4956 BLANCHE COURT, ST CLOUD, FL, 34772
Active191 days on marketListed Jan 14, 2026MLS #O6345627
About this home
4956 BLANCHE COURT
$15,000 BUYER CREDIT TOWARD CLOSING COSTS! Experience elevated Florida living in this beautifully appointed 4-bedroom, 3-bath residence located in the coveted waterfront boating community of Hanover Lakes in St. Cloud. Designed with comfort and sophistication in mind, this home offers a refined open-concept layout that blends everyday living with effortless entertaining. The expansive living area is filled with natural light and flows seamlessly into a modern chef-inspired kitchen, featuring sleek appliances, generous counter space, and a large island-style connection to the family room. A separate formal living and dining space adds versatility and an elevated sense of style for hosting or quiet evenings at home. Step outside and embrace true Florida waterfront living. The backyard opens to tranquil canal views with direct access a Chain of Lakes—offering an exceptional lifestyle for boating, kayaking, and sunset cruises right from your own neighborhood. The primary suite is a private retreat, featuring a spacious walk-in closet and a spa-like en-suite bath with dual vanities and a walk-in shower designed for relaxation and comfort. Three additional bedrooms and two full bathrooms provide thoughtfully designed space for family and guests. Additional highlights include a dedicated laundry room and a two-car garage, enhancing both functionality and convenience. Residents of Hanover Lakes enjoy a prime Central Florida location with convenient access to Lake Nona’s premier shopping and dining district, Orlando International Airport, and nearby major employment hubs. The property is also ideally situated just minutes from the Florida Turnpike entrance, offering seamless connectivity to Orlando, theme parks, and surrounding Central Florida destinations. Community amenities include a resort-style swimming pool and playground, all within a serene waterfront setting. A rare opportunity to combine modern elegance, waterfront living, and unmatched Central Florida convenience in one exceptional home.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,291
Sqft
0.27 ac
Lot size
2
Garage
2019
Year built
One
Levels
$220
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,239 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,239/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.5%
$/sqft vs St Cloud actives
$220 vs $221
Days on market
191 vs 33 typical
Where $220/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
195 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 4956 BLANCHE COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$575,000
4942 CHASE COURT · same community
4 bd · 2 ba · 2,291 sqft · $251/sqft · 139 DOM
Sold · Dec ’25$530,000
4916 BLANCHE COURT · same community
4 bd · 2.5 ba · 2,130 sqft · $249/sqft · 118 DOM
Sold · Dec ’25$433,000
3112 WAUSEON DRIVE · same community
4 bd · 3.5 ba · 2,580 sqft · $168/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4956 BLANCHE COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4956 BLANCHE COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4956 BLANCHE COURT FAQs
What would the monthly payment be for 4956 BLANCHE COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,239/mo — principal and interest, the actual property-tax bill, the $112/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4956 BLANCHE COURT?+
The association fee works out to $112 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4956 BLANCHE COURT?+
The most recent tax bill on record (2025) was $9,251. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4956 BLANCHE COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $504,900, this home is listed about 19% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4956 BLANCHE COURT?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$504,900 runs 36% above the ST CLOUD 34772 median — but at 2,291 sqft it's also 16% larger than the typical St Cloud listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
191 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $530,000, now $504,900 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PINELOCH INVESTMENTS, INC · Bertrand Bouchenot. MLS #O6345627.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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