440 BURNHAM CIRCLE, AUBURNDALE, FL, 33823
Active311 days on marketListed Sep 16, 2025MLS #O6344511
About this home
440 BURNHAM CIRCLE
Discover 440 Burnham Circle in Auburndale, a well-cared-for one-owner home built in 2021 that combines comfort, style, and convenience in one inviting package. This 3-bedroom, 2-bathroom property offers a modern layout with open-concept living spaces designed to suit both relaxed daily living and easy entertaining. Inside, the home feels light, airy, and welcoming, with abundant natural sunlight, tasteful neutral tones, and finishes that make the space feel fresh and ready for its next owner. The kitchen is both practical and stylish, featuring modern cabinetry, ample prep space, and an easy connection to the dining and living areas so you can cook, gather, and entertain with ease. As an added bonus, the washer and dryer will remain with the home, making move-in even more convenient. The primary bedroom provides a peaceful private escape, complete with a spacious closet and its own en-suite bath. Two additional bedrooms that provide versatility for visiting guests, a workspace, or hobbies. Out back, you’ll find a generously sized yard with endless possibilities. Whether you imagine weekend barbecues, a garden retreat, a play space, or simply a place to enjoy the Florida sunshine, this outdoor area gives you the freedom to make it your own. Location is another major highlight. This home is close to local parks, playgrounds, and beautiful Lake Ariana, where you can enjoy boating, fishing, swimming, and relaxing water views. You’ll also enjoy being just minutes from downtown Auburndale, where charming local restaurants, coffee shops, and everyday conveniences create a warm small-town atmosphere. Nearby shopping and dining options make errands simple, while quick access to I-4 allows for an easy commute to Orlando, Lakeland, and Tampa. Major roadways, entertainment destinations, and medical facilities are all within reach, giving this home a location that supports both convenience and peace of mind. With its newer construction, excellent condition, functional design, and prime Central Florida setting, 440 Burnham Circle presents an exceptional opportunity to enjoy the best of Auburndale living.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,405
Sqft
0.17 ac
Lot size
2
Garage
2020
Year built
One
Levels
$206
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,351 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,351/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.9%
$/sqft vs Auburndale actives
$206 vs $188
Days on market
311 vs 50 typical
Where $206/sqft sits among the 225 Auburndale actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Auburndale
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Auburndale. See the full Auburndale guide →
AUBURNDALE 33823 — neighborhood snapshot
Population
39,146
Median age
40.8
Median income
$64,248
Median home value
$234,300
Avg household
2.89
Households w/ children
4,326
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Auburndale market
$316K → $335K
Auburndale median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
113 of 225
Auburndale actives have cut their price
Median sold price, Auburndale, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the AUBURNDALE 33823 median. See the full Auburndale market guide →
Paper trail
This home's history
Reality check
What actually sold near 440 BURNHAM CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$275,000
452 BURNHAM CIRCLE · same community
3 bd · 2 ba · 1,405 sqft · $196/sqft · 108 DOM
Sold · Aug ’25$280,000
14 MORTON ROAD
3 bd · 2 ba · 1,407 sqft · $199/sqft · 62 DOM
Sold · Mar ’26$230,000
318 SENATE STREET
3 bd · 2 ba · 1,412 sqft · $163/sqft · 564 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 440 BURNHAM CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 440 BURNHAM CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
440 BURNHAM CIRCLE FAQs
What would the monthly payment be for 440 BURNHAM CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,351/mo — principal and interest, the actual property-tax bill, the $60/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 440 BURNHAM CIRCLE?+
The association fee works out to $60 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 440 BURNHAM CIRCLE?+
The most recent tax bill on record (2023) was $3,542. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 440 BURNHAM CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Auburndale?+
At $289,990, this home is listed about 18% below the Auburndale median of $355,000. The market section on this page shows how the area is trending.
Which schools are assigned to 440 BURNHAM CIRCLE?+
Auburndale Central Elementary School (elementary), Jere L. Stambaugh Middle (middle), Auburndale Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the AUBURNDALE 33823 market on paper
$289,990 is 11% below the AUBURNDALE 33823 median of $325,000.
02Time on market is leverage
311 days on market against a Auburndale median of 50 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $290,990, now $289,990 — a $1K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of NONA LEGACY POWERED BY LA ROSA · Conny Vassallo-Llontop. MLS #O6344511.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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