6940 CHURCH LAKE STREET, GROVELAND, FL, 34736
Active297 days on marketListed Oct 25, 2025MLS #O6355528
About this home
6940 CHURCH LAKE STREET
Welcome to modern living in the beautiful Trinity Lakes Community! Built in 2023, this stunning 4-bedroom, 2.5-bath home offers 2,296 sq. ft. of thoughtfully designed space featuring comfort, style, and efficiency. Enjoy an open-concept layout perfect for entertaining, with abundant natural light and contemporary finishes throughout. The spacious primary suite includes a luxurious smart shower for a personalized spa-like experience. This energy-efficient home helps you save on utilities while maintaining year-round comfort. Step outside to a fully privacy-fenced backyard, ideal for relaxing or hosting gatherings. Trinity Lakes has so much to offer including walking trails, Gym with Modern work out equipment, Resort Style Pool and convenient access to Groveland, The Turnpike and top-rated schools. Seller offering $5,000 towards Buyers Closing Costs and Down Payment with Approved Offer Move-in ready and designed for today’s lifestyle — don’t miss your opportunity to call this exceptional property home!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,296
Sqft
0.11 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$174
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,271 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,271/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.4%
$/sqft vs Groveland actives
$174 vs $202
Days on market
297 vs 39 typical
Where $174/sqft sits among the 241 Groveland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Groveland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Groveland. See the full Groveland guide →
The numbers that matter
The Groveland market
$378K → $378K
Groveland median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
118 of 241
Groveland actives have cut their price
Median sold price, Groveland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the Groveland median. See the full Groveland market guide →
Paper trail
This home's history
Reality check
What actually sold near 6940 CHURCH LAKE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$370,500
7109 DILLY LAKE AVENUE · same community
4 bd · 2 ba · 1,850 sqft · $200/sqft · 23 DOM
Sold · Jun ’26$465,000
6877 WILSON HAMMOCK AVENUE · same community
4 bd · 2.5 ba · 2,936 sqft · $158/sqft · 139 DOM
Sold · Jan ’26$339,000
6936 DILLY LAKE AVENUE · same community
3 bd · 2 ba · 1,540 sqft · $220/sqft · 19 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6940 CHURCH LAKE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6940 CHURCH LAKE STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6940 CHURCH LAKE STREET FAQs
What would the monthly payment be for 6940 CHURCH LAKE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,271/mo — principal and interest, the actual property-tax bill, the $85/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6940 CHURCH LAKE STREET?+
The association fee works out to $85 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6940 CHURCH LAKE STREET?+
The most recent tax bill on record (2024) was $6,013. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6940 CHURCH LAKE STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Groveland?+
At $399,000, this home is listed about 2% above the Groveland median of $389,950. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER PROPERTIES LLC · Daryl Szelengiewicz. MLS #O6355528.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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