408 CHELSEA AVENUE, DAVENPORT, FL, 33837
Active302 days on marketListed Oct 13, 2025MLS #O6350800
About this home
408 CHELSEA AVENUE
Discover luxury living at its finest in this fully renovated, never-lived-in smart home located in the prestigious Providence Golf and Country Club, one of Central Florida's most exclusive gated communities. This stunning five-bedroom, four-bathroom residence offers an impressive 4,136 sq. ft. of space, featuring a rare climate-controlled three-car garage, making it perfect for luxury vehicles, a home gym, or additional storage. Step inside to experience an elegant modern open layout adorned with premium finishes and smart appliances. The gourmet kitchen is a chef's dream, complete with a wine fridge, custom cabinetry, designer lighting, and tasteful gold accent touches. The main living area boasts soaring ceilings and an abundance of natural light, creating a warm and inviting atmosphere. Retreat to the owner's master suite, designed for relaxation, featuring a luxurious soaking tub for two, a spacious walk-in shower, dual vanities, and picturesque views of the stunning outdoor pool area. The oversized guest bathroom also includes a generous walk-in shower for added convenience. Upstairs, you'll find four well-appointed bedrooms, a open loft area with a huge balcony overlooking the backyard. A dedicated office space is conveniently located downstairs off the kitchen. Step outside to your private luxury pool, framed by palm trees and modern tile features. The deck is perfect for entertaining or unwinding, while the screened-in lanai seamlessly blends indoor and outdoor living, providing a tranquil space for year-round enjoyment and privacy. Renovations were completed in 2024, ensuring a fresh and modern experience. This home is just 3 miles from the highly-rated Davenport School of the Arts, and approximately 20-30 minutes from the magical attractions of Disney World. Enjoy the peace of mind that comes with 24-hour gated security, and take advantage of community amenities, including an 18-hole championship golf course, resort-style pools, fitness centers, tennis courts, playgrounds, nature trails, and a clubhouse with dining and social events. This property offers an unparalleled lifestyle and is an unbelievable deal for the area. Don’t miss your chance to make this luxury home your own!
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
4,136
Sqft
0.25 ac
Lot size
3
Garage
2005
Year built
Two
Levels
$266
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,372 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,372/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.2%
$/sqft vs Davenport actives
$266 vs $191
Days on market
302 vs 55 typical
Where $266/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Providence, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,280/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
The Davenport short-term market
▼ Softening46%
Occupancy
▼ 35% yr/yr
$302
Avg nightly rate
▲ 16% yr/yr
$31K/yr
Revenue per listing
$138
RevPAR
70 days
Booking lead time
5.9 nights
Avg stay
3
Typical min nights
3,730
Active rentals
▲ 7% supply
Seasonality — monthly occupancy
Peaks at 55% in Mar · bottoms at 36% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Davenport — the projection above is specific to this home’s size.
Where it sits
Inside Providence
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Providence is a short-term-rental community. See the full guide →
Providence — neighborhood snapshot
Population
4,725
Median age
34
Median income
$92,222
Median home value
$384,700
Avg household
3
Households w/ children
663
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $370K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
178 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 238% above the DAVENPORT 33837 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 408 CHELSEA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$775,000
324 CHADWICK DRIVE · same community
4 bd · 4 ba · 4,155 sqft · $187/sqft · 0 DOM
Sold · Mar ’26$750,000
354 CHADWICK DRIVE · same community
5 bd · 4 ba · 3,548 sqft · $211/sqft · 2 DOM
Sold · Feb ’26$735,000
344 CHADWICK DRIVE · same community
6 bd · 4 ba · 3,342 sqft · $220/sqft · 195 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 408 CHELSEA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 408 CHELSEA AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
408 CHELSEA AVENUE FAQs
What would the monthly payment be for 408 CHELSEA AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,372/mo — principal and interest, the actual property-tax bill, the $138/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 408 CHELSEA AVENUE?+
The association fee works out to $138 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 408 CHELSEA AVENUE?+
The most recent tax bill on record (2024) was $8,786. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 408 CHELSEA AVENUE be rented short-term?+
Yes — this home sits inside Providence, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 408 CHELSEA AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $1,099,000, this home is listed about 182% above the Davenport median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 408 CHELSEA AVENUE?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,099,000 runs 238% above the DAVENPORT 33837 median — but at 4,136 sqft it's also nearly twice the size of the typical Davenport listing.
02Zoned for nightly rentals
Providence is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Time on market is leverage
302 days on market against a Davenport median of 55 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $1,199,000, now $1,099,000 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ASSURED · Bianca Botelho, PA. MLS #O6350800.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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