363 HARBOR DR, CAPE CANAVERAL, FL, 32920
Active262 days on marketListed Nov 14, 2025MLS #O6358306
About this home
363 HARBOR DR
Welcome to seaside living just steps from the beach! This charming 3-bedroom, 2-bath home offers the perfect combination of comfort, location, and investment potential. Enjoy the hot tub, paid-off solar panels for energy efficiency, and a garage equipped with a mini-split AC — ideal for use as a game room,bonus room, gym, or office. Short-term and long-term rentals are both allowed, and with no HOA, you'll have the freedom to use this property as you wish. The home is Conveniently close to the beach, Port Canaveral's restaurants and entertainment, Jetty Park, Space X and just minutes from Cocoa Beach, and major cruise terminals. Furniture is negotiable, making this a move-in-ready or turnkey rental opportunity. Don't miss your chance to own a Cape Canaveral gem that's perfect as a full-time residence, vacation home, or income-producing property. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,515
Sqft
0.17 ac
Lot size
2
Garage
1963
Year built
One
Levels
$528
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,323 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,323/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+110.8%
$/sqft vs Cape Canaveral actives
$528 vs $291
Days on market
262 vs 56 typical
Where $528/sqft sits among the 32 Cape Canaveral actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cape Canaveral
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Cape Canaveral. See the full Cape Canaveral guide →
CAPE CANAVERAL 32920 — neighborhood snapshot
Population
9,964
Median age
59.4
Median income
$70,734
Median home value
$323,900
Avg household
1.69
Households w/ children
367
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Canaveral market
$290K → $366K
Cape Canaveral median sold, yr/yr
94.9%
Sale-to-list ratio (12 mo)
11 of 32
Cape Canaveral actives have cut their price
Median sold price, Cape Canaveral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 122% above the CAPE CANAVERAL 32920 median. See the full Cape Canaveral market guide →
Paper trail
This home's history
Reality check
What actually sold near 363 HARBOR DR
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$475,000
580 CASA BELLA DRIVE UNIT 2001
3 bd · 2 ba · 1,507 sqft · $315/sqft · 0 DOM
Sold · Jun ’26$410,000
8652 VILLANOVA DRIVE UNIT 1001
3 bd · 2 ba · 1,507 sqft · $272/sqft · 123 DOM
Sold · May ’26$410,000
219-221 HARRISON AVENUE
4 bd · 2 ba · 1,568 sqft · $261/sqft · 53 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 363 HARBOR DR — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 363 HARBOR DR — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
363 HARBOR DR FAQs
What would the monthly payment be for 363 HARBOR DR?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,323/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 363 HARBOR DR?+
The most recent tax bill on record (2025) was $6,560. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cape Canaveral?+
At $800,000, this home is listed about 110% above the Cape Canaveral median of $380,167. The market section on this page shows how the area is trending.
Which schools are assigned to 363 HARBOR DR?+
Cape View Elementary School (elementary), Cocoa Beach Junior/Senior High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$800,000 runs 122% above the CAPE CANAVERAL 32920 median — but at 1,515 sqft it's also 32% larger than the typical Cape Canaveral listing.
02Time on market is leverage
262 days on market against a Cape Canaveral median of 56 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Cape View Elementary School, Cocoa Beach Junior/Senior High School — Cocoa Beach Junior/Senior High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $850,000, now $800,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Mihai Echim. MLS #O6358306.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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