David Ramirez
Short-Term Rental Eligible
$949,000$995,00010 bd8 ba4,399 sqft$216 /sqft$7,334 /mo all-in ↓

4494 KAIPO ROAD, DAVENPORT, FL, 33897

Active282 days on marketListed Oct 25, 2025MLS #O6355473

Reduced $46KPrivate poolFully furnishedSingle Family ResidenceWINDSOR ISLAND RESIDENCE PH 3

About this home

4494 KAIPO ROAD

PRICE IMPROVEMENT! Seller has reduced the price by $46,000! Luxurious Ten-Bedroom Home at Windsor Island Resort, Minutes from Disney World! This stunning, fully furnished, professionally themed vacation home generated over $100,000 in gross rental income last year, with more than $87,000 in future bookings already secured (June 2026–June 2027). These reservations can seamlessly transfer to the new owner if they continue with the current management company. A detailed rental income report is available upon request. This grand, fully furnished home built in 2023 offers exceptional rental income potential and is located at Windsor Island Resort, less than 10 miles from the Magic Kingdom. With 10 bedrooms, 8 bathrooms, and ample space to host guests, this home features an open kitchen, a private pool, spa, and a luxury-covered lanai. The two-car garage has been converted into a game room with insulation and AC/heater installed, providing additional entertainment space for guests. The home comfortably sleeps up to 22 guests, with each room professionally and thoughtfully themed-designed for guests of all ages. Enjoy a spacious living area, large kitchen, and dining space for the whole family. The pool screen has privacy film installed, providing guests with added privacy. Windsor Island Resort offers incredible amenities, including a 24-hour manned gated community, clubhouse with fitness center, splash pad, sports courts, full-service concierge & activities director, dual water slides, and a resort-style pool with lazy river & spa. Zoned for short-term rentals, the HOA includes lawn maintenance, landscaping, irrigation water, cable TV and 400MB unlimited high-speed internet. Experience the ultimate vacation home and schedule a showing today!

Facts & features

The home at a glance

10

Bedrooms

8

Bathrooms

4,399

Sqft

0.14 ac

Lot size

2

Garage

2023

Year built

Two

Levels

$216

Per sqft

Private poolFurnishedPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Washer
InteriorKitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · PrimaryBedroom Upstairs · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingElectric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
FacesNorth
ExteriorLighting · Sidewalk

Community & fees

HOA fee$712/mo
Taxes (2024)$11,820/yr
PetsYes
CommunityClubhouse · Fitness Center · Gated Community - Guard · Park · Playground · Pool · Restaurant

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Sprinkler Meter · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,334 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,121
PMI (est., until 20% equity)$356
Property tax — 2024 actual bill$985
HOA fee — from the listing$712
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $94,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $94,900
Interest rate6.00%
Loan term

Estimated payment

$7,334/mo

Principal & interest$5,121
PMI (est., until 20% equity)$356
Property taxes (actual bill)$985
HOA / condo fee$712
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $949K
$835KedgeAI estimate $987,277 · range $870K$1.1M$1.1M

vs edgeAI estimate

−3.9%

$/sqft vs WINDSOR ISLAND RESIDENCE PH 3

$216 vs $216

Days on market

282 vs 50 typical

Where $216/sqft sits among the 18 homes for sale in WINDSOR ISLAND RESIDENCE PH 3

4
7 · this home
3
1
1
2
$191–204$204–217$217–229$229–242$242–255$255+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Windsor Island, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityWindsor Island
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,265/mo median

MarketDavenport
Annual gross at median$27,180
Gross yield on this price2.9%
Homes for rent right now533

Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.

The Four Corners short-term market

▼ Softening

48%

Occupancy

▼ 37% yr/yr

$325

Avg nightly rate

▲ 13% yr/yr

$38K/yr

Revenue per listing

$151

RevPAR

78 days

Booking lead time

5.7 nights

Avg stay

3

Typical min nights

11,479

Active rentals

▼ 20% supply

Seasonality — monthly occupancy

Peaks at 57% in Jul · bottoms at 36% in Jun

44%
56%
55%
54%
44%
36%
57%
48%
39%
44%
44%
46%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Four Corners — the projection above is specific to this home’s size.

Where it sits

Inside Windsor Island

Map of 4494 KAIPO ROAD inside its neighborhood boundary

Drive times from this address

Walt Disney World19 min
Universal Orlando32 min
Downtown Orlando38 min
Orlando Int’l Airport (MCO)43 min
Downtown Tampa64 min
Tampa Int’l Airport (TPA)75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Windsor Island is a short-term-rental community. See the full guide →

DAVENPORT 33897 — neighborhood snapshot

Population

29,206

Median age

38.9

Median income

$73,457

Median home value

$279,100

Avg household

2.85

Households w/ children

3,278

For the school run

Polk County School District

ElementaryLoughman Oaks Elementary School★★★★★
HighRidge Community High School★★★★
MiddleLake Alfred Polytech Academy★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$350K$355K

Davenport median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

8 of 18

WINDSOR ISLAND RESIDENCE PH 3 have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 179% above the DAVENPORT 33897 median. See the full Davenport market guide →

Paper trail

This home's history

CurrentPrice reduced to $949,000 $46K
Oct 25, 2025Listed at $995,000 · 282 days on market since
2023Built · WINDSOR ISLAND RESIDENCE PH 3

Reality check

What actually sold near 4494 KAIPO ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4141 LANA AVENUESold · Oct ’25

$795,000

4141 LANA AVENUE · same community

10 bd · 8 ba · 4,399 sqft · $181/sqft · 279 DOM

4057 LANA AVENUESold · Jul ’26

$630,000

4057 LANA AVENUE · same community

7 bd · 5.5 ba · 3,281 sqft · $192/sqft · 100 DOM

3982 LANA AVENUESold · Aug ’25

$458,000

3982 LANA AVENUE · same community

5 bd · 4.5 ba · 2,283 sqft · $201/sqft · 367 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4494 KAIPO ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4494 KAIPO ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4494 KAIPO ROAD FAQs

What would the monthly payment be for 4494 KAIPO ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,334/mo — principal and interest, the actual property-tax bill, the $712/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4494 KAIPO ROAD?+

The association fee works out to $712 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4494 KAIPO ROAD?+

The most recent tax bill on record (2024) was $11,820. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 4494 KAIPO ROAD be rented short-term?+

Yes — this home sits inside Windsor Island, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 4494 KAIPO ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $949,000, this home is listed about 143% above the Davenport median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 4494 KAIPO ROAD?+

Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$949,000 runs 179% above the DAVENPORT 33897 median — but at 4,399 sqft it's also nearly twice the size of the typical Davenport listing.

02Zoned for nightly rentals

Windsor Island is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

04Know the monthly fee

The association fee is $712/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

05Time on market is leverage

282 days on market against a Davenport median of 50 — sellers in this position are usually ready to negotiate.

Listing courtesy of RATIO REAL ESTATE, LLC · Veronica Li. MLS #O6355473.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Davenport homes, in your inbox

Like 4494 KAIPO ROAD but not quite? A daily digest of every new listing in Davenport — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 3, 2026 at 7:15 PM UTC. The listing information on this page last changed on August 3, 2026 at 7:15 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 3, 2026 at 7:15 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 3, 2026 at 7:15 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.