David Ramirez
$495,000$519,999$3,690 /mo all-in ↓

4808 CALASANS AVENUE, ST CLOUD, FL, 34771

Active348 days on marketListed Aug 11, 2025MLS #O6335099

Reduced $25KWaterfrontEAST LAKE RESERVE AT NARCOOSSEE UNIT 3

About this home

4808 CALASANS AVENUE

Welcome to your slice of waterfront paradise. Tucked inside the upscale, gated community of East Lake Reserve, this oversized lot spans over 1 acre, features a potential long private, discreet entry that broadens into an expansive lakeside sanctuary—providing ample room to design a luxurious custom home perfectly tailored to your lifestyle. Enjoy direct access to East Lake Tohopekaliga, one of Central Florida’s most scenic and expansive lakes—perfect for boating, kayaking, fishing, or simply relaxing along the shoreline. Imagine waking to breathtaking sunrises over glassy waters and ending your day with golden sunsets from your future dock or backyard retreat. Beyond its natural beauty, this location offers unmatched convenience—just minutes to vibrant Lake Nona dining, shopping, and top-tier medical facilities, as well as Orlando International Airport. Major highways, including 417, 528, and Florida’s Turnpike, are all within easy reach. Under the shade of towering oaks, envision your private lakeside haven—complete with a pool, expansive patio, and custom dock. This is more than just a lot; it’s the starting point for your forever home on the water.

Facts & features

The home at a glance

1.2 ac

Lot size

WaterfrontWater viewPets allowed

Inside

Outside & construction

ViewWater

Community & fees

HOA fee$58/mo
Taxes (2024)$4,072/yr
PetsYes
CommunityLake · Water Access · Waterfront · Gated Community - No Guard · Playground

Utilities & systems

UtilitiesElectricity Available · Phone Available · Sewer Available · Street Lights · Underground Utilities · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,690 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,914
FHA mortgage insurance (est.)$219
Property tax — 2024 actual bill$339
HOA fee — from the listing$58
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,325Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,325
Interest rate6.00%
Loan term

Estimated payment

$3,690/mo

Principal & interest$2,914
FHA mortgage insurance (est.)$219
Property taxes (actual bill)$339
HOA / condo fee$58
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside St Cloud

Map of 4808 CALASANS AVENUE

Drive times from this address

Orlando Int’l Airport (MCO)30 min
Downtown Orlando35 min
Universal Orlando39 min
Walt Disney World40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34771 — neighborhood snapshot

Population

31,368

Median age

38.6

Median income

$101,434

Median home value

$427,500

Avg household

3.21

Households w/ children

4,183

For the school run

Osceola County School District

ElementaryLakeview Elementary School★★★★★
MiddleNarcoossee Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% above the ST CLOUD 34771 median. See the full St Cloud market guide →

Paper trail

This home's history

CurrentPrice reduced to $495,000 $25K
Aug 11, 2025Listed at $519,999 · 348 days on market since

Reality check

What actually sold near 4808 CALASANS AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4835 CALASANS AVENUESold · Sep ’25

$485,000

4835 CALASANS AVENUE · same community

3 bd · 2 ba · 1,750 sqft · $277/sqft · 83 DOM

140 RACHEL LIN LANESold · Jun ’26

$545,000

140 RACHEL LIN LANE · same community

4 bd · 3 ba · 2,333 sqft · $234/sqft · 2 DOM

4873 CHISHOLM PARK TRAILSold · Jan ’26

$440,000

4873 CHISHOLM PARK TRAIL

4 bd · 2 ba · 1,647 sqft · $267/sqft · 39 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4808 CALASANS AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4808 CALASANS AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4808 CALASANS AVENUE FAQs

What would the monthly payment be for 4808 CALASANS AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,690/mo — principal and interest, the actual property-tax bill, the $58/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4808 CALASANS AVENUE?+

The association fee works out to $58 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4808 CALASANS AVENUE?+

The most recent tax bill on record (2024) was $4,072. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4808 CALASANS AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $495,000, this home is listed about 16% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4808 CALASANS AVENUE?+

Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$495,000 runs 16% above the ST CLOUD 34771 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

348 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $519,999, now $495,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of U KEY REALTY · Wei Lin. MLS #O6335099.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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