David Ramirez
Short-Term Rental Eligible
$720,0007 bd5.5 ba3,234 sqft$223 /sqft$5,630 /mo all-in ↓

3404 LILAC WAY, DAVENPORT, FL, 33897

Active251 days on marketListed Nov 20, 2025MLS #O6359800

Private poolFully furnishedSingle Family ResidenceWINDSOR ISLAND RESORT

About this home

3404 LILAC WAY

Welcome to an exceptional income-producing home located in the highly sought-after, guard-gated Windsor Island Resort in Davenport, Florida. This fully furnished 7-bedroom, 5.5-bathroom vacation pool home delivers an outstanding combination of luxury, comfort, and prime proximity to Orlando’s world-famous attractions. Ideal as an investment property or a personal getaway, this residence stands out for its thoughtful design and turn-key convenience. Step inside to a bright and spacious open floor plan perfect for hosting and accommodating large groups. The first-floor primary suite offers added privacy and convenient access for owners or guests. The home’s gathering spaces flow seamlessly into the modern kitchen, showcasing sleek cabinetry, stone countertops, stainless steel appliances, and a large island overlooking the living and dining areas. Upstairs features multiple ensuite bedrooms, themed guest rooms, and a generous loft that provides flexible space for entertainment, relaxation, or additional sleeping options. The layout is designed to comfortably support multi-family stays and vacation groups looking for ample room. Outdoors, the private screen-enclosed heated pool and covered lanai create the ideal setting for enjoying the Florida lifestyle year-round. Situated on a desirable corner lot, the property offers extra privacy and additional outdoor space, increasing both guest satisfaction and rental desirability. Located just minutes from Disney, Margaritaville, dining, shopping, golf courses, and major highways, this home is perfectly positioned to benefit from strong short-term rental demand. Whether you are expanding your portfolio or seeking a turn-key vacation retreat, this property represents a standout opportunity in one of Central Florida’s premier resort communities.

Facts & features

The home at a glance

7

Bedrooms

5.5

Bathrooms

3,234

Sqft

0.14 ac

Lot size

2

Garage

2022

Year built

Two

Levels

$223

Per sqft

Private poolFurnished

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesDishwasher · Microwave · Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Vinyl Siding
FoundationSlab
FacesNorth
ExteriorCourtyard · Sidewalk · Sliding Doors

Community & fees

HOA fee$689/mo
Taxes (2024)$7,507/yr
PetsBreed Restrictions
CommunityClubhouse

Utilities & systems

UtilitiesCable Connected · Electricity Available · Electricity Connected · Sprinkler Meter · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,630 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,885
PMI (est., until 20% equity)$270
Property tax — 2024 actual bill$626
HOA fee — from the listing$689
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $72,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $72,000
Interest rate6.00%
Loan term

Estimated payment

$5,630/mo

Principal & interest$3,885
PMI (est., until 20% equity)$270
Property taxes (actual bill)$626
HOA / condo fee$689
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $720K
$610KedgeAI estimate $653,610 · range $636K$693K$749K

vs edgeAI estimate

+10.2%

$/sqft vs WINDSOR ISLAND RESORT

$223 vs $223

Days on market

251 vs 42 typical

Where $223/sqft sits among the 9 homes for sale in WINDSOR ISLAND RESORT

1
0
0
4 · this home
3
1
$184–194$194–204$204–214$214–225$225–235$235+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Windsor Island, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityWindsor Island
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,295/mo median

MarketDavenport
Annual gross at median$27,540
Gross yield on this price3.8%
Homes for rent right now587

Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.

The Four Corners short-term market

▼ Softening

48%

Occupancy

▼ 37% yr/yr

$325

Avg nightly rate

▲ 13% yr/yr

$38K/yr

Revenue per listing

$151

RevPAR

78 days

Booking lead time

5.7 nights

Avg stay

3

Typical min nights

11,479

Active rentals

▼ 20% supply

Seasonality — monthly occupancy

Peaks at 57% in Jul · bottoms at 36% in Jun

44%
56%
55%
54%
44%
36%
57%
48%
39%
44%
44%
46%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Four Corners — the projection above is specific to this home’s size.

Where it sits

Inside Windsor Island

Map of 3404 LILAC WAY inside its neighborhood boundary

Drive times from this address

Walt Disney World19 min
Universal Orlando32 min
Downtown Orlando38 min
Orlando Int’l Airport (MCO)43 min
Downtown Tampa63 min
Tampa Int’l Airport (TPA)75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Windsor Island is a short-term-rental community. See the full guide →

DAVENPORT 33897 — neighborhood snapshot

Population

29,206

Median age

38.9

Median income

$73,457

Median home value

$279,100

Avg household

2.85

Households w/ children

3,278

For the school run

Polk County School District

ElementaryLoughman Oaks Elementary School★★★★★
HighRidge Community High School★★★★
MiddleLake Alfred Polytech Academy★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketLeans buyer8.6 months of inventoryBuyer’s market

$342K$363K

Davenport median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

3 of 9

WINDSOR ISLAND RESORT have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 108% above the DAVENPORT 33897 median. See the full Davenport market guide →

Paper trail

This home's history

Nov 20, 2025Listed at $720,000 · 251 days on market since
2022Built · WINDSOR ISLAND RESORT

Reality check

What actually sold near 3404 LILAC WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3432 LILAC WAYSold · Jul ’26

$570,000

3432 LILAC WAY · same community

7 bd · 5.5 ba · 3,060 sqft · $186/sqft · 47 DOM

1637 KONA LANESold · Jun ’26

$550,000

1637 KONA LANE · same community

5 bd · 4 ba · 2,504 sqft · $220/sqft · 152 DOM

1360 LAVA TREE DRIVESold · Mar ’26

$480,000

1360 LAVA TREE DRIVE · same community

5 bd · 4.5 ba · 2,293 sqft · $209/sqft · 89 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3404 LILAC WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3404 LILAC WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3404 LILAC WAY FAQs

What would the monthly payment be for 3404 LILAC WAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,630/mo — principal and interest, the actual property-tax bill, the $689/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3404 LILAC WAY?+

The association fee works out to $689 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3404 LILAC WAY?+

The most recent tax bill on record (2024) was $7,507. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 3404 LILAC WAY be rented short-term?+

Yes — this home sits inside Windsor Island, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 3404 LILAC WAY?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $720,000, this home is listed about 85% above the Davenport median of $388,995. The market section on this page shows how the area is trending.

Which schools are assigned to 3404 LILAC WAY?+

Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$720,000 runs 108% above the DAVENPORT 33897 median — but at 3,234 sqft it's also 66% larger than the typical Davenport listing.

02Zoned for nightly rentals

Windsor Island is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

04Know the monthly fee

The association fee is $689/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

05Time on market is leverage

251 days on market against a Davenport median of 42 — sellers in this position are usually ready to negotiate.

Listing courtesy of MARKET CONNECT REALTY LLC · Maria Goris. MLS #O6359800.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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