813 7TH STREET, MERRITT ISLAND, FL, 32953
Active240 days on marketListed Dec 12, 2025MLS #O6366912
About this home
813 7TH STREET
Enjoy a bright and welcoming home with thoughtful updates throughout. Step inside to an updated kitchen featuring granite countertops, stainless steel appliances, and fresh cabinetry; perfect for everyday cooking or entertaining. This home shines with brand-new vinyl plank flooring, fresh interior paint, and new windows that bring in great natural light. Major improvements offer peace of mind, including a newer HVAC (2022), newer water heater, and a new electrical panel (2024). A screened-in back porch overlooks the fully fenced backyard, ideal for outdoor relaxation, pets, or play. Clear storm shutters provide extra storm protection, and no HOA gives you flexibility. Renovated in 2024 and conveniently located near the water, shopping, dining, and local amenities. A new roof will be installed by the sellers prior to closing with a reasonably accepted offer. Move in and enjoy worry free living!
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
936
Sqft
0.17 ac
Lot size
1
Garage
1961
Year built
One
Levels
$278
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,056 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,056/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.7%
$/sqft vs Merritt Island actives
$278 vs $258
Days on market
240 vs 55 typical
Where $278/sqft sits among the 43 Merritt Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hampton Homes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Merritt Island. See the full Merritt Island guide →
Hampton Homes — neighborhood snapshot
Population
1,363
Median age
46
Median income
$71,105
Median home value
$256,850
Avg household
3
Households w/ children
152
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Merritt Island market
$430K → $607K
Merritt Island median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
23 of 43
Merritt Island actives have cut their price
Median sold price, Merritt Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% below the MERRITT ISLAND 32953 median. See the full Merritt Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 813 7TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$275,000
207 2ND STREET
3 bd · 1 ba · 1,008 sqft · $273/sqft · 54 DOM
Sold · Jul ’26$109,500
205 PALMETTO AVENUE UNIT 102
2 bd · 2 ba · 1,033 sqft · $106/sqft · 52 DOM
Sold · May ’26$47,000
180 MINNA LANE UNIT 417
2 bd · 1 ba · 775 sqft · $61/sqft · 177 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 813 7TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 813 7TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
813 7TH STREET FAQs
What would the monthly payment be for 813 7TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,056/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 813 7TH STREET?+
The most recent tax bill on record (2025) was $3,006. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Merritt Island?+
At $260,000, this home is listed about 55% below the Merritt Island median of $574,900. The market section on this page shows how the area is trending.
Which schools are assigned to 813 7TH STREET?+
Mila Elementary School (elementary), Merritt Island High School (high), Thomas Jefferson Middle School (middle) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the MERRITT ISLAND 32953 market on paper
$260,000 is 30% below the MERRITT ISLAND 32953 median of $370,795, and at $278/sqft it sits under the Merritt Island average of $313.
02Time on market is leverage
240 days on market against a Merritt Island median of 55 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Mila Elementary School, Merritt Island High School, Thomas Jefferson Middle School — Thomas Jefferson Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $279,000, now $260,000 — a $19K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL LIFE PROPERTIES LLC · Jenn Clements. MLS #O6366912.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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