David Ramirez
$595,000$695,0004 bd2 ba1,908 sqft$312 /sqft$3,883 /mo all-in ↓

1255 FLINT TRAIL, GENEVA, FL, 32732

Active252 days on marketListed Nov 11, 2025MLS #O6359408

Reduced $100KSingle Family ResidenceLAKE HARNEY ESTATES 5 ACRE DEV 256 PARCELS

About this home

1255 FLINT TRAIL

Sellers are motivated and open to all offers! Experience this fully renovated 5-acre, country retreat, located in Geneva where acreage meets proximity to convenience, especially great if you are trying to escape the every day hustle and bustle. This home is zoned for A-rated Seminole County Schools, offering a rare combination of private, country living and top-tier educational opportunities. The interior has been meticulously updated with an intentional farmhouse aesthetic that is warm and cozy, yet neutral enough for new owners to imprint their own style and make it uniquely theirs. This split floor plan offers 4-bedrooms, 2-baths, and an additional office/bonus room with a new sliding door that provides a tranquil view of the property--perfect for focus (or daydreaming). Renovation Highlights: New HVAC, windows and doors, updated plumbing and electrical, tankless water heater (2025), water-filtration system (2025), 25-yr+ metal roof (2025), LVP flooring (2025), and new washer/dryer. Kitchen - Real wood, soft-close cabinets, and all new stainless steel appliances. The pantry has been expanded and boasts custom shelving. Primary en suite bathroom - Walk-in closet, jack/jill vanity, and double shower stall Exterior - A new, 12x20 detached 1-car shop and a practical 8x12 storage shed flank the hardscape patio, anchored by a built-in firepit for evening gatherings. And for quiet moments, a classic swing hangs from the grand oak tree out front, perfectly positioned for watching spectacular western sunsets. This property combines the peace and potential of country living with the confidence of a comprehensive, no-project-needed renovation. It’s more than a house; it’s a turn-key homestead ready for the next chapter. Not to mention the A-rated school system Schedule an appointment to experience 1255 Flint Trail for yourself.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,908

Sqft

5 ac

Lot size

1

Garage

1999

Year built

One

Levels

$312

Per sqft

Trees/Woods view

Inside

FlooringLuxury Vinyl
AppliancesCooktop · Dishwasher · Disposal · Dryer · Ice Maker · Microwave · Range · Refrigerator · Tankless Water Heater · Washer · Water Filtration System
InteriorEating Space In Kitchen · Solid Wood Cabinets · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionBlock · Stucco
FoundationOther
ViewTrees/Woods
FacesSouth
ExteriorPrivate Mailbox · Sliding Doors · Storage

Community & fees

Taxes (2023)$3,472/yr

Utilities & systems

UtilitiesElectricity Connected · Water Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,883 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,211
PMI (est., until 20% equity)$223
Property tax — 2023 actual bill$289
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,500
Interest rate6.00%
Loan term

Estimated payment

$3,883/mo

Principal & interest$3,211
PMI (est., until 20% equity)$223
Property taxes (actual bill)$289
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Geneva actives

$312 vs $358

Days on market

252 vs 69 typical

Where $312/sqft sits among the 21 Geneva actives

6
2 · this home
5
2
3
3
$223–273$273–323$323–373$373–423$423–473$473+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Harney

Map of 1255 FLINT TRAIL inside its neighborhood boundary

Get to know Geneva. See the full Geneva guide →

Lake Harney — neighborhood snapshot

Population

712

Median age

51

Median income

$85,078

Median home value

$347,303

Avg household

3

Households w/ children

38%

For the school run

Seminole County School District

ElementaryGeneva Elementary School★★★★
MiddleChiles Middle School★★★★
HighOviedo High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Geneva market

Seller’s marketBalanced6.9 months of inventoryBuyer’s market

$465K$686K

Geneva median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

9 of 21

Geneva actives have cut their price

Median sold price, Geneva, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 30% above the GENEVA 32732 median. See the full Geneva market guide →

Paper trail

This home's history

CurrentPrice reduced to $595,000 $100K
Nov 11, 2025Listed at $695,000 · 252 days on market since
1999Built · LAKE HARNEY ESTATES 5 ACRE DEV 256 PARCELS

Reality check

What actually sold near 1255 FLINT TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1275 E OSCEOLA ROADSold · Nov ’25

$560,000

1275 E OSCEOLA ROAD · same community

3 bd · 2 ba · 1,868 sqft · $300/sqft · 37 DOM

1296 SUTTON TRAILSold · Nov ’25

$500,000

1296 SUTTON TRAIL · same community

4 bd · 2 ba · 2,280 sqft · $219/sqft · 8 DOM

1205 SUTTON TRAILSold · Aug ’25

$585,000

1205 SUTTON TRAIL · same community

4 bd · 2 ba · 2,400 sqft · $244/sqft · 339 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1255 FLINT TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1255 FLINT TRAIL — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1255 FLINT TRAIL FAQs

What would the monthly payment be for 1255 FLINT TRAIL?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,883/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1255 FLINT TRAIL?+

The most recent tax bill on record (2023) was $3,472. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Geneva?+

At $595,000, this home is listed about 30% below the Geneva median of $849,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1255 FLINT TRAIL?+

Geneva Elementary School (elementary), Chiles Middle School (middle), Oviedo High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$595,000 runs 30% above the GENEVA 32732 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

252 days on market against a Geneva median of 69 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Geneva Elementary School, Chiles Middle School, Oviedo High School — Geneva Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $695,000, now $595,000 — a $100K cut. The full history is in the market section below.

Listing courtesy of WORTH CLARK REALTY. MLS #O6359408.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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