1878 TARPON BAY DRIVE S UNIT 102, NAPLES, FL, 34119
Active296 days on marketListed Oct 16, 2025MLS #O6353104
About this home
1878 TARPON BAY DRIVE S UNIT 102
Located in a well-kept, gated community, this first-floor condo offers a comfortable and convenient place to call home in North Naples, just off I-75 and Immokalee Road.Inside, the layout is open and easy to live in, with plenty of natural light throughout. The living area flows right out to a screened-in lanai, where you can relax and enjoy peaceful views of the surrounding greenery—perfect for a quiet morning or winding down in the evening. The community has a lot to offer, including a fitness center, tennis and basketball courts, a heated pool, and a clubhouse with spaces to work, read, or socialize. There are also walking paths throughout the neighborhood, giving it a calm, relaxed feel. You’re close to everyday conveniences like shopping and dining, and just a short drive from Vanderbilt Beach and downtown Naples. The HOA covers water, cable, and trash, making things a little simpler. ***Seller is willing to pay half of the HOA fees for up to 24 months*** If you’re looking for a low-maintenance home in a great location with solid amenities, this is definitely one to consider.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,356
Sqft
2002
Year built
One
Levels
$212
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,000 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,000/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Naples actives
$212 vs $326
Days on market
296 vs 54 typical
Where $212/sqft sits among the 80 Naples actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tarpon Bay
Get to know Naples. See the full Naples guide →
Tarpon Bay — neighborhood snapshot
Population
1,114
Median age
40
Median income
$46,492
Median home value
$526,800
Avg household
2
Households w/ children
151
For the school run
Collier County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Naples market
$535K → $568K
Naples median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
12 of 80
Naples actives have cut their price
Median sold price, Naples, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% above the NAPLES 34119 median. See the full Naples market guide →
Paper trail
This home's history
Reality check
What actually sold near 1878 TARPON BAY DRIVE S UNIT 102
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$510,000
5508 ISLANDWALK CIRCLE
2 bd · 2 ba · 1,540 sqft · $331/sqft · 155 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1878 TARPON BAY DRIVE S UNIT 102 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1878 TARPON BAY DRIVE S UNIT 102 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1878 TARPON BAY DRIVE S UNIT 102 FAQs
What would the monthly payment be for 1878 TARPON BAY DRIVE S UNIT 102?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,000/mo — principal and interest, the actual property-tax bill, the $904/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1878 TARPON BAY DRIVE S UNIT 102?+
The association fee works out to $904 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1878 TARPON BAY DRIVE S UNIT 102?+
The most recent tax bill on record (2023) was $1,406. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1878 TARPON BAY DRIVE S UNIT 102?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Naples?+
At $287,400, this home is listed about 50% below the Naples median of $575,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1878 TARPON BAY DRIVE S UNIT 102?+
Laurel Oak Elementary School (elementary), North Naples Middle School (middle) — Collier County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
02Know the monthly fee
The association fee is $904/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
296 days on market against a Naples median of 54 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Laurel Oak Elementary School, North Naples Middle School — Laurel Oak Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $299,900, now $287,400 — a $13K cut. The full history is in the market section below.
Listing courtesy of THE REAL ESTATE EXCHANGE TEAM INC · John Neal, Ii. MLS #O6353104.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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