S BROWN AVENUE inside its neighborhood boundary

Drive times from this address

Downtown Orlando3 min
Universal Orlando16 min
Orlando Int’l Airport (MCO)20 min
Walt Disney World28 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

Lawsona / Fern Creek — neighborhood snapshot

Population

2,096

Median age

34

Median income

$110,491

Median home value

$445,266

Avg household

2

Households w/ children

196

For the school run

Orange County School District

ElementaryHillcrest Elementary★★★★★
ElementaryLake Como School★★★★★
HighEdgewater High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$409K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

169 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 129% above the ORLANDO 32801 median. See the full Orlando market guide →

Paper trail

This home's history

CurrentPrice reduced to $469,900 $155K
Dec 18, 2025Listed at $625,000 · 228 days on market since
1950Built · LAWSONA PARK

Reality check

What actually sold near 109 S BROWN AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

224 S LAWSONA BOULEVARDSold · Mar ’26

$400,000

224 S LAWSONA BOULEVARD · same community

2 bd · 1.5 ba · 1,304 sqft · $307/sqft · 13 DOM

1003 E JACKSON STREETSold · Apr ’26

$660,000

1003 E JACKSON STREET · same community

3 bd · 2 ba · 1,443 sqft · $457/sqft · 11 DOM

205 S LAWSONA BOULEVARDSold · Nov ’25

$664,500

205 S LAWSONA BOULEVARD · same community

3 bd · 2 ba · 1,601 sqft · $415/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 109 S BROWN AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 109 S BROWN AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

109 S BROWN AVENUE FAQs

What would the monthly payment be for 109 S BROWN AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,708/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 109 S BROWN AVENUE?+

The most recent tax bill on record (2024) was $6,884. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Orlando?+

At $469,900, this home is listed about 19% above the Orlando median of $394,900. The market section on this page shows how the area is trending.

Which schools are assigned to 109 S BROWN AVENUE?+

Hillcrest Elementary (elementary), Lake Como School (elementary), Edgewater High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$469,900 runs 129% above the ORLANDO 32801 median.

02Time on market is leverage

228 days on market against a Orlando median of 40 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Hillcrest Elementary, Lake Como School, Edgewater High — Hillcrest Elementary rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $625,000, now $469,900 — a $155K cut. The full history is in the market section below.

Listing courtesy of OLDE TOWN BROKERS INC · Steven Schiffer. MLS #O6368294.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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