1196 INDIAN BLUFF, APOPKA, FL, 32703
Active219 days on marketListed Dec 14, 2025MLS #O6367365
About this home
1196 INDIAN BLUFF
BACK ON MARKET DUE TO BUYER FINANCING — NO FAULT OF THE SELLER OR PROPERTY. The previous transactions did not close because the buyers were unable to secure final loan approval. A recent inspection has already been completed, and the report is available upon request for interested buyers to review. Welcome to 1196 Indian Bluff Court, a beautifully renovated 3-bedroom home updated from top to bottom and located on a quiet cul-de-sac in the desirable Sheeler Oaks community of Apopka. This move-in-ready property features a brand-new roof, new AC unit, new flooring throughout, new windows, a completely updated kitchen, and fully renovated bathrooms, offering modern comfort and peace of mind. The inviting living space includes a fireplace, perfect for cozy evenings, while the fresh new yard grass enhances curb appeal and outdoor enjoyment. Nearly every part of the home has been thoughtfully upgraded, making it an ideal choice for today’s buyer. Residents of Sheeler Oaks enjoy access to two playgrounds and a scenic lakeside park, adding to the community’s appeal. Conveniently located near major roads, shopping, and dining, this home combines quality renovations, lifestyle amenities, and long-term value. Schedule your private showing today and see the difference for yourself. Virtually staged
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,032
Sqft
0.1 ac
Lot size
2
Garage
1986
Year built
Two
Levels
$184
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,644 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,644/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13%
$/sqft vs Apopka actives
$184 vs $217
Days on market
219 vs 28 typical
Where $184/sqft sits among the 400 Apopka actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sheeler Oaks
Get to know Apopka. See the full Apopka guide →
Sheeler Oaks — neighborhood snapshot
Population
2,491
Median age
41
Median income
$76,897
Median home value
$322,596
Avg household
3
Households w/ children
281
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apopka market
$399K → $415K
Apopka median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
188 of 400
Apopka actives have cut their price
Median sold price, Apopka, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% above the APOPKA 32703 median. See the full Apopka market guide →
Paper trail
This home's history
Reality check
What actually sold near 1196 INDIAN BLUFF
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$404,000
6970 KNIGHTSWOOD DRIVE
3 bd · 2 ba · 1,987 sqft · $203/sqft · 26 DOM
Sold · May ’26$530,000
2010 LAKEVILLE ROAD N
3 bd · 2 ba · 2,100 sqft · $252/sqft · 45 DOM
Sold · Mar ’26$375,000
2083 ARBOR WAY STREET
4 bd · 2 ba · 1,945 sqft · $193/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1196 INDIAN BLUFF — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1196 INDIAN BLUFF — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1196 INDIAN BLUFF FAQs
What would the monthly payment be for 1196 INDIAN BLUFF?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,644/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1196 INDIAN BLUFF?+
The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1196 INDIAN BLUFF?+
The most recent tax bill on record (2025) was $1,154. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1196 INDIAN BLUFF?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apopka?+
At $374,000, this home is listed about 17% below the Apopka median of $448,952. The market section on this page shows how the area is trending.
Which schools are assigned to 1196 INDIAN BLUFF?+
Lakeville Elementary (elementary), Piedmont Lakes Middle (middle), Wekiva High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Abdullah Akel. MLS #O6367365.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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