2986 STILLWATER DRIVE, KISSIMMEE, FL, 34743
Active266 days on marketListed Nov 14, 2025MLS #O6360521
About this home
2986 STILLWATER DRIVE
NOTE NEW PRICE IMPROVEMENT...PRICED TO SELL....Opportunity awaits for the right homeowner or investor. This is a very spacious house, it has 4 bedrooms and 2 bathrooms. With short-term rentals allowed, this is a fantastic investment opportunity! Nestled in a desirable community with a low HOA, in a prime location with easy access to the FL Turnpike & highway 417 for commuting or traveling, and in proximity to shops, restaurants, Lake Nona Medical City and Orlando Int'l Airport. A rare find offering comfort and convenience! An opportunity you do not want to miss! All lawn furniture and lawn equipment convey along with washer/dryer.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,756
Sqft
0.15 ac
Lot size
2
Garage
1993
Year built
One
Levels
$216
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,018 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,018/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.4%
$/sqft vs Kissimmee actives
$216 vs $209
Days on market
266 vs 52 typical
Where $216/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bridgewater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
Bridgewater — neighborhood snapshot
Population
2,490
Median age
36
Median income
$84,917
Median home value
$335,200
Avg household
4
Households w/ children
342
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
174 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 59% above the KISSIMMEE 34743 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 2986 STILLWATER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$354,990
44 PASADENA DRIVE · same community
3 bd · 2.5 ba · 1,722 sqft · $206/sqft · 43 DOM
Sold · Apr ’26$340,000
42 PASADENA DRIVE · same community
3 bd · 2.5 ba · 1,722 sqft · $197/sqft · 45 DOM
Sold · Sep ’25$340,000
28 BLUE HAVEN ROAD · same community
3 bd · 2.5 ba · 1,722 sqft · $197/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2986 STILLWATER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2986 STILLWATER DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2986 STILLWATER DRIVE FAQs
What would the monthly payment be for 2986 STILLWATER DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,018/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2986 STILLWATER DRIVE?+
The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2986 STILLWATER DRIVE?+
The most recent tax bill on record (2024) was $5,140. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2986 STILLWATER DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $380,000, this home is priced right at the Kissimmee median.
Which schools are assigned to 2986 STILLWATER DRIVE?+
Ventura Elementary School (elementary), Parkway Middle School (middle), Gateway High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$380,000 runs 59% above the KISSIMMEE 34743 median.
02Time on market is leverage
266 days on market against a Kissimmee median of 52 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $420,000, now $380,000 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REAL PROPERTY INTERNATIONAL · Bob Levy, Sr.. MLS #O6360521.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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