David Ramirez
$124,000$150,0002 bd2 ba935 sqft$133 /sqft$1,149 /mo all-in ↓

4400 THORNBRIAR LANE UNIT A202, ORLANDO, FL, 32822

Active281 days on marketListed Oct 30, 2025MLS #O6356807

Priced 20% below the ORLANDO 32822 medianReduced $26KWaterfrontCondominiumREGENCY GARDENS

About this home

4400 THORNBRIAR LANE UNIT A202

Corner Condo!!! welcome !! INVESTMENT!! THE BEST VIEW IN THE BUILDING WITH ACTIVE TENANT This exceptional unit offers the most breathtaking panoramic views available, ensuring high demand and premium value for years to come. Currently occupied by an excellent tenant until February 2027, this is a rare opportunity to acquire a premium property that pays for itself from day one. High-end finishes, world-class amenities, and an unbeatable location make this a must-see for savvy investors. Enjoy the best view Lagos View, Regency Gardens Condominiums. Walk to Walmart, Showing Center, 7 minutes from International Airport. and more!!! Beautiful 2 Bed -2 Bath condo located in beautiful community of Regency Gardens. Enjoy a cozy spacious living/dining room combo with a Fireplace, Have a morning coffee or a glass of wine in the screen porch looking at the lake. Big bedrooms with good closet space. All baths are upgraded already. Fresh paint inside. New kitchen, granite and stainless!!!!! The community offers a pool, fitness center, clubhouse, volleyball and beautiful serene lake to indulge in peace and tranquility. located next to major highways, Airport, supermarkets, restaurants, shopping and more.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

935

Sqft

0.24 ac

Lot size

1987

Year built

Two

Levels

$133

Per sqft

WaterfrontFireplacePets allowed

Inside

FlooringCeramic Tile · Concrete · Granite · Laminate · Hardwood
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Ninguno · Open Floorplan · Solid Wood Cabinets · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Washer Hookup
CoolingCentral Air
HeatingCentral · None

Outside & construction

RoofShake
ConstructionBlock · Concrete
FoundationBlock · Concrete Perimeter · Slab
FacesSoutheast
ExteriorBalcony · Garden · Irrigation System · Other · Sidewalk · Tennis Court(s)

Community & fees

Taxes (2023)$2,450/yr
PetsYes
CommunityClubhouse · Fitness Center · Irrigation-Reclaimed Water · Playground · Pool

Utilities & systems

UtilitiesOther · Public · Sprinkler Well
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,149 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$730
FHA mortgage insurance (est.)$55
Property tax — 2023 actual bill$204
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,340Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,340
Interest rate6.00%
Loan term

Estimated payment

$1,149/mo

Principal & interest$730
FHA mortgage insurance (est.)$55
Property taxes (actual bill)$204
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $124K
$119KedgeAI estimate $181,636 · range $165K$196K$204K

vs edgeAI estimate

−31.7%

$/sqft vs REGENCY GARDENS

$133 vs $144

Days on market

281 vs 41 typical

Where $133/sqft sits among the 11 homes for sale in REGENCY GARDENS

2 · this home
5
0
2
0
2
$122–136$136–149$149–163$163–177$177–191$191+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside South Semoran

Map of 4400 THORNBRIAR LANE UNIT A202 inside its neighborhood boundary

Drive times from this address

Downtown Orlando11 min
Orlando Int’l Airport (MCO)12 min
Universal Orlando24 min
Walt Disney World32 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

South Semoran — neighborhood snapshot

Population

11,776

Median age

35

Median income

$48,381

Median home value

$176,052

Avg household

3

Households w/ children

1,451

For the school run

Orange County School District

ElementaryMichael McCoy Elementary★★★★
MiddleLiberty Middle★★★★★
HighColonial High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$395K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

5 of 11

REGENCY GARDENS have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 20% below the ORLANDO 32822 median. See the full Orlando market guide →

Paper trail

This home's history

CurrentPrice reduced to $124,000 $26K
Oct 30, 2025Listed at $150,000 · 281 days on market since
1987Built · REGENCY GARDENS

Reality check

What actually sold near 4400 THORNBRIAR LANE UNIT A202

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4400 THORNBRIAR LANE UNIT 104Sold · Aug ’25

$120,000

4400 THORNBRIAR LANE UNIT 104 · same community

2 bd · 2 ba · 935 sqft · $128/sqft · 63 DOM

5600 DEVONBRIAR WAY UNIT 207Sold · Dec ’25

$114,000

5600 DEVONBRIAR WAY UNIT 207 · same community

2 bd · 2 ba · 935 sqft · $122/sqft · 0 DOM

4400 THORNBRIAR LANE UNIT 105Sold · Aug ’25

$114,000

4400 THORNBRIAR LANE UNIT 105 · same community

2 bd · 2 ba · 935 sqft · $122/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4400 THORNBRIAR LANE UNIT A202 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4400 THORNBRIAR LANE UNIT A202 — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

4400 THORNBRIAR LANE UNIT A202 FAQs

What would the monthly payment be for 4400 THORNBRIAR LANE UNIT A202?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,149/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4400 THORNBRIAR LANE UNIT A202?+

The most recent tax bill on record (2023) was $2,450. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4400 THORNBRIAR LANE UNIT A202?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $124,000, this home is listed about 68% below the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4400 THORNBRIAR LANE UNIT A202?+

Michael McCoy Elementary (elementary), Liberty Middle (middle), Colonial High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the ORLANDO 32822 market on paper

$124,000 is 20% below the ORLANDO 32822 median of $155,000, and at $133/sqft it sits under the Orlando average of $264.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

281 days on market against a Orlando median of 41 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $150,000, now $124,000 — a $26K cut. The full history is in the market section below.

Listing courtesy of AGENT TRUST REALTY CORPORATION · Gloria Sacristan. MLS #O6356807.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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