6178 SWAINSON STREET, MILTON, FL, 32570
Active294 days on marketListed Oct 14, 2025MLS #O6352560
About this home
6178 SWAINSON STREET
Welcome to your dream home! No detail was overlooked in this complete luxury renovation. This residence features all new impact-rated windows, doors, and garage door, offering peace of mind and energy efficiency. Step inside to discover brand-new flooring, elegant lighting fixtures, and beautifully designed bathrooms that exude sophistication and style. The kitchen boasts all-new custom cabinets and stainless-steel appliances, including a counter-depth refrigerator, and induction stove. A new roof, HVAC system and water heater ensure years of worry-free living. Set in a safe, convenient neighborhood close to excellent schools, this home sits on a large lot with a privacy-fenced yard. Experience the perfect combination of luxury, comfort and practicality all in one incredible home.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,285
Sqft
0.31 ac
Lot size
2
Garage
2001
Year built
One
Levels
$179
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,044 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,044/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Milton
Get to know Milton. See the full Milton guide →
MILTON 32570 — neighborhood snapshot
Population
35,751
Median age
40.3
Median income
$73,615
Median home value
$240,800
Avg household
2.52
Households w/ children
3,963
For the school run
Santa Rosa County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Milton market
$80K → $398K
Milton median sold, yr/yr
Median sold price, Milton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 645% above the MILTON 32570 median. See the full Milton market guide →
Paper trail
This home's history
Reality check
What actually sold near 6178 SWAINSON STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$500,000
3204 HAWKS RIDGE POINT · same community
4 bd · 2 ba · 2,286 sqft · $219/sqft · 7 DOM
Sold · Jun ’26$565,000
3278 HAWKS NEST DRIVE · same community
4 bd · 3 ba · 2,765 sqft · $204/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6178 SWAINSON STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6178 SWAINSON STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6178 SWAINSON STREET FAQs
What would the monthly payment be for 6178 SWAINSON STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,044/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6178 SWAINSON STREET?+
The most recent tax bill on record (2024) was $3,478. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Milton?+
At $409,900, this home is listed about 13% above the Milton median of $362,450. The market section on this page shows how the area is trending.
Which schools are assigned to 6178 SWAINSON STREET?+
Hobbs Middle School (middle), Milton High School (high), Berryhill Elementary School (elementary) — Santa Rosa County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$409,900 runs 645% above the MILTON 32570 median.
02Time on market is leverage
294 days on market against a Milton median of 130 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $439,900, now $409,900 — a $30K cut. The full history is in the market section below.
Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6352560.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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