4570 OCEAN BEACH BOULEVARD UNIT 42, COCOA BEACH, FL, 32931
Active297 days on marketListed Oct 6, 2025MLS #O6350052
About this home
4570 OCEAN BEACH BOULEVARD UNIT 42
Discover your dream oceanfront condo, a stunning two-bedroom, two-bathroom sanctuary that offers both luxury and convenience. This condo is ideal for short-term rentals, second homes, or even as a primary residence. Situated along the pristine coastline, this exquisite property boasts an outside balcony that offers breathtaking views of the ocean, perfect for enjoying morning coffee or evening sunsets. Inside, you'll find elegant tile floors and high-quality stone countertops, complemented by solid wood cabinetry that adds a touch of sophistication to the modern kitchen. Equipped with top-of-the-line stainless steel appliances, this space is both beautiful and functional, making it a delight for any culinary enthusiast. The condo's updated bathrooms are designed with relaxation in mind, featuring contemporary fixtures and finishes that create a spa-like atmosphere. For added convenience, a shared garage is included, providing secure parking and additional storage space. The community offers a range of amenities to enhance your lifestyle, including a sparkling pool for those warm summer days and a small gathering room perfect for socializing with neighbors or hosting intimate events. Located just minutes from local restaurants and major highways, this condo provides easy access to all the necessities and attractions the area has. Whether you're looking to explore vibrant dining options, enjoy leisurely beach strolls, or commute effortlessly, this property offers the ideal blend of luxury and practicality. Don’t miss the opportunity to make this oceanfront haven your new home.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,125
Sqft
2.35 ac
Lot size
1
Garage
1979
Year built
One
Levels
$422
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,396 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,396/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+28.4%
$/sqft vs Cocoa Beach actives
$422 vs $368
Days on market
297 vs 38 typical
Where $422/sqft sits among the 29 Cocoa Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cocoa Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Cocoa Beach. See the full Cocoa Beach guide →
COCOA BEACH 32931 — neighborhood snapshot
Population
13,893
Median age
58.8
Median income
$84,769
Median home value
$478,300
Avg household
1.9
Households w/ children
867
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cocoa Beach market
$348K → $450K
Cocoa Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
9 of 29
Cocoa Beach actives have cut their price
Median sold price, Cocoa Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the COCOA BEACH 32931 median. See the full Cocoa Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 4570 OCEAN BEACH BOULEVARD UNIT 42
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$310,000
4100 OCEAN BEACH BOULEVARD UNIT 104 · same community
2 bd · 2 ba · 1,101 sqft · $282/sqft · 158 DOM
Sold · Mar ’26$435,000
4100 OCEAN BEACH BOULEVARD UNIT 412 · same community
2 bd · 2 ba · 1,101 sqft · $395/sqft · 5 DOM
Sold · Nov ’25$429,900
4600 OCEAN BEACH BOULEVARD UNIT 410 · same community
2 bd · 2 ba · 1,237 sqft · $348/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4570 OCEAN BEACH BOULEVARD UNIT 42 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4570 OCEAN BEACH BOULEVARD UNIT 42 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4570 OCEAN BEACH BOULEVARD UNIT 42 FAQs
What would the monthly payment be for 4570 OCEAN BEACH BOULEVARD UNIT 42?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,396/mo — principal and interest, the actual property-tax bill, the $700/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4570 OCEAN BEACH BOULEVARD UNIT 42?+
The association fee works out to $700 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4570 OCEAN BEACH BOULEVARD UNIT 42?+
The most recent tax bill on record (2024) was $6,354. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4570 OCEAN BEACH BOULEVARD UNIT 42?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cocoa Beach?+
At $475,000, this home is listed about 5% below the Cocoa Beach median of $499,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4570 OCEAN BEACH BOULEVARD UNIT 42?+
Cocoa Beach Junior/Senior High School (high), Cape View Elementary School (elementary) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the COCOA BEACH 32931 market on paper
$475,000 is 5% below the COCOA BEACH 32931 median of $499,900.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $700/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
297 days on market against a Cocoa Beach median of 38 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Cocoa Beach Junior/Senior High School, Cape View Elementary School — Cocoa Beach Junior/Senior High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ASSURED · Jason Zinno. MLS #O6350052.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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