David Ramirez
$1,275,000$1,480,0004 bd4.5 ba4,066 sqft$314 /sqft$8,264 /mo all-in ↓

580 W 10TH AVENUE, MOUNT DORA, FL, 32757

Active260 days on marketListed Nov 7, 2025MLS #O6358920

Reduced $205KSingle Family ResidenceSUNSET SETTLE

Come see it

Upcoming open house

Sun, Jul 26

2:00 PM – 4:00 PM

About this home

580 W 10TH AVENUE

A hidden gem in Mount Dora! This spectacular home is ideally on the highest ridge in Mount Dora and within short distance of historic and charming downtown with shops, restaurants and more. Mount Dora is a small waterside town on the 77,000-plus-acre Harris Chain of Lakes offering great boating, fishing, events and festivals throughout the year. Upon arrival at this immaculate three-story home, you will notice the mature oak trees, white picket fence and private setting at end of the street. It has an inviting front porch with a bench swing that says, I’m home. Upon entering, the foyer welcomes your guests to the huge living room with separate office/den, or playroom, but your eyes will immediately be drawn to the beautiful enormous windows with the sunlight beaming in and the treetop views through the whole main floor. Hardwood floors, hickory wood doors and a stunning gas fireplace with marble accents for cozy gatherings with family and friends. Cathedral ceilings, an open floor plan, French doors and a large covered porch with volume tongue and groove wood ceiling, new epoxy flooring makes this home an entertainers dream and a lovely place to enjoy sunsets. The kitchen is spectacular and cheerful with lots of natural light and many amenities, including a large center island, a pass-through to the living room, numerous cabinets for storage, a pantry, high-end appliances, and a beautiful stained glass lighted accent piece designed and handmade by the architect. The main floor primary bedroom again features cathedral ceilings, French doors that open to a sunbathing porch connected to the covered porch. The private bath has double vanities, tub with separate oversized shower and linen closet. As you proceed upstairs to the second level, you find two large bedrooms each with full bath. The bedroom in the rear of the upstairs could be a great guest suite or a second primary bedroom with French doors opening to a Juliette balcony. Both bedrooms feature hardwood flooring, walk-in closets and have sitting room niches. Throughout the home you will find custom shutters and blinds, and a tankless water heater. Each floor has its own HVAC unit. As you proceed to the lower level of the home, you find a wonderful in-law apartment with all bells and whistles. An extra-large living/great room, private bedroom with walk-in closet and full bath, and a full-size kitchen with all appliances included, as well as great cabinet space. Lots of windows to let in the light, and French doors exiting to a spacious covered patio to enjoy your morning coffee or just enjoy the view of the beautiful manicured backyard, with private access from the French doors or through the oversized three-car garage. This downstairs area could be rented out or even used for an Airbnb, especially during events held in Mount Dora. It can also be locked off from the other two floors of the home when in use for safety. Garage is equipped with lots of cabinets and ample storage. This one is must-see. Now it’s time to make your own memories.

Facts & features

The home at a glance

4

Bedrooms

4.5

Bathrooms

4,066

Sqft

0.38 ac

Lot size

3

Garage

2006

Year built

Three Or More

Levels

$314

Per sqft

FireplaceWater viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Hardwood
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room · Other
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Metal Frame
FoundationBasement · Slab
ViewWater
FacesSoutheast
ParkingDriveway · Garage Door Opener · Garage Faces Side · Guest · Oversized · Workshop in Garage
ExteriorBalcony · French Doors · Irrigation System · Outdoor Shower · Rain Gutters

Community & fees

Taxes (2024)$8,949/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sprinkler Meter · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,264 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,880
PMI (est., until 20% equity)$478
Property tax — 2024 actual bill$746
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $127,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $127,500
Interest rate6.00%
Loan term

Estimated payment

$8,264/mo

Principal & interest$6,880
PMI (est., until 20% equity)$478
Property taxes (actual bill)$746
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Mount Dora actives

$314 vs $220

Days on market

260 vs 50 typical

Where $314/sqft sits among the 292 Mount Dora actives

69
90
73
29
10 · this home
21
$158–192$192–225$225–258$258–292$292–325$325+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Downtown Mount Dora

Map of 580 W 10TH AVENUE inside its neighborhood boundary

Drive times from this address

Downtown Orlando42 min
Universal Orlando46 min
Walt Disney World52 min
Orlando Int’l Airport (MCO)58 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Mount Dora. See the full Mount Dora guide →

Downtown Mount Dora — neighborhood snapshot

Population

3,903

Median age

52

Median income

$57,710

Median home value

$256,907

Avg household

2

Households w/ children

266

For the school run

Lake County School District

HighMt. Dora High School★★★★★
MiddleMt. Dora Middle School★★★★★
ElementaryRound Lake Charter School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Mount Dora market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$450K$453K

Mount Dora median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

164 of 292

Mount Dora actives have cut their price

Median sold price, Mount Dora, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 183% above the MOUNT DORA 32757 median. See the full Mount Dora market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,275,000 $205K
Nov 7, 2025Listed at $1,480,000 · 260 days on market since
2006Built · SUNSET SETTLE

Reality check

What actually sold near 580 W 10TH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1283 DORA PARC LANESold · Oct ’25

$645,000

1283 DORA PARC LANE

4 bd · 4.5 ba · 3,895 sqft · $166/sqft · 76 DOM

1359 ELYSIUM BOULEVARDSold · May ’26

$2,465,000

1359 ELYSIUM BOULEVARD

4 bd · 4 ba · 4,711 sqft · $523/sqft · 63 DOM

30321 ISLAND CLUB DRIVESold · Mar ’26

$1,360,000

30321 ISLAND CLUB DRIVE

5 bd · 4 ba · 3,385 sqft · $402/sqft · 56 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 580 W 10TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 580 W 10TH AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

580 W 10TH AVENUE FAQs

What would the monthly payment be for 580 W 10TH AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,264/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 580 W 10TH AVENUE?+

The most recent tax bill on record (2024) was $8,949. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 580 W 10TH AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Mount Dora?+

At $1,275,000, this home is listed about 171% above the Mount Dora median of $469,950. The market section on this page shows how the area is trending.

Which schools are assigned to 580 W 10TH AVENUE?+

Mt. Dora High School (high), Mt. Dora Middle School (middle), Round Lake Charter School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,275,000 runs 183% above the MOUNT DORA 32757 median — but at 4,066 sqft it's also nearly twice the size of the typical Mount Dora listing.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

260 days on market against a Mount Dora median of 50 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Mt. Dora High School, Mt. Dora Middle School, Round Lake Charter School — Round Lake Charter School rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $1,480,000, now $1,275,000 — a $205K cut. The full history is in the market section below.

Listing courtesy of PREMIER SOTHEBYS INT'L REALTY · Jan Fergerson. MLS #O6358920.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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