204 QUAYSIDE CIRCLE UNIT 304, MAITLAND, FL, 32751
Active311 days on marketListed Sep 20, 2025MLS #O6345967
About this home
204 QUAYSIDE CIRCLE UNIT 304
SELLER PAYING CONCESSIONS OF 6 MONTH HOA FEES. Something is very special about Lakefront Living! Come visit this beautiful Lakefront Condo located at The Moorings On Lake Maitland, part of the Winter Park chain of lakes. Enjoy the Florida lifestyle in a carefree home with lake front amenities. Imagine Entertaining Family & Friends at the Pool or Heated Spa and the Clubhouse of the Moorings on Lake Maitland. Enjoy relaxing on the Lake Front Dock or on your own Private Enclosed Patio! Step inside this spacious 2 bedroom 2 bath great room plan, perfect for relaxing or entertaining. The beautifully upgraded kitchen has stainless steel appliances and granite counters and a charming dining nook. The master suite features an updated ensuite bath with dual sinks and a walk in shower with a custom glass enclosure. There is a generous walk in closet with custom built ins. Imagine coffee in the morning with lake views from your living room or your spacious patio. Only 5 minute drive to Winter Park's shops & Sidewalk Dining along the famed Park Avenue. Stroll over to Maitland's lovely Lake Lilly Park for Seasonal Events, Art Festivals, Concerts and local Farmer's Market! Incredible Location & Lifestyle!!!!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,270
Sqft
0.22 ac
Lot size
1984
Year built
Three Or More
Levels
$311
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,821 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,821/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18.1%
$/sqft vs Maitland actives
$311 vs $279
Days on market
311 vs 41 typical
Where $311/sqft sits among the 107 Maitland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Maitland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Maitland. See the full Maitland guide →
MAITLAND 32751 — neighborhood snapshot
Population
22,853
Median age
38.7
Median income
$94,277
Median home value
$433,100
Avg household
2.27
Households w/ children
2,397
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Maitland market
$526K → $469K
Maitland median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
59 of 107
Maitland actives have cut their price
Median sold price, Maitland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the MAITLAND 32751 median. See the full Maitland market guide →
Paper trail
This home's history
Reality check
What actually sold near 204 QUAYSIDE CIRCLE UNIT 304
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$515,000
204 QUAYSIDE CIRCLE UNIT 601 · same community
2 bd · 2 ba · 1,270 sqft · $406/sqft · 45 DOM
Sold · Nov ’25$535,000
202 QUAYSIDE CIRCLE UNIT 404 · same community
2 bd · 2 ba · 1,270 sqft · $421/sqft · 12 DOM
Sold · Jul ’26$448,500
204 QUAYSIDE CIRCLE UNIT 504 · same community
2 bd · 2 ba · 1,270 sqft · $353/sqft · 123 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 204 QUAYSIDE CIRCLE UNIT 304 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 204 QUAYSIDE CIRCLE UNIT 304 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
204 QUAYSIDE CIRCLE UNIT 304 FAQs
What would the monthly payment be for 204 QUAYSIDE CIRCLE UNIT 304?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,821/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 204 QUAYSIDE CIRCLE UNIT 304?+
The most recent tax bill on record (2024) was $1,928. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 204 QUAYSIDE CIRCLE UNIT 304?+
The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Maitland?+
At $395,000, this home is listed about 30% below the Maitland median of $564,950. The market section on this page shows how the area is trending.
Which schools are assigned to 204 QUAYSIDE CIRCLE UNIT 304?+
Lake Orienta Elementary School (elementary), Milwee Middle School (middle), Lyman High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the MAITLAND 32751 market on paper
$395,000 is 10% below the MAITLAND 32751 median of $440,000, and at $311/sqft it sits under the Maitland average of $330.
02Time on market is leverage
311 days on market against a Maitland median of 41 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $455,000, now $395,000 — a $60K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GALLERY PROPERTIES INTERNATIONAL · Beatrice Cohen-Palladino, PA. MLS #O6345967.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Maitland homes, in your inbox
Like 204 QUAYSIDE CIRCLE UNIT 304 but not quite? A daily digest of every new listing in Maitland — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →