David Ramirez
Short-Term Rental Eligible
$498,600$515,0005 bd2.5 ba2,572 sqft$194 /sqft$3,975 /mo all-in ↓

1892 HAMMOCK MOSS DRIVE, ORLANDO, FL, 32820

Active317 days on marketListed Sep 19, 2025MLS #O6345526

Reduced $16KWaterfrontPrivate poolSingle Family ResidenceCYPRESS LAKES PH 01 46/82

About this home

1892 HAMMOCK MOSS DRIVE

Virtually Staged. Welcome to Your Dream Home in the Highly Desirable Cypress Lakes Community! This beautifully maintained 5-bedroom, 2.5-bathroom home offers the perfect blend of comfort, style, and functionality, nestled in one of the most sought-after neighborhoods around. From the moment you step into the inviting foyer, you’ll appreciate the vaulted ceilings, the abundance of natural light, and the welcoming layout. Just off the entryway, a private formal dining room flows seamlessly into the open-concept kitchen and family room, creating the perfect space for entertaining or everyday living. The kitchen features granite countertops, solid wood cabinets, walk in pantry, stainless steel appliances-new double oven range and dishwasher. Eat in space just off the kitchen and spacious family room. Just off the large family room is the guest ensuite with a convenient half bath, that offers private access to the screened-in lanai and pool area—perfect for visitors or for creating a poolside cabana space. The second floor boasts a large primary suite featuring a soaking tub, walk-in shower, dual vanity with double sinks, granite counter tops and oversized walk- in closet. Three additional bedrooms are just down the hall including one that is extra-large with a walk- in closet, ideal for guests, home office, media room or playroom. Separate laundry room and guest bath complete the second floor. The spacious screened-in lanai offers a tranquil setting with peaceful views, featuring a pool with waterfall elements, panoramic pond views, and a fully fenced backyard. Additional features of the home include: Freshly painted bedrooms upstairs & garage interior, HVAC 16 Seer Rheem still under manufacturer’s warranty, ROOF 2021, upstairs bathroom replumbed 2022 and new smart touch keypad lock. The community of Cypress Lakes offers resort style living with low HOA dues, exclusive resort-style amenities featuring a Clubhouse, Fully Equipped Fitness Center, Billard’s, Tennis Court, Pickleball, Basketball Court, Dog Park, Two Playgrounds, Resort-Style Pool with lap lanes, splash pad for the littles ones and waterslides. Fun for all ages. Safe Scenic walking & biking trails throughout the neighborhood surrounded mostly by greenery and nature preserves. Centrally located with easy access to major highways, Orlando International Airport, Downtown Orlando, UCF, Full Sail, Research Parkway, and Waterford Lakes Town Center, Siemens. You’re just 16 miles from downtown Orlando. Nearby attractions such as NASA, the Kennedy Space Center, and beaches are less than an hour away.

Facts & features

The home at a glance

5

Bedrooms

2.5

Bathrooms

2,572

Sqft

0.12 ac

Lot size

2

Garage

2002

Year built

Two

Levels

$194

Per sqft

Private poolWaterfrontWater viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · PrimaryBedroom Upstairs · Solid Wood Cabinets · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room · Upper Level
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewWater
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorLighting · Private Mailbox · Sliding Doors

Community & fees

HOA fee$68/mo
Taxes (2025)$7,090/yr
PetsYes
CommunityAssociation Recreation - Owned · Clubhouse · Dog Park · Fitness Center · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,975 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,935
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$591
HOA fee — from the listing$68
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,451Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,451
Interest rate6.00%
Loan term

Estimated payment

$3,975/mo

Principal & interest$2,935
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$591
HOA / condo fee$68
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $499K
$479KedgeAI estimate $632,515 · range $527K$721K$750K

vs edgeAI estimate

−21.2%

$/sqft vs Orlando actives

$194 vs $251

Days on market

317 vs 34 typical

Where $194/sqft sits among the 400 Orlando actives

93 · this home
130
91
50
9
27
$151–205$205–259$259–314$314–368$368–422$422+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Cypress Lakes, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityCypress Lakes
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,000/mo median

MarketOrlando
Annual gross at median$24,000
Gross yield on this price4.8%
Homes for rent right now1,794

Live Orlando rental listing data — this home’s rate depends on size, condition and furnishing.

The Buenaventura Lakes short-term market

▼ Softening

54%

Occupancy

▼ 29% yr/yr

$175

Avg nightly rate

▲ 5% yr/yr

$26K/yr

Revenue per listing

$101

RevPAR

45 days

Booking lead time

4.9 nights

Avg stay

4

Typical min nights

134

Active rentals

▼ 31% supply

Seasonality — monthly occupancy

Peaks at 68% in Mar · bottoms at 39% in Sep

56%
66%
68%
62%
48%
45%
63%
51%
39%
47%
55%
52%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Buenaventura Lakes — the projection above is specific to this home’s size.

Where it sits

Inside Cypress Lakes

Map of 1892 HAMMOCK MOSS DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Orlando21 min
Orlando Int’l Airport (MCO)30 min
Universal Orlando34 min
Walt Disney World46 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Cypress Lakes is a short-term-rental community. See the full guide →

Cypress Lakes — neighborhood snapshot

Population

5,291

Median age

42

Median income

$139,706

Median home value

$451,359

Avg household

3

Households w/ children

479

For the school run

Orange County School District

ElementaryColumbia Elementary★★★★
MiddleCorner Lake Middle★★★★★
HighEast River High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$400K$405K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

169 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 918% above the ORLANDO 32820 median. See the full Orlando market guide →

Paper trail

This home's history

CurrentPrice reduced to $498,600 $16K
Sep 19, 2025Listed at $515,000 · 317 days on market since
2002Built · CYPRESS LAKES PH 01 46/82

Reality check

What actually sold near 1892 HAMMOCK MOSS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1713 OAK GROVE CHASE DRIVESold · Oct ’25

$560,000

1713 OAK GROVE CHASE DRIVE · same community

4 bd · 3 ba · 2,682 sqft · $209/sqft · 79 DOM

1900 CASCADES COVE DRIVESold · Mar ’26

$600,000

1900 CASCADES COVE DRIVE · same community

5 bd · 3 ba · 2,714 sqft · $221/sqft · 192 DOM

17617 WOODFIELD HILL COURTSold · Dec ’25

$565,000

17617 WOODFIELD HILL COURT · same community

4 bd · 2.5 ba · 2,290 sqft · $247/sqft · 55 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1892 HAMMOCK MOSS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1892 HAMMOCK MOSS DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1892 HAMMOCK MOSS DRIVE FAQs

What would the monthly payment be for 1892 HAMMOCK MOSS DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,975/mo — principal and interest, the actual property-tax bill, the $68/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1892 HAMMOCK MOSS DRIVE?+

The association fee works out to $68 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1892 HAMMOCK MOSS DRIVE?+

The most recent tax bill on record (2025) was $7,090. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 1892 HAMMOCK MOSS DRIVE be rented short-term?+

Yes — this home sits inside Cypress Lakes, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 1892 HAMMOCK MOSS DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $498,600, this home is listed about 28% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1892 HAMMOCK MOSS DRIVE?+

Columbia Elementary (elementary), Corner Lake Middle (middle), East River High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$498,600 runs 918% above the ORLANDO 32820 median — but at 2,572 sqft it's also 63% larger than the typical Orlando listing.

02Zoned for nightly rentals

Cypress Lakes is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

04Time on market is leverage

317 days on market against a Orlando median of 34 — sellers in this position are usually ready to negotiate.

05Strong assigned schools

Columbia Elementary, Corner Lake Middle, East River High — Columbia Elementary rates 4 of 5. Always verify assignments with the district.

Listing courtesy of THE REAL ESTATE COLLECTION LLC · Erica Sadelfeld. MLS #O6345526.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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