David Ramirez
$146,000$196,1002 bd1 ba874 sqft$167 /sqft$1,299 /mo all-in ↓

1668 W WAYCROSS CIRCLE, DELTONA, FL, 32725

Active293 days on marketListed Oct 13, 2025MLS #O6352125

Priced 50% below the DELTONA 32725 medianReduced $50KSingle Family ResidenceDELTONA LAKES UNIT 55

About this home

1668 W WAYCROSS CIRCLE

Auction Property. AUCTION. Cozy ranch home offers the perfect layout for relaxing and entertaining with 2 beds, 1 bath, living room, dining room, eat-in kitchen, family room, and a front porch. Home sits on a large lot and will need your renovation ideas. Repairs will be needed to include roof, ceiling , walls and other cosmetic updates. Property is sold as-is with NO property disclosure or inspection reports. CAUTION MOLD may be present in the kitchen area. Make this one your next project.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

874

Sqft

0.17 ac

Lot size

1967

Year built

One

Levels

$167

Per sqft

Inside

FlooringOther
AppliancesNone
InteriorOther
LaundryOther
CoolingCentral Air
HeatingOther

Outside & construction

RoofShingle
ConstructionConcrete
FoundationSlab
FacesNorth
ExteriorOther

Community & fees

Taxes (2025)$2,582/yr

Utilities & systems

UtilitiesOther
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,299 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$859
FHA mortgage insurance (est.)$65
Property tax — 2025 actual bill$215
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,110Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,110
Interest rate6.00%
Loan term

Estimated payment

$1,299/mo

Principal & interest$859
FHA mortgage insurance (est.)$65
Property taxes (actual bill)$215
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $146K
$124KedgeAI estimate $195,664 · range $129K$273K$283K

vs edgeAI estimate

−25.4%

$/sqft vs Deltona actives

$167 vs $204

Days on market

293 vs 30 typical

Where $167/sqft sits among the 313 Deltona actives

72 · this home
72
78
46
20
25
$158–179$179–200$200–222$222–243$243–264$264+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Deltona Lakes

Map of 1668 W WAYCROSS CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Orlando39 min
Universal Orlando51 min
Orlando Int’l Airport (MCO)58 min
Walt Disney World63 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Deltona. See the full Deltona guide →

Deltona Lakes — neighborhood snapshot

Population

86,681

Median age

40

Median income

$72,296

Median home value

$254,238

Avg household

3

Households w/ children

10,582

For the school run

Volusia County School District

ElementarySpirit Elementary School★★★★★
MiddleDeltona Middle School★★★★★
HighDeltona High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Deltona market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$308K$299K

Deltona median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

154 of 313

Deltona actives have cut their price

Median sold price, Deltona, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 50% below the DELTONA 32725 median. See the full Deltona market guide →

Paper trail

This home's history

CurrentPrice reduced to $146,000 $50K
Oct 13, 2025Listed at $196,100 · 293 days on market since
1967Built · DELTONA LAKES UNIT 55

Reality check

What actually sold near 1668 W WAYCROSS CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1619 BRADY DRIVESold · Feb ’26

$225,000

1619 BRADY DRIVE · same community

2 bd · 2 ba · 883 sqft · $255/sqft · 27 DOM

1109 W PAGE DRIVESold · Jan ’26

$229,900

1109 W PAGE DRIVE · same community

2 bd · 1 ba · 844 sqft · $272/sqft · 5 DOM

1581 CLEARFIELD STREETSold · Mar ’26

$225,000

1581 CLEARFIELD STREET · same community

2 bd · 1 ba · 816 sqft · $276/sqft · 20 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1668 W WAYCROSS CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1668 W WAYCROSS CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1668 W WAYCROSS CIRCLE FAQs

What would the monthly payment be for 1668 W WAYCROSS CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,299/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1668 W WAYCROSS CIRCLE?+

The most recent tax bill on record (2025) was $2,582. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Deltona?+

At $146,000, this home is listed about 54% below the Deltona median of $320,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1668 W WAYCROSS CIRCLE?+

Spirit Elementary School (elementary), Deltona Middle School (middle), Deltona High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the DELTONA 32725 market on paper

$146,000 is 50% below the DELTONA 32725 median of $294,900, and at $167/sqft it sits under the Deltona average of $209.

02Time on market is leverage

293 days on market against a Deltona median of 30 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $196,100, now $146,000 — a $50K cut. The full history is in the market section below.

Listing courtesy of REALHOME SERVICE & SOLUTIONS INC · Andrea Butcher. MLS #O6352125.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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