David Ramirez
$289,000$295,000$2,107 /mo all-in ↓

60 NATALIES LANE, ORMOND BEACH, FL, 32174

Active312 days on marketListed Sep 11, 2025MLS #O6341942

Priced 28% below the ORMOND BEACH 32174 medianReduced $6KWaterfront

About this home

60 NATALIES LANE

**Price Improvement** Discover your private slice of paradise at 60 Natalies Lane in Ormond Beach! This stunning 5-acre wooded property offers the perfect blend of seclusion and convenience—featuring a serene private lake, power already on-site, well water, and RV hookups. Whether you're planning to build your dream home, set up a weekend retreat, or enjoy as-is, the possibilities are endless. The property includes a shed, a greenhouse structure, and there's no HOA to restrict your vision. With a septic system being the only missing utility, you're nearly ready to go. Quiet, natural surroundings just a short drive to town amenities and beaches—don’t miss this rare opportunity to own a unique piece of Florida land!

Facts & features

The home at a glance

5 ac

Lot size

Waterfront

Inside

Outside & construction

Community & fees

Taxes (2024)$1,416/yr

Utilities & systems

UtilitiesElectricity Available · Water Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,107 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,701
FHA mortgage insurance (est.)$128
Property tax — 2024 actual bill$118
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,115Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,115
Interest rate6.00%
Loan term

Estimated payment

$2,107/mo

Principal & interest$1,701
FHA mortgage insurance (est.)$128
Property taxes (actual bill)$118
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Ormond Beach

Map of 60 NATALIES LANE

Get to know Ormond Beach. See the full Ormond Beach guide →

ORMOND BEACH 32174 — neighborhood snapshot

Population

53,087

Median age

56.3

Median income

$67,817

Median home value

$315,100

Avg household

2.19

Households w/ children

4,692

For the school run

Volusia County School District

ElementaryPathways Elementary School★★★★★
MiddleDavid C. Hinson Senior Middle School★★★★★
HighMainland High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ormond Beach market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$390K$415K

Ormond Beach median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 28% below the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $289,000 $6K
Sep 11, 2025Listed at $295,000 · 312 days on market since

Reality check

What actually sold near 60 NATALIES LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

505 SHEDD LANESold · Jul ’25

$805,000

505 SHEDD LANE

3 bd · 2 ba · 2,236 sqft · $360/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 60 NATALIES LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 60 NATALIES LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

60 NATALIES LANE FAQs

What would the monthly payment be for 60 NATALIES LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,107/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 60 NATALIES LANE?+

The most recent tax bill on record (2024) was $1,416. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ormond Beach?+

At $289,000, this home is listed about 32% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.

Which schools are assigned to 60 NATALIES LANE?+

Pathways Elementary School (elementary), David C. Hinson Senior Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the ORMOND BEACH 32174 market on paper

$289,000 is 28% below the ORMOND BEACH 32174 median of $399,945.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

312 days on market against a Ormond Beach median of 41 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $295,000, now $289,000 — a $6K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS ADVANTAGE REALTY · Jean Scott. MLS #O6341942.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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