2861 DON QUIXOTE DRIVE, PUNTA GORDA, FL, 33950
Active286 days on marketListed Oct 21, 2025MLS #O6350342
About this home
2861 DON QUIXOTE DRIVE
One or more photo(s) has been virtually staged. Under Construction. Contemporary 4-bedroom, 4-bath waterfront home located in Punta Gorda Isles community. This elegant residence features 3,357 sq. ft. of living space on a 12,975 sq. ft. lot, built with advanced light-gauge steel-frame modular construction for exceptional durability, efficiency, and modern appeal. The open floor plan highlights spacious living and dining areas, a sleek kitchen, and large windows that bring in natural light throughout. Enjoy a private pool with a 736 sq. ft. deck, covered porch, and two-car garage. The interior showcases ceramic and tile floors, a luxurious master suite with spa-style bath and walk-in closet, and refined finishes that combine comfort and style. Designed for relaxed waterfront living, this home offers the perfect balance of modern design and tropical elegance, just minutes from Charlotte Harbor, downtown Punta Gorda, and local marinas.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,357
Sqft
0.3 ac
Lot size
2
Garage
2025
Year built
One
Levels
$596
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$12,069 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,069/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+81%
$/sqft vs PUNTA GORDA ISLES
$596 vs $186
Days on market
286 vs 59 typical
Where $596/sqft sits among the 17 homes for sale in PUNTA GORDA ISLES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
10 of 17
PUNTA GORDA ISLES have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 648% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 2861 DON QUIXOTE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$675,000
5023 KEY LARGO DRIVE · same community
4 bd · 2 ba · 3,023 sqft · $223/sqft · 384 DOM
Sold · Apr ’26$875,000
4001 MARIANNE KEY ROAD · same community
3 bd · 3 ba · 2,999 sqft · $292/sqft · 190 DOM
Sold · Feb ’26$1,089,000
250 FREEPORT COURT · same community
4 bd · 3 ba · 2,962 sqft · $368/sqft · 227 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2861 DON QUIXOTE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2861 DON QUIXOTE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2861 DON QUIXOTE DRIVE FAQs
What would the monthly payment be for 2861 DON QUIXOTE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,069/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2861 DON QUIXOTE DRIVE?+
The most recent tax bill on record (2024) was $4,406. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $1,999,999, this home is listed about 480% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 2861 DON QUIXOTE DRIVE?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,999,999 runs 648% above the PUNTA GORDA 33950 median — but at 3,357 sqft it's also nearly twice the size of the typical Punta Gorda listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
286 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $2,000,000, now $1,999,999 — a $1 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TSALACH REAL ESTATE · Danilo Dominguez Cruz. MLS #O6350342.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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