3880 N HIGHWAY A1A UNIT 104, HUTCHINSON ISLAND, FL, 34949
Active247 days on marketListed Dec 10, 2025MLS #O6366375
About this home
3880 N HIGHWAY A1A UNIT 104
Hibiscus By The Sea Beach Villa–style condo, offering a private entrance, rare 3-car garage, and effortless access to every amenity. This spacious 3-bedroom, 2.5-bath residence features soaring 10" ceilings, expansive living areas, and oversized windows with remote custom blinds. The gourmet kitchen is a chef’s dream, showcasing an Expansive layout, Wolf cooktop with range hood, Miele double wall oven, Thermador refrigerator, Miele dishwasher, and a wine cooler—perfect for entertaining. Stylishly upgraded bathrooms and top-tier finishes elevate every space. Just steps from the beach, with immediate access to the clubhouse, pool, jacuzzi, grill area, and direct ocean access. A rare opportunity to own your own slice of paradise! Low maintenance fee includes fiberoptic internet, TV cable, cooling tower, centralized hot water heater. No steps/ramp access to unit or out to the beach. Unit is elevated above ground about 6". BONUS! Keys For a Smaller Mortgage Payment: Restrictions Apply, Qualified Buyers Call for more info.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,151
Sqft
0 ac
Lot size
3
Garage
1999
Year built
One
Levels
$325
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,462 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,462/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Hutchinson Island actives
$325 vs $365
Days on market
247 vs 134 typical
Where $325/sqft sits among the 88 Hutchinson Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hutchinson Island North
Get to know Hutchinson Island. See the full Hutchinson Island guide →
Hutchinson Island North — neighborhood snapshot
Population
3,494
Median age
68
Median income
$97,905
Median home value
$509,267
Avg household
2
Households w/ children
72%
For the school run
St. Lucie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hutchinson Island market
$3.5M → $865K
Hutchinson Island median sold, yr/yr
92.9%
Sale-to-list ratio (12 mo)
8 of 88
Hutchinson Island actives have cut their price
Median sold price, Hutchinson Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 90% above the HUTCHINSON ISLAND 34949 median. See the full Hutchinson Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 3880 N HIGHWAY A1A UNIT 104
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$930,000
3000 N HIGHWAY A1A UNIT 12-B
3 bd · 2.5 ba · 2,143 sqft · $434/sqft · 26 DOM
Sold · Aug ’25$905,000
124 Queen Christina Court, Hutchinson Island FL 34949
3 bd · 2.5 ba · 2,129 sqft · $425/sqft · 81 DOM
Sold · Oct ’25$600,000
4160 N HIGHWAY A1A UNIT 204
3 bd · 2 ba · 2,016 sqft · $298/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3880 N HIGHWAY A1A UNIT 104 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3880 N HIGHWAY A1A UNIT 104 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3880 N HIGHWAY A1A UNIT 104 FAQs
What would the monthly payment be for 3880 N HIGHWAY A1A UNIT 104?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,462/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3880 N HIGHWAY A1A UNIT 104?+
The most recent tax bill on record (2025) was $3,218. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3880 N HIGHWAY A1A UNIT 104?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hutchinson Island?+
At $699,000, this home is listed about 17% above the Hutchinson Island median of $595,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3880 N HIGHWAY A1A UNIT 104?+
Dan McCarty Middle School (middle), St. Lucie Elementary School (elementary), Lakewood Park Elementary School (elementary), Treasure Coast High School (high) — St. Lucie County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$699,000 runs 90% above the HUTCHINSON ISLAND 34949 median — but at 2,151 sqft it's also 25% larger than the typical Hutchinson Island listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $875,000, now $699,000 — a $176K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
$699,000
5047 N Highway A1a # 2, Hutchinson Island FL 34949, HUTCHINSON ISLAND
2 bd · 2 ba · 1,422 sqft
$700,000
1920 Eucalyptus Ave, Hutchinson Island FL 34949, HUTCHINSON ISLAND
3 bd · 2 ba · 1,632 sqft
$695,000
218 NE Edgewater Drive # 218, Hutchinson Island FL 34996, HUTCHINSON ISLAND
2 bd · 2 ba · 1,472 sqft
Listing courtesy of REAL ESTATE EXPO INC · Sergei Goukasov. MLS #O6366375.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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