David Ramirez
$1,250,000$1,650,0006 bd7.5 ba5,614 sqft$223 /sqft$8,524 /mo all-in ↓

620 N TUBB STREET, OAKLAND, FL, 34760

Active258 days on marketListed Nov 21, 2025MLS #O6362142

Reduced $400KFully furnishedSingle Family ResidenceOAKLAND

About this home

620 N TUBB STREET

PRICE IMPROVEMENT! This exquisite gem has endless opportunities: a wellness center, wedding event venue, and Airbnb. Not looking to own a bed and breakfast? This would also make a fantastic stately residential home! This distinctive 19th-century Oakland Manor House sits on an .8-acre park-like setting in the charming town of Oakland. Carefully restored to preserve and enhance its original beauty with abundant woodworking, tall windows, 10’ ceilings, and elegant staircases. French doors connect the formal dining and living room to a grand Florida room with a hot tub and outdoor porch. A modern island kitchen features stainless steel appliances, 3 sinks, and a large pantry. A luxury updated master suite with a soaking tub is on the first floor, along with a private apartment with its own kitchen and separate entrance. The 2nd floor offers 4 themed bedroom suites, an upstairs living room/ lounge, and a porch with views of Lake Apopka. All rooms have an internet-based locking system. The Oakland Manor House is conveniently located within 30 minutes of downtown Orlando, Disney, and Universal Studios. The West Orange Trail runs through the neighborhood. Easy biking distance to Winter Garden, which offers restaurants, farmer’s market, brewery, and music venues. The Oakland Nature Preserve is another nearby treasure. This is a unique opportunity to own a part of Oakland's history. Bring your business ideas or reside in your own retreat. The sky is the limit!

Facts & features

The home at a glance

6

Bedrooms

7.5

Bathrooms

5,614

Sqft

0.85 ac

Lot size

1903

Year built

Two

Levels

$223

Per sqft

FireplaceFurnished

Inside

FlooringCeramic Tile · Hardwood
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Ice Maker · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Primary Bedroom Main Floor · Solid Surface Counters · Thermostat
LaundryLaundry Room
CoolingCentral Air · Mini-Split Unit(s) · Zoned
HeatingCentral · Zoned
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionStucco · Wood Frame
FoundationCrawlspace · Slab
FacesWest
ExteriorBalcony · French Doors · Irrigation System · Lighting · Rain Gutters

Community & fees

Taxes (2024)$13,798/yr

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterCanal/Lake For Irrigation

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,524 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,745
PMI (est., until 20% equity)$469
Property tax — 2024 actual bill$1,150
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $125,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $125,000
Interest rate6.00%
Loan term

Estimated payment

$8,524/mo

Principal & interest$6,745
PMI (est., until 20% equity)$469
Property taxes (actual bill)$1,150
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Oakland actives

$223 vs $279

Days on market

258 vs 81 typical

Where $223/sqft sits among the 25 Oakland actives

12 · this home
3
0
2
0
8
$201–269$269–338$338–406$406–475$475–543$543+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oakland

Map of 620 N TUBB STREET

Drive times from this address

Downtown Orlando22 min
Universal Orlando25 min
Walt Disney World32 min
Orlando Int’l Airport (MCO)36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oakland. See the full Oakland guide →

OAKLAND 34760 — neighborhood snapshot

Population

778

Median age

49.8

Median income

$136,042

Median home value

$401,200

Avg household

3.3

Households w/ children

69%

For the school run

Orange County School District

ElementaryTildenville Elementary★★★★
MiddleLakeview Middle★★★★★
HighWest Orange High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oakland market

Seller’s marketLeans seller3.0 months of inventoryBuyer’s market

$605K$1.7M

Oakland median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

12 of 25

Oakland actives have cut their price

Median sold price, Oakland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 76% above the OAKLAND 34760 median. See the full Oakland market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,250,000 $400K
Nov 21, 2025Listed at $1,650,000 · 258 days on market since
1903Built · OAKLAND

Reality check

What actually sold near 620 N TUBB STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

15722 E OAKLAND AVENUESold · Apr ’26

$1,525,000

15722 E OAKLAND AVENUE · same community

3 bd · 2 ba · 3,340 sqft · $457/sqft · 4 DOM

3205 OAKLAND ROAD SSold · Jul ’26

$220,000

3205 OAKLAND ROAD S · same community

3 bd · 2 ba · 1,809 sqft · $122/sqft · 22 DOM

510 BRILEY AVENUESold · Jul ’26

$3,375,000

510 BRILEY AVENUE

5 bd · 6 ba · 5,478 sqft · $616/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 620 N TUBB STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 620 N TUBB STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

620 N TUBB STREET FAQs

What would the monthly payment be for 620 N TUBB STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,524/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 620 N TUBB STREET?+

The most recent tax bill on record (2024) was $13,798. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Oakland?+

At $1,250,000, this home is listed about 45% above the Oakland median of $862,450. The market section on this page shows how the area is trending.

Which schools are assigned to 620 N TUBB STREET?+

Tildenville Elementary (elementary), Lakeview Middle (middle), West Orange High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,250,000 runs 76% above the OAKLAND 34760 median — but at 5,614 sqft it's also 58% larger than the typical Oakland listing.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Time on market is leverage

258 days on market against a Oakland median of 81 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Tildenville Elementary, Lakeview Middle, West Orange High — Tildenville Elementary rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $1,650,000, now $1,250,000 — a $400K cut. The full history is in the market section below.

Listing courtesy of OAKSTRAND REALTY · Jennifer Wilson. MLS #O6362142.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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