16248 SAINT MARTIN STREET, CLERMONT, FL, 34714
Active298 days on marketListed Oct 10, 2025MLS #O6346519
About this home
16248 SAINT MARTIN STREET
Welcome to 16248 Saint Martin Street in the highly sought-after Windsor Cay community of Clermont. This stunning 2024 home offers 10 bedrooms and 8 bathrooms across more than 4,300 square feet, designed for comfort, style, and entertainment. Inside, enjoy an open floorplan with spacious living areas, a modern kitchen, and multiple Disney-themed bedrooms. The home also features a dedicated game room, a home cinema, and a custom-built slide, creating the ultimate fun-filled retreat. Step outside to your private pool with spa, complete with a child safety fence and a covered lanai, perfect for relaxing or entertaining. Solid brick and concrete construction, a two-car garage, and thoughtfully designed living spaces combine durability with luxury. Located just minutes from world-class attractions including Walt Disney World, Universal Orlando, and SeaWorld, as well as shopping, dining, and golf, this home offers a perfect blend of resort-style living and family-friendly adventure.
Facts & features
The home at a glance
10
Bedrooms
8
Bathrooms
4,376
Sqft
0.15 ac
Lot size
2
Garage
2024
Year built
Two
Levels
$297
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$9,233 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,233/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.8%
$/sqft vs WINDSOR CAY PH 1
$297 vs $297
Days on market
298 vs 42 typical
Where $297/sqft sits among the 8 homes for sale in WINDSOR CAY PH 1
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clermont
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clermont. See the full Clermont guide →
CLERMONT 34714 — neighborhood snapshot
Population
26,826
Median age
34.2
Median income
$74,470
Median home value
$343,600
Avg household
2.82
Households w/ children
3,295
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clermont market
$443K → $468K
Clermont median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
1 of 8
WINDSOR CAY PH 1 have cut their price
Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 255% above the CLERMONT 34714 median. See the full Clermont market guide →
Paper trail
This home's history
Reality check
What actually sold near 16248 SAINT MARTIN STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$1,125,000
16224 SAINT MARTIN STREET · same community
10 bd · 8 ba · 4,376 sqft · $257/sqft · 218 DOM
Sold · Jan ’26$610,000
16061 BLUE WAVE WAY · same community
5 bd · 4.5 ba · 2,281 sqft · $267/sqft · 149 DOM
Sold · May ’26$559,000
1252 BLUE ISLAND DRIVE · same community
5 bd · 4.5 ba · 2,281 sqft · $245/sqft · 64 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16248 SAINT MARTIN STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16248 SAINT MARTIN STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
16248 SAINT MARTIN STREET FAQs
What would the monthly payment be for 16248 SAINT MARTIN STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,233/mo — principal and interest, the actual property-tax bill, the $467/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16248 SAINT MARTIN STREET?+
The association fee works out to $467 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16248 SAINT MARTIN STREET?+
The most recent tax bill on record (2025) was $13,319. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16248 SAINT MARTIN STREET?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clermont?+
At $1,299,000, this home is listed about 177% above the Clermont median of $469,000. The market section on this page shows how the area is trending.
Which schools are assigned to 16248 SAINT MARTIN STREET?+
Windy Hill Middle School (middle), Lost Lake Elementary School (elementary), East Ridge High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,299,000 runs 255% above the CLERMONT 34714 median — but at 4,376 sqft it's also nearly twice the size of the typical Clermont listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
298 days on market against a Clermont median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Windy Hill Middle School, Lost Lake Elementary School, East Ridge High School — Lost Lake Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PRISTINE INTERNATIONAL REALTY LLC · Juliana Garcia Moraes. MLS #O6346519.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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