MALLARD ROAD, ALTOONA, FL, 32702
Active311 days on marketListed Sep 17, 2025MLS #O6344996
About this home
MALLARD ROAD
This recently cleared 0.33-acre corner lot in Altoona offers the perfect opportunity to build your dream home or place a mobile home — all with no HOA. The seller has already invested $10,000 in clearing the land, saving you time and expense. Enjoy the outdoors with hunting, fishing, swimming, and miles of hiking trails just minutes away in the Ocala National Forest. The property is conveniently located near one of Florida’s Scenic Highways, offering beautiful forest views, and sits in a high-and-dry X flood zone for peace of mind. Whether you’re looking to build now or hold as an investment, this is an ideal property for the nature lover.
Facts & features
The home at a glance
0.33 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$344 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$344/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
The numbers that matter
The Altoona market
$242K → $104K
Altoona median sold, yr/yr
91.2%
Sale-to-list ratio (12 mo)
Median sold price, Altoona, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 91% below the Altoona median. See the full Altoona market guide →
Paper trail
This home's history
Reality check
What actually sold near MALLARD ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$60,000
20347 GREENWING ROAD · same community
2 bd · 1.5 ba · 672 sqft · $89/sqft · 48 DOM
Sold · Apr ’26$60,000
20351 GREENWING ROAD · same community
2 bd · 2 ba · 720 sqft · $83/sqft · 48 DOM
Sold · Sep ’25$45,000
20350 CANVAS BACK ROAD · same community
3 bd · 1 ba · 840 sqft · $54/sqft · 255 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about MALLARD ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for MALLARD ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
MALLARD ROAD FAQs
What would the monthly payment be for MALLARD ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $344/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on MALLARD ROAD?+
The most recent tax bill on record (2024) was $306. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at MALLARD ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Altoona?+
At $25,000, this home is listed about 91% below the Altoona median of $283,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS LEGACY REALTY · Camilo Rojas. MLS #O6344996.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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