1260 BLUE HILL CREEK DRIVE, MARCO ISLAND, FL, 34145
Active322 days on marketListed Sep 24, 2025MLS #O6347191
About this home
1260 BLUE HILL CREEK DRIVE
Build Your Dream Coastal Retreat in the gated community of Key Marco! This spectacular waterfront lot offers the perfect opportunity to create your own private oasis in the exclusive, gated community of Key Marco! Spanning 0.53 acres, this oversized homesite boasts unobstructed panoramic views of the Gulf of Mexico and the stunning Thousand Islands. A true boater’s paradise, this community features a private marina with deep-water access, putting you just minutes from open water. Enjoy 7 miles of scenic biking and walking trails, a clubhouse with a fitness center, and tennis & pickleball courts—all surrounded by a lush, 546-acre nature preserve. Positioned on a quiet cul-de-sac, this lot offers both privacy and breathtaking sunrises & sunsets from your future home. With only 134 homesites in the entire community, Key Marco ensures a peaceful, exclusive lifestyle while being just a short drive from Marco Island’s world-class dining, shopping, and pristine beaches. If you’ve been searching for the perfect setting to build your dream home, this is it! Secure your piece of paradise today and experience the best of coastal living!
Facts & features
The home at a glance
0.53 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,895 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,895/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Key Marco
Get to know Marco Island. See the full Marco Island guide →
Key Marco — neighborhood snapshot
Population
24
Median age
59
Median income
$60,604
Median home value
$627,300
Avg household
1
For the school run
Collier County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Marco Island market
$4.1M → $1.2M
Marco Island median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
Median sold price, Marco Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% above the MARCO ISLAND 34145 median. See the full Marco Island market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1260 BLUE HILL CREEK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1260 BLUE HILL CREEK DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1260 BLUE HILL CREEK DRIVE FAQs
What would the monthly payment be for 1260 BLUE HILL CREEK DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,895/mo — principal and interest, the actual property-tax bill, the $517/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1260 BLUE HILL CREEK DRIVE?+
The association fee works out to $517 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1260 BLUE HILL CREEK DRIVE?+
The most recent tax bill on record (2024) was $6,980. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1260 BLUE HILL CREEK DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Marco Island?+
At $1,150,000, this home is listed about 42% below the Marco Island median of $1,997,115. The market section on this page shows how the area is trending.
Which schools are assigned to 1260 BLUE HILL CREEK DRIVE?+
Tommie Barfield Elementary School (elementary), Manatee Middle School (middle), Lely High School (high) — Collier County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,150,000 runs 28% above the MARCO ISLAND 34145 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $517/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
322 days on market against a Marco Island median of 143 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Tommie Barfield Elementary School, Manatee Middle School, Lely High School — Tommie Barfield Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Kelly Aratoon. MLS #O6347191.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Marco Island homes, in your inbox
Like 1260 BLUE HILL CREEK DRIVE but not quite? A daily digest of every new listing in Marco Island — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →