3193 SWANEE ROAD, PUNTA GORDA, FL, 33980
Active319 days on marketListed Sep 16, 2025MLS #O6344845
About this home
3193 SWANEE ROAD
Great area for the avid outdoorsman or nature lovers alike! World-class fishing, golfing, beaches, beautiful rivers and so much more! Come get your piece of Florida dreamland, they aren't making anymore! Outside Flood Zone!! Beautiful lot located in a quiet area of Port Charlotte, this lot is ready for the home of your dreams! Close proximity to all the great amenities the city has as shopping, entertainment, restaurants, and much more!
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$371 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$371/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33980 — neighborhood snapshot
Population
13,235
Median age
63.4
Median income
$61,871
Median home value
$221,200
Avg household
2.09
Households w/ children
956
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 81% below the PUNTA GORDA 33980 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3193 SWANEE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’25$172,000
3550 SHAWN STREET · same community
2 bd · 2 ba · 988 sqft · $174/sqft · 58 DOM
Sold · Jun ’26$230,000
3240 BEACON DRIVE · same community
2 bd · 2 ba · 996 sqft · $231/sqft · 81 DOM
Sold · Sep ’25$150,000
22385 OLEAN BOULEVARD · same community
2 bd · 2 ba · 1,172 sqft · $128/sqft · 145 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3193 SWANEE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3193 SWANEE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3193 SWANEE ROAD FAQs
What would the monthly payment be for 3193 SWANEE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $371/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3193 SWANEE ROAD?+
The most recent tax bill on record (2024) was $555. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $26,000, this home is listed about 92% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 3193 SWANEE ROAD?+
Kingsway Elementary School (elementary), Port Charlotte Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LA ROSA REALTY CW PROPERTIES L · Manuel Chacin Pa. MLS #O6344845.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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