David Ramirez
$995,000$1,050,0004 bd3 ba4,019 sqft$248 /sqft$6,474 /mo all-in ↓

2422 TOPPING PLACE, EUSTIS, FL, 32726

Active291 days on marketListed Oct 2, 2025MLS #O6348947

Reduced $55KWaterfrontSingle Family ResidenceRAINBOW RIDGE

About this home

2422 TOPPING PLACE

DRASTIC PRICE IMPROVEMENT!!! A modern lakeside retreat with panoramic views at 2422 Topping Place. Nestled along the pristine shores of East Crooked Lake, this mid century modern gem blends architectural elegance with the serenity of lakefront living. Step inside to discover over 4,000 square feet of thoughtfully designed living space. Expansive windows throughout the home draw in natural light while framing sweeping lake views - nearly every room enjoys a visual connection to the water. The home's layout allows for both intimate family life and gracious entertaining, with multiple gathering areas upstairs and below. The fully renovated chef's kitchen is a standout - featuring Cambria quartz countertops, top tier appliances, custom cabinetry and finishes. Retreating suites offer privacy and comfort. There are 4 bedrooms and 3 full baths, including a primary suite with water vistas. The split/multi-level layout delivers flexibility - ideal for in law quarters, a home office or creative zones. Outside, the appeal continues: a private dock and boathouse provide direct lake access for boating, swimming, fishing or relaxing at water's edge. The lot's elevated position gives commanding views of sunsets, shimmering waters & treed shoreline beyond. Outdoor patio & terraces invite entertaining while embracing the Florida lifestyle!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

4,019

Sqft

0.59 ac

Lot size

2

Garage

1964

Year built

Two

Levels

$248

Per sqft

WaterfrontFireplacePets allowed

Inside

FlooringBamboo · Carpet · Tile
AppliancesBar Fridge · Built-In Oven · Convection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Ice Maker · Range · Range Hood · Refrigerator · Trash Compactor · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air · Mini-Split Unit(s)
HeatingCentral

Outside & construction

RoofShingle
ConstructionBrick
FoundationBasement · Slab
FacesNortheast
ParkingDriveway
ExteriorRain Gutters · Sliding Doors · Storage

Community & fees

Taxes (2024)$6,863/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Propane · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,474 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,369
PMI (est., until 20% equity)$373
Property tax — 2024 actual bill$572
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $99,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $99,500
Interest rate6.00%
Loan term

Estimated payment

$6,474/mo

Principal & interest$5,369
PMI (est., until 20% equity)$373
Property taxes (actual bill)$572
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $995K
$651KedgeAI estimate $709,550 · range $678K$762K$1.0M

vs edgeAI estimate

+40.2%

$/sqft vs Eustis actives

$248 vs $205

Days on market

291 vs 36 typical

Where $248/sqft sits among the 201 Eustis actives

90
54 · this home
26
12
4
15
$143–200$200–256$256–313$313–370$370–427$427+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Eustis

Map of 2422 TOPPING PLACE

Get to know Eustis. See the full Eustis guide →

EUSTIS 32726 — neighborhood snapshot

Population

23,885

Median age

40.6

Median income

$60,750

Median home value

$230,400

Avg household

2.38

Households w/ children

2,736

For the school run

Lake County School District

HighEustis High School★★★★★
MiddleEustis Middle School★★★★
ElementaryTriangle Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Eustis market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$336K$355K

Eustis median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

98 of 201

Eustis actives have cut their price

Median sold price, Eustis, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 235% above the EUSTIS 32726 median. See the full Eustis market guide →

Paper trail

This home's history

CurrentPrice reduced to $995,000 $55K
Oct 2, 2025Listed at $1,050,000 · 291 days on market since
1964Built · RAINBOW RIDGE

Reality check

What actually sold near 2422 TOPPING PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2450 TOPPING PLACESold · Apr ’26

$595,000

2450 TOPPING PLACE · same community

4 bd · 3 ba · 3,612 sqft · $165/sqft · 207 DOM

2812 MURCOTT STREETSold · Oct ’25

$685,000

2812 MURCOTT STREET · same community

6 bd · 3 ba · 3,210 sqft · $213/sqft · 52 DOM

2404 WAYCROSS AVENUESold · Jun ’26

$485,000

2404 WAYCROSS AVENUE · same community

4 bd · 3 ba · 2,503 sqft · $194/sqft · 76 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2422 TOPPING PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2422 TOPPING PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2422 TOPPING PLACE FAQs

What would the monthly payment be for 2422 TOPPING PLACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,474/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2422 TOPPING PLACE?+

The most recent tax bill on record (2024) was $6,863. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2422 TOPPING PLACE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Eustis?+

At $995,000, this home is listed about 160% above the Eustis median of $382,500. The market section on this page shows how the area is trending.

Which schools are assigned to 2422 TOPPING PLACE?+

Eustis High School (high), Eustis Middle School (middle), Triangle Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$995,000 runs 235% above the EUSTIS 32726 median — but at 4,019 sqft it's also nearly twice the size of the typical Eustis listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

291 days on market against a Eustis median of 36 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,050,000, now $995,000 — a $55K cut. The full history is in the market section below.

Listing courtesy of RE/MAX CENTRAL REALTY · Gary Berkson. MLS #O6348947.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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