
521 BIG BLACK WAY, KISSIMMEE, FL, 34759
Active334 days on marketListed Sep 5, 2025MLS #O6340439
About this home
521 BIG BLACK WAY
Short Sale. This short sale opportunity presents a residence brimming with potential for the right buyer willing to add a touch of TLC and vision. From the moment you step into the welcoming foyer, the home’s inviting one-story layout sets the stage for comfort and possibility. At the heart of the residence lies a spacious family room, ideal for creating memories with loved ones or enjoying quiet evenings. The open-concept kitchen, seamlessly connected to the family living area and covered patio, offers the perfect flow for entertaining guests indoors or out. The private master retreat provides a generous haven for rest and relaxation, while two additional bedrooms offer versatile space for family, guests, or even a home office. Thoughtfully designed with the popular Bimini floor plan, this home truly caters to the needs of today’s active lifestyle. Nestled within the vibrant community of Poinciana, residents enjoy an abundance of amenities, including scenic parks, sports courts, playgrounds, conservation areas, and easy access to world-class Orlando attractions. This property is a wonderful canvas, ready for your personal touch to restore its full charm and potential.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,629
Sqft
0.33 ac
Lot size
2
Garage
2023
Year built
One
Levels
$163
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,241 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,241/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.1%
$/sqft vs POINCIANA NBRHD 06 VILLAGE 07
$163 vs $166
Days on market
334 vs 53 typical
Where $163/sqft sits among the 27 homes for sale in POINCIANA NBRHD 06 VILLAGE 07
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Marion Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
Lake Marion Village — neighborhood snapshot
Population
11,407
Median age
42
Median income
$49,898
Median home value
$208,705
Avg household
3
Households w/ children
1,676
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
12 of 27
POINCIANA NBRHD 06 VILLAGE 07 have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the KISSIMMEE 34759 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 521 BIG BLACK WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$228,000
1156 HUDSON HARBOR LANE · same community
3 bd · 2 ba · 1,635 sqft · $139/sqft · 5 DOM
Sold · Jul ’26$275,000
739 FRASER COURT · same community
3 bd · 2 ba · 1,638 sqft · $168/sqft · 143 DOM
Sold · Mar ’26$250,000
123 ATHABASCA DRIVE · same community
3 bd · 2 ba · 1,610 sqft · $155/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 521 BIG BLACK WAY — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 521 BIG BLACK WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
521 BIG BLACK WAY FAQs
What would the monthly payment be for 521 BIG BLACK WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,241/mo — principal and interest, the actual property-tax bill, the $90/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 521 BIG BLACK WAY?+
The association fee works out to $90 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 521 BIG BLACK WAY?+
The most recent tax bill on record (2024) was $3,769. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 521 BIG BLACK WAY?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $265,000, this home is listed about 30% below the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 521 BIG BLACK WAY?+
Laurel Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$265,000 runs 29% above the KISSIMMEE 34759 median.
02Time on market is leverage
334 days on market against a Kissimmee median of 53 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $285,000, now $265,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LAWYERS REAL ESTATE · Jimletta Vareene-Thomas. MLS #O6340439.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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