David Ramirez
$640,0005 bd3 ba3,183 sqft$201 /sqft$4,430 /mo all-in ↓

3145 TWISTED OAK LOOP, KISSIMMEE, FL, 34744

Active254 days on marketListed Nov 11, 2025MLS #O6359717

Single Family ResidenceFELLS COVE UNITS 3-4 PH 2

About this home

3145 TWISTED OAK LOOP

This beautiful property features an open floor plan and high ceilings. With a spacious interior and large yard, it is great for hosting and entertaining. The home is situated in a beautiful, well-maintained neighborhood with great access to parking and good walking areas. It is just 15 minutes from the Lake Nona Medical center. The property has convenient access to major highways. It is close to school, college and shopping. The Orlando International Airport is only 15 minutes away.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

3,183

Sqft

0.34 ac

Lot size

3

Garage

2005

Year built

Two

Levels

$201

Per sqft

NegotiablePets allowed

Inside

FlooringCarpet · Tile · Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionStucco · Wood Frame
FoundationSlab
FacesEast
ExteriorLighting · Private Mailbox · Sidewalk · Sliding Doors

Community & fees

HOA fee$53/mo
Taxes (2024)$6,288/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,430 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,453
PMI (est., until 20% equity)$240
Property tax — 2024 actual bill$524
HOA fee — from the listing$53
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $64,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $64,000
Interest rate6.00%
Loan term

Estimated payment

$4,430/mo

Principal & interest$3,453
PMI (est., until 20% equity)$240
Property taxes (actual bill)$524
HOA / condo fee$53
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $640K
$614KedgeAI estimate $916,004 · range $863K$1.0M$1.1M

vs edgeAI estimate

−30.1%

$/sqft vs Kissimmee actives

$201 vs $212

Days on market

254 vs 45 typical

Where $201/sqft sits among the 400 Kissimmee actives

82
92 · this home
100
65
28
33
$155–181$181–207$207–233$233–259$259–286$286+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Fells Cove

Map of 3145 TWISTED OAK LOOP inside its neighborhood boundary

Drive times from this address

Orlando Int’l Airport (MCO)21 min
Downtown Orlando30 min
Walt Disney World32 min
Universal Orlando33 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Kissimmee. See the full Kissimmee guide →

Fells Cove — neighborhood snapshot

Population

1,376

Median age

32

Median income

$100,970

Median home value

$416,300

Avg household

4

Households w/ children

168

For the school run

Osceola County School District

MiddleNarcoossee Middle School★★★★★
ElementaryEast Lake Elementary School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer8.9 months of inventoryBuyer’s market

$369K$358K

Kissimmee median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

161 of 400

Kissimmee actives have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 67% above the KISSIMMEE 34744 median. See the full Kissimmee market guide →

Paper trail

This home's history

Nov 11, 2025Listed at $640,000 · 254 days on market since
2005Built · FELLS COVE UNITS 3-4 PH 2

Reality check

What actually sold near 3145 TWISTED OAK LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3127 TWISTED OAK LOOPSold · May ’26

$705,000

3127 TWISTED OAK LOOP · same community

5 bd · 2.5 ba · 3,660 sqft · $193/sqft · 20 DOM

4834 LAKES EDGE LANESold · Jan ’26

$489,000

4834 LAKES EDGE LANE · same community

4 bd · 2 ba · 2,222 sqft · $220/sqft · 113 DOM

18411 MOWRY COURTSold · Jun ’26

$829,800

18411 MOWRY COURT

4 bd · 4.5 ba · 3,182 sqft · $261/sqft · 76 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3145 TWISTED OAK LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3145 TWISTED OAK LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3145 TWISTED OAK LOOP FAQs

What would the monthly payment be for 3145 TWISTED OAK LOOP?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,430/mo — principal and interest, the actual property-tax bill, the $53/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3145 TWISTED OAK LOOP?+

The association fee works out to $53 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3145 TWISTED OAK LOOP?+

The most recent tax bill on record (2024) was $6,288. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3145 TWISTED OAK LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $640,000, this home is listed about 68% above the Kissimmee median of $379,850. The market section on this page shows how the area is trending.

Which schools are assigned to 3145 TWISTED OAK LOOP?+

Narcoossee Middle School (middle), East Lake Elementary School (elementary), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6359717.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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