David Ramirez
PendingShort-Term Rental Eligible
$470,000$519,9005 bd3.5 ba2,677 sqft$176 /sqft$3,775 /mo all-in ↓

7946 GOLDEN POND CIRCLE, KISSIMMEE, FL, 34747

Pending289 days on marketListed Oct 23, 2025MLS #O6349911

Reduced $50KPrivate poolSingle Family ResidenceROLLING HILLS ESTATES UNIT 1 AT FORMOSA GARDENS

About this home

7946 GOLDEN POND CIRCLE

Virtually Staged. New roof installed in 2025 and new water heater installed 2021! Located in the desirable neighborhood of Rolling Hills Estates at Formosa Gardens, just a few miles from Disney World, this spacious 5-bedroom, 3.5-bathroom home offers over 2,600 sq.ft. of well-designed living space ideal for families, whether as a vacation home, investment property or primary residence. The primary suite is located on the first floor and features luxury vinyl plank flooring, a walk-in closet, ensuite bathroom, and direct access to the screened-in pool area—perfect for relaxing mornings or evening swims. Additional bedrooms are upstairs with ceiling fans, generous closet space, and great natural light. The kitchen boasts updated white cabinetry, stainless steel appliances, and ample storage and counter space. Tile flooring runs throughout the home, complemented by vaulted ceilings and abundant natural light in the living spaces. Bathrooms have been updated with white cabinetry, overhead lighting, and a mix of double and single vanities. Outdoor enjoyment is effortless with a screened-in pool, covered sitting area, and stone wall along the back of the property for added privacy. A two-car electric garage provides convenience, and the home’s location offers easy access to major highways, shopping, dining, entertainment and schools.

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

2,677

Sqft

0.15 ac

Lot size

2

Garage

1998

Year built

Two

Levels

$176

Per sqft

Private poolPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Primary Bedroom Main Floor
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
FacesSouth
ExteriorSidewalk

Community & fees

HOA fee$53/mo
Taxes (2024)$7,045/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Sewer Connected · Sprinkler Meter · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,775 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,767
FHA mortgage insurance (est.)$208
Property tax — 2024 actual bill$587
HOA fee — from the listing$53
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,450Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,450
Interest rate6.00%
Loan term

Estimated payment

$3,775/mo

Principal & interest$2,767
FHA mortgage insurance (est.)$208
Property taxes (actual bill)$587
HOA / condo fee$53
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $470K
$440KedgeAI estimate $573,385 · range $458K$639K$665K

vs edgeAI estimate

−18%

$/sqft vs Kissimmee actives

$176 vs $209

Days on market

289 vs 55 typical

Where $176/sqft sits among the 400 Kissimmee actives

89 · this home
124
96
47
17
27
$154–183$183–213$213–242$242–272$272–301$301+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Rolling Hills Estates, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityRolling Hills Estates
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,100/mo median

MarketKissimmee
Annual gross at median$25,200
Gross yield on this price5.4%
Homes for rent right now979

Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.

The Four Corners short-term market

▼ Softening

48%

Occupancy

▼ 37% yr/yr

$325

Avg nightly rate

▲ 13% yr/yr

$38K/yr

Revenue per listing

$151

RevPAR

78 days

Booking lead time

5.7 nights

Avg stay

3

Typical min nights

11,479

Active rentals

▼ 20% supply

Seasonality — monthly occupancy

Peaks at 57% in Jul · bottoms at 36% in Jun

44%
56%
55%
54%
44%
36%
57%
48%
39%
44%
44%
46%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Four Corners — the projection above is specific to this home’s size.

Where it sits

Inside Rolling Hills Estates

Map of 7946 GOLDEN POND CIRCLE inside its neighborhood boundary

Drive times from this address

Walt Disney World11 min
Universal Orlando24 min
Downtown Orlando30 min
Orlando Int’l Airport (MCO)35 min
Downtown Tampa69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Rolling Hills Estates is a short-term-rental community. See the full guide →

Rolling Hills Estates — neighborhood snapshot

Population

329

Median age

31

Median income

$92,154

Median home value

$297,100

Avg household

4

Households w/ children

34%

For the school run

Osceola County School District

HighCelebration High School★★★★★
ElementaryWestside K-8 School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$365K$350K

Kissimmee median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

169 of 400

Kissimmee actives have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% above the KISSIMMEE 34747 median. See the full Kissimmee market guide →

Paper trail

This home's history

CurrentPrice reduced to $470,000 $50K
Oct 23, 2025Listed at $519,900 · 289 days on market since
1998Built · ROLLING HILLS ESTATES UNIT 1 AT FORMOSA GARDENS

Reality check

What actually sold near 7946 GOLDEN POND CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7912 GOLDEN POND CIRCLESold · May ’26

$510,000

7912 GOLDEN POND CIRCLE · same community

6 bd · 4 ba · 2,677 sqft · $191/sqft · 297 DOM

7934 GOLDEN POND CIRCLESold · May ’26

$575,000

7934 GOLDEN POND CIRCLE · same community

8 bd · 6 ba · 2,827 sqft · $203/sqft · 55 DOM

7920 GOLDEN POND CIRCLESold · Jul ’26

$465,000

7920 GOLDEN POND CIRCLE · same community

4 bd · 3 ba · 2,040 sqft · $228/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7946 GOLDEN POND CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7946 GOLDEN POND CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

7946 GOLDEN POND CIRCLE FAQs

What would the monthly payment be for 7946 GOLDEN POND CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,775/mo — principal and interest, the actual property-tax bill, the $53/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7946 GOLDEN POND CIRCLE?+

The association fee works out to $53 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7946 GOLDEN POND CIRCLE?+

The most recent tax bill on record (2024) was $7,045. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 7946 GOLDEN POND CIRCLE be rented short-term?+

Yes — this home sits inside Rolling Hills Estates, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 7946 GOLDEN POND CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $470,000, this home is listed about 24% above the Kissimmee median of $379,395. The market section on this page shows how the area is trending.

Which schools are assigned to 7946 GOLDEN POND CIRCLE?+

Celebration High School (high), Westside K-8 School (elementary) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$470,000 runs 18% above the KISSIMMEE 34747 median — but at 2,677 sqft it's also 47% larger than the typical Kissimmee listing.

02Zoned for nightly rentals

Rolling Hills Estates is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

04Time on market is leverage

289 days on market against a Kissimmee median of 55 — sellers in this position are usually ready to negotiate.

05The price has already moved

Listed at $519,900, now $470,000 — a $50K cut. The full history is in the market section below.

Listing courtesy of EXP REALTY LLC · Carlos German. MLS #O6349911.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Kissimmee homes, in your inbox

Like 7946 GOLDEN POND CIRCLE but not quite? A daily digest of every new listing in Kissimmee — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 8, 2026 at 8:44 AM UTC. The listing information on this page last changed on August 8, 2026 at 8:44 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 8, 2026 at 8:44 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 8, 2026 at 8:44 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.