276 S MYRTLE STREET, STARKE, FL, 32091
Active310 days on marketListed Sep 17, 2025MLS #O6345166
About this home
276 S MYRTLE STREET
NEW ROOF INSTALLED (3/6/26) Charming 2-bedroom, 2-bath home in the heart of Starke! This move-in ready property features a brand-new AC and Hardie board siding. Enjoy the enclosed front porch for morning coffee and a spacious back porch overlooking the fenced yard...perfect for outdoor living. The home also includes a carport with additional parking and a large utility/storage shed for all your needs. Inside, you’ll find a turnkey layout designed for easy living and comfort. Conveniently located near shops, dining, and schools, this home offers both practicality and charm. FREE APPRAISAL - Credit at closing with preferred lender now until the 1st of April!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
952
Sqft
0.21 ac
Lot size
1940
Year built
One
Levels
$184
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,271 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,271/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Starke actives
$184 vs $176
Days on market
310 vs 22 typical
Where $184/sqft sits among the 12 Starke actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Starke
Get to know Starke. See the full Starke guide →
STARKE 32091 — neighborhood snapshot
Population
16,062
Median age
39.2
Median income
$53,522
Median home value
$175,200
Avg household
2.58
Households w/ children
1,747
The numbers that matter
The Starke market
$399K → $291K
Starke median sold, yr/yr
94.3%
Sale-to-list ratio (12 mo)
8 of 12
Starke actives have cut their price
Median sold price, Starke, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% below the STARKE 32091 median. See the full Starke market guide →
Paper trail
This home's history
Reality check
What actually sold near 276 S MYRTLE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$182,000
426 DAVIS STREET
3 bd · 1 ba · 1,120 sqft · $163/sqft · 2 DOM
Sold · Jul ’26$124,900
401 N CHERRY STREET
2 bd · 1 ba · 720 sqft · $173/sqft · 115 DOM
Sold · Sep ’25$209,000
1200 BUTLER ROAD
3 bd · 2 ba · 1,216 sqft · $172/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 276 S MYRTLE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 276 S MYRTLE STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
276 S MYRTLE STREET FAQs
What would the monthly payment be for 276 S MYRTLE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,271/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 276 S MYRTLE STREET?+
The most recent tax bill on record (2024) was $44. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Starke?+
At $175,000, this home is listed about 35% below the Starke median of $269,900. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the STARKE 32091 market on paper
$175,000 is 39% below the STARKE 32091 median of $289,000.
02Time on market is leverage
310 days on market against a Starke median of 22 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $200,000, now $175,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GAILEY ENTERPRISES REAL ESTATE · Richard Gailey. MLS #O6345166.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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