5525 HIGHWAY A1A, MELBOURNE BEACH, FL, 32951
Active316 days on marketListed Sep 11, 2025MLS #O6343232
About this home
5525 HIGHWAY A1A
Spend your days where Florida's wild beauty meets refined coastal living. This impeccably maintained three-story oceanfront residence, gracefully set between the Atlantic Ocean and the heart of Melbourne Beach, offers a rare blend of privacy, natural wonder and modern elegance. Wake to sunrise over the Atlantic on a quiet stretch of shoreline with direct private access to uncrowded beaches, perfect for morning walks or surfing just steps from your door. The community is known for its laid-back coastal charm, A-rated schools and family-friendly atmosphere, making it ideal for both full-time living and a vacation retreat. Inside, traditional architectural style meets luxury with hurricane impact windows and doors, rich real wood flooring throughout, sun-filled living spaces and a chef's kitchen featuring Wolf stainless steel appliances for entertaining. Expansive oceanfront balconies provide the perfect vantage point for rocket launches, star-gazing or simply soaking in the salt air. Also for rent MLS# O6320096
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
3,420
Sqft
0.59 ac
Lot size
2
Garage
2020
Year built
Three Or More
Levels
$1,199
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$25,096 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$25,096/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs ACREAGE
$1,199 vs $340
Days on market
316 vs 13 typical
Where $1,199/sqft sits among the 150 homes for sale in ACREAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Beaches
Get to know Melbourne Beach. See the full Melbourne Beach guide →
South Beaches — neighborhood snapshot
Population
4,535
Median age
60
Median income
$117,740
Median home value
$572,500
Avg household
2
Households w/ children
188
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Melbourne Beach market
$941K → $4.6M
Melbourne Beach median sold, yr/yr
92.7%
Sale-to-list ratio (12 mo)
61 of 150
ACREAGE have cut their price
Median sold price, Melbourne Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 95% above the MELBOURNE BEACH 32951 median. See the full Melbourne Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 5525 HIGHWAY A1A
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$830,000
17125 ORWELL ROAD · same community
5 bd · 3 ba · 3,084 sqft · $269/sqft · 48 DOM
Sold · Dec ’25$925,000
34961 EASTERLING ROAD · same community
3 bd · 3 ba · 2,918 sqft · $317/sqft · 70 DOM
Sold · Dec ’25$610,000
2780 W LAKE HAMILTON DRIVE · same community
4 bd · 3 ba · 2,586 sqft · $236/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5525 HIGHWAY A1A — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5525 HIGHWAY A1A — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5525 HIGHWAY A1A FAQs
What would the monthly payment be for 5525 HIGHWAY A1A?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $25,096/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5525 HIGHWAY A1A?+
The most recent tax bill on record (2024) was $15,297. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5525 HIGHWAY A1A?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Melbourne Beach?+
At $4,100,000, this home is listed about 209% above the Melbourne Beach median of $1,325,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5525 HIGHWAY A1A?+
Gemini Elementary School (elementary), Herbert C. Hoover Middle School (middle), Melbourne Senior High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$4,100,000 runs 95% above the MELBOURNE BEACH 32951 median — but at 3,420 sqft it's also 55% larger than the typical Melbourne Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
316 days on market against a Melbourne Beach median of 13 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Gemini Elementary School, Herbert C. Hoover Middle School, Melbourne Senior High School — Gemini Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $4,250,000, now $4,100,000 — a $150K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ONE SOTHEBY'S INT'L REALTY · Michelle Farr. MLS #O6343232.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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