VIRGINIA (PAPER) AVENUE, DELTONA, FL, 32738
Active231 days on marketListed Dec 16, 2025MLS #O6367495
About this home
VIRGINIA (PAPER) AVENUE
Build the home you've always envisioned on this spacious 0.65-acre parcel in Deltona! Offering approximately 150 feet of frontage and access from Fernanda Drive, this buildable property provides the space and flexibility to create a custom residence with room for a detached garage, workshop, RV or boat parking, outdoor entertaining, or simply a larger backyard to enjoy. Best of all, there's **no HOA**, giving you greater freedom to design and use your property. Conveniently located near Pride Elementary, Heritage Middle, and Pine Ridge High School, this property also offers easy access to SR 417, making commuting to Orlando, Sanford, and surrounding areas a breeze. Outdoor enthusiasts will appreciate being just minutes from Lake Jessup and a short drive to the St. Johns River, where boating, fishing, kayaking, and wildlife viewing are part of everyday life. According to the City of Deltona, **potable water, sewer, and reclaimed water service are available to this parcel through Deltona Water**. Utility connections have not yet been made, allowing the future owner to coordinate service installation as part of the building process. Whether you're ready to build your forever home or invest in one of Central Florida's growing communities, this oversized parcel offers the opportunity to bring your vision to life.
Facts & features
The home at a glance
0.65 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$718 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$718/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Deltona
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deltona. See the full Deltona guide →
DELTONA 32738 — neighborhood snapshot
Population
48,458
Median age
36.8
Median income
$76,394
Median home value
$257,700
Avg household
2.98
Households w/ children
6,144
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deltona market
$300K → $319K
Deltona median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
Median sold price, Deltona, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 72% below the DELTONA 32738 median. See the full Deltona market guide →
Paper trail
This home's history
Reality check
What actually sold near VIRGINIA (PAPER) AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$242,000
663 COURTLAND BOULEVARD
2 bd · 1 ba · 922 sqft · $262/sqft · 7 DOM
Sold · Jan ’26$268,000
641 STALLINGS AVENUE
3 bd · 2 ba · 933 sqft · $287/sqft · 8 DOM
Sold · Sep ’25$125,000
3795 PINEHURST STREET
3 bd · 2 ba · 960 sqft · $130/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about VIRGINIA (PAPER) AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for VIRGINIA (PAPER) AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
VIRGINIA (PAPER) AVENUE FAQs
What would the monthly payment be for VIRGINIA (PAPER) AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $718/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on VIRGINIA (PAPER) AVENUE?+
The most recent tax bill on record (2025) was $770. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Deltona?+
At $78,000, this home is listed about 76% below the Deltona median of $329,000. The market section on this page shows how the area is trending.
Which schools are assigned to VIRGINIA (PAPER) AVENUE?+
Osteen Elementary School (elementary), Pine Ridge High School (high), Heritage Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the DELTONA 32738 market on paper
$78,000 is 72% below the DELTONA 32738 median of $275,000.
02Time on market is leverage
231 days on market against a Deltona median of 29 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $85,000, now $78,000 — a $7K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE · Sara Nieves. MLS #O6367495.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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