3443 TUMBLING RIVER DRIVE, CLERMONT, FL, 34711
Active217 days on marketListed Dec 18, 2025MLS #O6367514
About this home
3443 TUMBLING RIVER DRIVE
This stunning home offers nearly 3,500 square feet of living space, featuring four spacious bedrooms, four full bathrooms, and one half bath. From the moment you step onto the large covered front porch and enter the grand foyer, you’ll be impressed by all this home has. Beautiful hardwood floors flow throughout the main living areas on the first floor, seamlessly connecting the formal living and dining rooms to the expansive layout. The home includes a three-car garage and showcases solid-surface countertops in both the kitchen and bathrooms. The large, open kitchen is equipped with stainless steel appliances and overlooks the inviting family room—perfect for everyday living and entertaining. The spacious primary suite features built-in shelving in the walk-in closet, while the luxurious primary bathroom offers separate vanities, a garden tub, and a large walk-in shower. Additional bedrooms and bathrooms are generously sized, providing comfort and flexibility for family and guests. Outside, enjoy a screened back porch and mature landscaping, creating a peaceful outdoor retreat. Offering abundant space paired with luxury amenities, this home is a wonderful opportunity for your next chapter. You're also nestled within a well-established gated community, this property enjoys an enviable location close to major highways, ensuring convenient access to all amenities. Just minutes away, residents can indulge in excellent shopping opportunities, dine at a variety of luxury and casual eateries, and explore nearby theme parks for entertainment. The neighborhood benefits from proximity to brand-new, state-of-the-art hospitals and a top notch school system, providing peace of mind for residents seeking quality healthcare services and high end education for their family. This vibrant community offers an abundance of options to suit every lifestyle need and preference. Call today to schedule a private tour.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
3,459
Sqft
0.24 ac
Lot size
3
Garage
2006
Year built
Two
Levels
$163
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,192 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,192/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Clermont actives
$163 vs $222
Days on market
217 vs 33 typical
Where $163/sqft sits among the 400 Clermont actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hartwood Reserve
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clermont. See the full Clermont guide →
Hartwood Reserve — neighborhood snapshot
Population
1,534
Median age
42
Median income
$108,125
Median home value
$377,300
Avg household
3
Households w/ children
206
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clermont market
$443K → $450K
Clermont median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
194 of 400
Clermont actives have cut their price
Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% above the CLERMONT 34711 median. See the full Clermont market guide →
Paper trail
This home's history
Reality check
What actually sold near 3443 TUMBLING RIVER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$590,000
3662 PEACEPIPE WAY · same community
4 bd · 4 ba · 2,966 sqft · $199/sqft · 79 DOM
Sold · Jun ’26$555,000
4445 POWDERHORN PLACE DRIVE · same community
4 bd · 3 ba · 2,531 sqft · $219/sqft · 15 DOM
Sold · Apr ’26$505,000
3555 WIND RIVER RUN · same community
4 bd · 3 ba · 2,508 sqft · $201/sqft · 86 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3443 TUMBLING RIVER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3443 TUMBLING RIVER DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3443 TUMBLING RIVER DRIVE FAQs
What would the monthly payment be for 3443 TUMBLING RIVER DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,192/mo — principal and interest, the actual property-tax bill, the $125/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3443 TUMBLING RIVER DRIVE?+
The association fee works out to $125 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3443 TUMBLING RIVER DRIVE?+
The most recent tax bill on record (2025) was $7,759. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3443 TUMBLING RIVER DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clermont?+
At $565,000, this home is listed about 21% above the Clermont median of $466,500. The market section on this page shows how the area is trending.
Which schools are assigned to 3443 TUMBLING RIVER DRIVE?+
Windy Hill Middle School (middle), Lost Lake Elementary School (elementary), East Ridge High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$565,000 runs 21% above the CLERMONT 34711 median — but at 3,459 sqft it's also 67% larger than the typical Clermont listing.
02Time on market is leverage
217 days on market against a Clermont median of 33 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Windy Hill Middle School, Lost Lake Elementary School, East Ridge High School — Lost Lake Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $575,000, now $565,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CREEGAN GROUP · Chris Creegan. MLS #O6367514.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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