3610 ARBORDALE LOOP, SANFORD, FL, 32771
Active225 days on marketListed Dec 11, 2025MLS #O6365869
About this home
3610 ARBORDALE LOOP
Welcome to 3610 Arbordale Loop, a beautifully upgraded Ferncroft model by Toll Brothers, offering refined living in one of Sanford’s most desirable communities. This elegant home features a full-house water filtration system with reverse osmosis, custom shutters throughout, an enclosed flex room with French doors, floor-to-ceiling built-ins, and motorized screens that seamlessly transform the lanai into a private indoor/outdoor retreat. The garage is enhanced with epoxy flooring and heavy-duty overhead racks, and the front entry and lanai pavers have been professionally sealed. For modern living, the property includes wired Ethernet ports in every room, plus loft, living room, and flex room. Previously connected to AT&T Fiber and Spectrum 1-Gig, reactivation is simple with no additional hardwiring needed. An upgraded ADT system with water-flood sensors provides added security and peace of mind. Situated just a short drive from Historic Downtown Sanford, residents enjoy easy access to charming cafés, craft breweries, restaurants, waterfront dining, boutiques, markets, and year-round events. This home offers the perfect blend of luxury, comfort, and convenience in a vibrant, thriving location.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,297
Sqft
0.14 ac
Lot size
3
Garage
2023
Year built
Two
Levels
$221
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,110 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,110/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.2%
Days on market
225 vs 29 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sanford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sanford. See the full Sanford guide →
SANFORD 32771 — neighborhood snapshot
Population
59,708
Median age
38.7
Median income
$74,520
Median home value
$332,500
Avg household
2.66
Households w/ children
7,359
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sanford market
$354K → $383K
Sanford median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 109% above the SANFORD 32771 median. See the full Sanford market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3610 ARBORDALE LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3610 ARBORDALE LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3610 ARBORDALE LOOP FAQs
What would the monthly payment be for 3610 ARBORDALE LOOP?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,110/mo — principal and interest, the actual property-tax bill, the $141/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3610 ARBORDALE LOOP?+
The association fee works out to $141 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3610 ARBORDALE LOOP?+
The most recent tax bill on record (2024) was $7,221. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3610 ARBORDALE LOOP?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sanford?+
At $729,000, this home is listed about 100% above the Sanford median of $365,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3610 ARBORDALE LOOP?+
Goldsboro Elementary Magnet (elementary), Idyllwilde Elementary School (elementary), Bentley Elementary School (elementary), Seminole High School (high), Wilson Elementary School (elementary), Markham Woods Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$729,000 runs 109% above the SANFORD 32771 median — but at 3,297 sqft it's also nearly twice the size of the typical Sanford listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
225 days on market against a Sanford median of 29 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Goldsboro Elementary Magnet, Idyllwilde Elementary School, Bentley Elementary School, Seminole High School, Wilson Elementary School, Markham Woods Middle School — Goldsboro Elementary Magnet rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $799,000, now $729,000 — a $70K cut. The full history is in the market section below.
Listing courtesy of NOVA REAL ESTATE SERVICES INC · Rafael Zenke Pinhao. MLS #O6365869.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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