David Ramirez
$389,900$414,9004 bd2 ba1,998 sqft$195 /sqft$2,783 /mo all-in ↓

6450 OCTAVE STREET DRIVE, MASCOTTE, FL, 34753

Active305 days on marketListed Oct 1, 2025MLS #O6348677

Reduced $25KNew constructionSingle Family ResidenceVILLA PASS ONX HOMES

About this home

6450 OCTAVE STREET DRIVE

On Villa Pass, located near Clermont, FL, is a welcoming, family-friendly community featuring 200 pre-construction single-family homes. We provide a range of exquisitely designed homes with diverse facades and interior options, allowing you to customize your dream living space. This home includes 4 bedrooms, 2 full baths, a modern open kitchen, energy-efficient appliances, a spacious backyard, access to a community park, and the enjoyment of a scenic nature trail along the community’s edge. At Onx Homes, we take pride in our standard, which includes cutting-edge X+ Construction™ features, a fully concrete foundation, sleek quartz countertops, and luxurious porcelain tile flooring. Our commitment to these elements ensures that your home is not only beautiful but also built to withstand the elements. *Disclaimer* Photos shown are of the model home, collections, upgrades, finishes and floorplan, location and specs may vary visit our sales center for more information. Incentives and available inventory may change without notice.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,998

Sqft

0.13 ac

Lot size

2

Garage

2025

Year built

One

Levels

$195

Per sqft

Garden viewPets allowed

Inside

FlooringOther · Porcelain Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Other · Range · Refrigerator · Tankless Water Heater · Washer
InteriorBuilt-in Features · High Ceilings · Open Floorplan · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionConcrete
FoundationSlab
ViewGarden
FacesWest
ParkingElectric Vehicle Charging Station(s)
ExteriorGarden · Other · Sliding Doors

Community & fees

HOA fee$155/mo
Taxes (2024)$0/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Other · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,783 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,295
FHA mortgage insurance (est.)$172
Property tax — 2024 actual bill$0
HOA fee — from the listing$155
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,647Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,647
Interest rate6.00%
Loan term

Estimated payment

$3,140/mo

Principal & interest$2,295
FHA mortgage insurance (est.)$172
Est. property taxes$357
HOA / condo fee$155
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $390K
$355KedgeAI estimate $371,509 · range $370K$375K$405K

vs edgeAI estimate

+5%

$/sqft vs Mascotte actives

$195 vs $185

Days on market

305 vs 39 typical

Where $195/sqft sits among the 45 Mascotte actives

5
5
9
5
13 · this home
8
$123–140$140–158$158–175$175–192$192–210$210+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Mascotte

Map of 6450 OCTAVE STREET DRIVE

Drive times from this address

Downtown Orlando45 min
Universal Orlando47 min
Walt Disney World51 min
Orlando Int’l Airport (MCO)59 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Mascotte. See the full Mascotte guide →

The numbers that matter

The Mascotte market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$382K$355K

Mascotte median sold, yr/yr

98.6%

Sale-to-list ratio (12 mo)

21 of 45

Mascotte actives have cut their price

Median sold price, Mascotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 14% above the Mascotte median. See the full Mascotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $389,900 $25K
Oct 1, 2025Listed at $414,900 · 305 days on market since
2025Built · VILLA PASS ONX HOMES

Reality check

What actually sold near 6450 OCTAVE STREET DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6275 CHORUS DRIVESold · Dec ’25

$379,900

6275 CHORUS DRIVE · same community

4 bd · 2 ba · 1,998 sqft · $190/sqft · 76 DOM

6477 QUARTET STREETSold · Jan ’26

$379,900

6477 QUARTET STREET · same community

4 bd · 2 ba · 1,998 sqft · $190/sqft · 41 DOM

6325 CHORUS DRIVESold · Feb ’26

$369,900

6325 CHORUS DRIVE · same community

4 bd · 2 ba · 1,998 sqft · $185/sqft · 35 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6450 OCTAVE STREET DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6450 OCTAVE STREET DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

6450 OCTAVE STREET DRIVE FAQs

What would the monthly payment be for 6450 OCTAVE STREET DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,783/mo — principal and interest, estimated property taxes, the $155/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6450 OCTAVE STREET DRIVE?+

The association fee works out to $155 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6450 OCTAVE STREET DRIVE?+

The most recent tax bill on record (2024) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6450 OCTAVE STREET DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Mascotte?+

At $389,900, this home is listed about 14% above the Mascotte median of $342,500. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Positioned at the premium end

$389,900 runs 14% above the Mascotte median.

02Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

305 days on market against a Mascotte median of 39 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $414,900, now $389,900 — a $25K cut. The full history is in the market section below.

Listing courtesy of ONX HOMES FLORIDA REALTY LLC · Alicia Ale. MLS #O6348677.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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