David Ramirez
Short-Term Rental Eligible
$2,2003 bd2.5 ba1,891 sqft$1 /sqft$176 /mo all-in ↓

916 DOGWOOD CIRCLE, SEBRING, FL, 33876

Active260 days on marketListed Nov 6, 2025MLS #O6358781

Priced 96% below the SEBRING 33876 medianSingle Family ResidenceSPRING LAKE VILL 05

About this home

916 DOGWOOD CIRCLE

Welcome to your dream home! This newly constructed house is the perfect place to call home. The spacious and bright open floor plan offers plenty of natural light, perfect for entertaining guests or enjoying quality time with your family. This beautiful home features high-end finishes and modern appliances The luxurious master suite boasts a spacious walk-in closet. With 4 bedrooms and 2 bathrooms, this home provides ample space for families of all sizes. The backyard is perfect for outdoor living and entertaining, and a landscaped yard. This home is located in a great neighborhood with easy access to schools, shopping, and entertainment. Don't miss the opportunity to make this stunning home yours today!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,891

Sqft

0.41 ac

Lot size

2

Garage

2024

Year built

One

Levels

$1

Per sqft

Inside

AppliancesDishwasher · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Dry Bar · Eating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryOther · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Exhaust Fan

Outside & construction

Community & fees

PetsDogs OK

Utilities & systems

WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$176 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$13
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $77Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $77
Interest rate6.00%
Loan term

Estimated payment

$176/mo

Principal & interest$13
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Sebring actives

$1 vs $187

Days on market

260 vs 60 typical

Where $1/sqft sits among the 207 Sebring actives

0 · this home
2
17
76
88
24
$1–47$47–92$92–138$138–183$183–229$229+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Spring Lake, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunitySpring Lake
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$1,790/mo median

MarketSebring
Annual gross at median$21,480
Gross yield on this price976.4%
Homes for rent right now41

Live Sebring rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Spring Lake

Map of 916 DOGWOOD CIRCLE inside its neighborhood boundary

Spring Lake is a short-term-rental community. See the full guide →

SEBRING 33876 — neighborhood snapshot

Population

7,378

Median age

54.4

Median income

$55,490

Median home value

$161,500

Avg household

2.65

Households w/ children

451

For the school run

Highlands County School District

ElementaryCracker Trail Elementary School★★★★★
HighSebring High School★★★★★
MiddleSebring Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sebring market

Seller’s marketLeans buyer7.8 months of inventoryBuyer’s market

$270K$293K

Sebring median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

91 of 207

Sebring actives have cut their price

Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 96% below the SEBRING 33876 median. See the full Sebring market guide →

Paper trail

This home's history

Nov 6, 2025Listed at $2,200 · 260 days on market since
2024Built · SPRING LAKE VILL 05

Reality check

What actually sold near 916 DOGWOOD CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1015 DUANE PALMER BOULEVARDSold · Nov ’25

$325,000

1015 DUANE PALMER BOULEVARD · same community

3 bd · 2.5 ba · 1,650 sqft · $197/sqft · 95 DOM

516 IVY DRIVESold · Sep ’25

$315,000

516 IVY DRIVE · same community

3 bd · 2 ba · 1,612 sqft · $195/sqft · 19 DOM

624 Woodmont Street, Sebring FL 33876Sold · May ’26

$270,000

624 Woodmont Street, Sebring FL 33876 · same community

3 bd · 2 ba · 1,261 sqft · $214/sqft · 20 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 916 DOGWOOD CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 916 DOGWOOD CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

916 DOGWOOD CIRCLE FAQs

What would the monthly payment be for 916 DOGWOOD CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $176/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Can 916 DOGWOOD CIRCLE be rented short-term?+

Yes — this home sits inside Spring Lake, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 916 DOGWOOD CIRCLE?+

The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sebring?+

At $2,200, this home is listed about 99% below the Sebring median of $279,990. The market section on this page shows how the area is trending.

Which schools are assigned to 916 DOGWOOD CIRCLE?+

Cracker Trail Elementary School (elementary), Sebring High School (high), Sebring Middle School (middle) — Highlands County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the SEBRING 33876 market on paper

$2,200 is 96% below the SEBRING 33876 median of $56,900, and at $1/sqft it sits under the Sebring average of $188.

02Zoned for nightly rentals

Spring Lake is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Time on market is leverage

260 days on market against a Sebring median of 60 — sellers in this position are usually ready to negotiate.

Listing courtesy of VITTORINO REAL ESTATE GROUP · Maria Nino. MLS #O6358781.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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