David Ramirez
$199,9992 bd2 ba974 sqft$205 /sqft$2,014 /mo all-in ↓

1014 VILLA LANE UNIT 7, APOPKA, FL, 32712

Active260 days on marketListed Nov 14, 2025MLS #O6357226

Priced 58% below the APOPKA 32712 medianCondominiumERROL CLUB VILLAS 01

About this home

1014 VILLA LANE UNIT 7

Nestled in the charming and picturesque community of Errol Club Villas, this delightful one-story villa offers 2 bedrooms and 2 baths with no rear neighbors. Bright, cheerful, and move-in ready, this home features new title throughout livingroom and a beautifully updated kitchen that overlooks the spacious great room. The great room boasts a vaulted tongue-and-groove ceiling, ceiling fan, breakfast bar, and sliding doors leading to a lovely screened patio—perfect for relaxing or entertaining. Additional updates include renovated bathrooms, replaced plumbing, newer bedroom windows, a newer hot water heater, a new airaconditioner, and a refreshed kitchen. Conveniently located near major highways, shopping, dining, two international airports, and popular area attractions.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

974

Sqft

0.11 ac

Lot size

1972

Year built

One

Levels

$205

Per sqft

Inside

FlooringCarpet · Ceramic Tile
AppliancesCooktop · Microwave · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Vaulted Ceiling(s)
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco · Wood Frame
FoundationSlab
FacesWest
ExteriorIrrigation System · Lighting

Community & fees

HOA fee$355/mo
Taxes (2024)$2,798/yr
PetsNumber Limit
CommunityBuyer Approval Required · Community Mailbox · Golf Carts OK · Special Community Restrictions

Utilities & systems

UtilitiesCable Available · Electricity Available · Public · Water Available
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,014 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,177
FHA mortgage insurance (est.)$88
Property tax — 2024 actual bill$233
Condo fee — from the listing$355
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,000
Interest rate6.00%
Loan term

Estimated payment

$2,014/mo

Principal & interest$1,177
FHA mortgage insurance (est.)$88
Property taxes (actual bill)$233
HOA / condo fee$355
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $200K
$171KedgeAI estimate $194,489 · range $178K$219K$228K

vs edgeAI estimate

+2.8%

$/sqft vs Apopka actives

$205 vs $217

Days on market

260 vs 28 typical

Where $205/sqft sits among the 400 Apopka actives

56
110 · this home
115
71
21
27
$155–183$183–210$210–237$237–265$265–292$292+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Errol Estate

Map of 1014 VILLA LANE UNIT 7 inside its neighborhood boundary

Drive times from this address

Downtown Orlando28 min
Universal Orlando34 min
Walt Disney World39 min
Orlando Int’l Airport (MCO)46 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apopka. See the full Apopka guide →

Errol Estate — neighborhood snapshot

Population

6,503

Median age

47

Median income

$105,779

Median home value

$347,503

Avg household

3

Households w/ children

799

For the school run

Orange County School District

HighApopka High★★★★★
ElementaryApopka Elementary★★★★★
MiddleWolf Lake Middle★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apopka market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$399K$415K

Apopka median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

179 of 400

Apopka actives have cut their price

Median sold price, Apopka, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 58% below the APOPKA 32712 median. See the full Apopka market guide →

Paper trail

This home's history

Nov 14, 2025Listed at $199,999 · 260 days on market since
1972Built · ERROL CLUB VILLAS 01

Reality check

What actually sold near 1014 VILLA LANE UNIT 7

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

605 SWALLOW COURTSold · Feb ’26

$225,000

605 SWALLOW COURT

2 bd · 2 ba · 975 sqft · $231/sqft · 15 DOM

486 SPREADING OAK CIRCLESold · Feb ’26

$235,000

486 SPREADING OAK CIRCLE

2 bd · 2 ba · 998 sqft · $235/sqft · 5 DOM

346 N MAINE AVENUESold · May ’26

$265,000

346 N MAINE AVENUE

2 bd · 1 ba · 1,056 sqft · $251/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1014 VILLA LANE UNIT 7 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1014 VILLA LANE UNIT 7 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1014 VILLA LANE UNIT 7 FAQs

What would the monthly payment be for 1014 VILLA LANE UNIT 7?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,014/mo — principal and interest, the actual property-tax bill, the $355/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1014 VILLA LANE UNIT 7?+

The association fee works out to $355 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1014 VILLA LANE UNIT 7?+

The most recent tax bill on record (2024) was $2,798. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1014 VILLA LANE UNIT 7?+

The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apopka?+

At $199,999, this home is listed about 55% below the Apopka median of $448,952. The market section on this page shows how the area is trending.

Which schools are assigned to 1014 VILLA LANE UNIT 7?+

Apopka High (high), Apopka Elementary (elementary), Wolf Lake Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of MARVIEW INTERNATIONAL REALTY LLC · Adeli Galvis. MLS #O6357226.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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