David Ramirez
$290,000$325,0006 bd4 ba2,592 sqft$112 /sqft$2,266 /mo all-in ↓

3230 SW 189TH AVENUE, DUNNELLON, FL, 34432

Active331 days on marketListed Sep 8, 2025MLS #O6342475

Reduced $35KManufactured HomeLAKE TROPICANA RANCHETTES

About this home

3230 SW 189TH AVENUE

Virtually Staged. Impresive Price Reduction. DRASTICALLY REDUCED, GO, SEE IT AND MAKE AN OFFER. Rarely available 2.24 acres with two income-producing homes! Properties like this don't come on the market often. The land offers privacy, space, and endless possibilities — whether you're looking for a peaceful retreat, room for horses, or space to expand. ONE mobile homes is currently rented, providing immediate income for the new owner. Each home includes 3 bedrooms and 2 bathrooms, making them ideal for tenants, guests, or extended family. Front home: 1,344 sq ft, manufactured in 1999 with roof replaced three years ago. Back home: 1,248 sq ft, manufactured in 1995. With developed sheds, ample storage, and over two acres of usable land, this property is perfect for those seeking both lifestyle and investment potential. Don't miss this unique opportunity, acreage with homes is hard to find in Florida. The front mobile home was manufactured in 1999, and its roof was replaced three years ago. The back unit was manufactured in 1995. The A/C in the front unit is 2 years old, the A/C in the back unit was installed just a year ago. The septic tank was serviced in February 2024. Don't miss out on this unique opportunity to own a piece of paradise in Florida.

Facts & features

The home at a glance

6

Bedrooms

4

Bathrooms

2,592

Sqft

2.24 ac

Lot size

1995

Year built

One

Levels

$112

Per sqft

Inside

FlooringCarpet · Vinyl
AppliancesDryer · Microwave · Range · Refrigerator · Washer
InteriorPrimary Bedroom Main Floor · Split Bedroom
LaundryInside
CoolingCentral Air
HeatingElectric · Heat Pump

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationPillar/Post/Pier
FacesSouthwest
ExteriorOther

Community & fees

Taxes (2024)$3,248/yr

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,266 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,707
FHA mortgage insurance (est.)$128
Property tax — 2024 actual bill$271
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,150Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,150
Interest rate6.00%
Loan term

Estimated payment

$2,266/mo

Principal & interest$1,707
FHA mortgage insurance (est.)$128
Property taxes (actual bill)$271
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs LAKE TROPICANA RANCHETTES

$112 vs $205

Days on market

331 vs 40 typical

Where $112/sqft sits among the 7 homes for sale in LAKE TROPICANA RANCHETTES

1 · this home
0
2
1
2
1
$112–141$141–171$171–200$200–230$230–259$259+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dunnellon

Map of 3230 SW 189TH AVENUE

Get to know Dunnellon. See the full Dunnellon guide →

DUNNELLON 34432 — neighborhood snapshot

Population

13,197

Median age

56

Median income

$47,711

Median home value

$223,900

Avg household

2.27

Households w/ children

858

For the school run

Marion County School District

ElementaryDunnellon Elementary School★★★★★
HighDunnellon High School★★★★★
MiddleDunnellon Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dunnellon market

Seller’s marketLeans seller3.7 months of inventoryBuyer’s market

$265K$280K

Dunnellon median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

1 of 7

LAKE TROPICANA RANCHETTES have cut their price

Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 29% above the DUNNELLON 34432 median. See the full Dunnellon market guide →

Paper trail

This home's history

CurrentPrice reduced to $290,000 $35K
Sep 8, 2025Listed at $325,000 · 331 days on market since
1995Built · LAKE TROPICANA RANCHETTES

Reality check

What actually sold near 3230 SW 189TH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

17576 SW 47TH STREETSold · Mar ’26

$379,900

17576 SW 47TH STREET · same community

4 bd · 3 ba · 2,386 sqft · $159/sqft · 22 DOM

5475 SW 194TH AVENUESold · Mar ’26

$415,000

5475 SW 194TH AVENUE · same community

4 bd · 3.5 ba · 2,836 sqft · $146/sqft · 73 DOM

2601 SW 186TH COURTSold · Jul ’26

$365,000

2601 SW 186TH COURT · same community

3 bd · 2 ba · 1,980 sqft · $184/sqft · 43 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3230 SW 189TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3230 SW 189TH AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

3230 SW 189TH AVENUE FAQs

What would the monthly payment be for 3230 SW 189TH AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,266/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3230 SW 189TH AVENUE?+

The most recent tax bill on record (2024) was $3,248. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Dunnellon?+

At $290,000, this home is listed about 3% below the Dunnellon median of $300,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3230 SW 189TH AVENUE?+

Dunnellon Elementary School (elementary), Dunnellon High School (high), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$290,000 runs 29% above the DUNNELLON 34432 median — but at 2,592 sqft it's also 52% larger than the typical Dunnellon listing.

02Time on market is leverage

331 days on market against a Dunnellon median of 40 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $325,000, now $290,000 — a $35K cut. The full history is in the market section below.

Listing courtesy of RE/MAX REX · Monica Scobino. MLS #O6342475.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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