2885 S TROPICAL TRAIL, MERRITT ISLAND, FL, 32952
Pending302 days on marketListed Oct 15, 2025MLS #O6352757
About this home
2885 S TROPICAL TRAIL
Experience the charm of mid-century design with this iconic 1950s riverfront retreat—a rare opportunity to own over 100 feet of direct Indian River frontage on a sprawling .41-acre lot. This three-bedroom, two-bath residence captures the essence of vintage Florida living, featuring warm wood ceilings and breathtaking panoramic views of the river. Step outside to enjoy spectacular sunsets and an ever-changing display of Florida's coastal wildlife, all from your own backyard paradise. With its timeless architecture, serene setting, and endless potential, this property offers a unique opportunity to renovate or reimagine into your dream waterfront estate. Homes like this rarely come available—a perfect blend of history, character, and location along the sought-after Indian River.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,639
Sqft
0.41 ac
Lot size
1
Garage
1957
Year built
Two
Levels
$519
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,350 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,350/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+108.2%
$/sqft vs NONE
$519 vs $334
Days on market
302 vs 54 typical
Where $519/sqft sits among the 273 homes for sale in NONE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Merritt Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Merritt Island. See the full Merritt Island guide →
MERRITT ISLAND 32952 — neighborhood snapshot
Population
21,354
Median age
50.4
Median income
$98,651
Median home value
$404,000
Avg household
2.47
Households w/ children
1,920
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Merritt Island market
$430K → $607K
Merritt Island median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
100 of 273
NONE have cut their price
Median sold price, Merritt Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% above the MERRITT ISLAND 32952 median. See the full Merritt Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 2885 S TROPICAL TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$210,000
7965 SE 147TH PLACE · same community
5 bd · 2 ba · 1,620 sqft · $130/sqft · 77 DOM
Sold · Nov ’25$475,000
913 SW COLES COURT · same community
3 bd · 2 ba · 1,601 sqft · $297/sqft · 42 DOM
Sold · Dec ’25$188,400
3855 W HIGHWAY 316 · same community
3 bd · 2 ba · 1,683 sqft · $112/sqft · 47 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2885 S TROPICAL TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2885 S TROPICAL TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2885 S TROPICAL TRAIL FAQs
What would the monthly payment be for 2885 S TROPICAL TRAIL?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,350/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2885 S TROPICAL TRAIL?+
The most recent tax bill on record (2024) was $3,420. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Merritt Island?+
At $850,000, this home is listed about 47% above the Merritt Island median of $579,950. The market section on this page shows how the area is trending.
Which schools are assigned to 2885 S TROPICAL TRAIL?+
Tropical Elementary School (elementary), Thomas Jefferson Middle School (middle), Merritt Island High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$850,000 runs 37% above the MERRITT ISLAND 32952 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
302 days on market against a Merritt Island median of 54 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Tropical Elementary School, Thomas Jefferson Middle School, Merritt Island High School — Thomas Jefferson Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $925,000, now $850,000 — a $75K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DAIGNAULT REALTY INC · Michelle Daignault-Ives. MLS #O6352757.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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