20617 E COLONIAL DRIVE, CHRISTMAS, FL, 32709
Active324 days on marketListed Aug 31, 2025MLS #O6340358
About this home
20617 E COLONIAL DRIVE
Available for sale 2.4 acres located on highway SR-50. No HOA, lot dimension 158'W x 663'L, zoning A-2/FARMLAND RURAL. Convenient to SR-50/Colonial Dr, FL-520, FL-528, I-95, East Orlando Soccer Complex, Avalon Downtown, Waterford Lakes Town Center, UCF, Research Park, Downtown Orlando, MCO/Orlando International Airport, Lake Nona Medical City, Kennedy Space Center, Titusville or Cocoa Beach.
Facts & features
The home at a glance
2.4 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,650 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,650/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Christmas
Get to know Christmas. See the full Christmas guide →
CHRISTMAS 32709 — neighborhood snapshot
Population
1,665
Median age
40.9
Median income
$83,015
Median home value
$293,200
Avg household
2.61
Households w/ children
176
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Christmas market
$4.4M → $577K
Christmas median sold, yr/yr
94.3%
Sale-to-list ratio (12 mo)
Median sold price, Christmas, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 74% above the CHRISTMAS 32709 median. See the full Christmas market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20617 E COLONIAL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20617 E COLONIAL DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
20617 E COLONIAL DRIVE FAQs
What would the monthly payment be for 20617 E COLONIAL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,650/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20617 E COLONIAL DRIVE?+
The most recent tax bill on record (2024) was $786. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Christmas?+
At $225,000, this home is listed about 33% below the Christmas median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 20617 E COLONIAL DRIVE?+
East River High (high), Corner Lake Middle (middle), Columbia Elementary (elementary) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$225,000 runs 74% above the CHRISTMAS 32709 median.
02Time on market is leverage
324 days on market against a Christmas median of 44 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
East River High, Corner Lake Middle, Columbia Elementary — Columbia Elementary rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA REALTY INVESTMENTS · Shettle Huynh. MLS #O6340358.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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