David Ramirez
$375,000$425,0003 bd2.5 ba2,291 sqft$164 /sqft$3,452 /mo all-in ↓

15493 WILLOW ARBOR CIRCLE, ORLANDO, FL, 32824

Active339 days on marketListed Aug 19, 2025MLS #O6334902

Priced 4% below the Orlando medianReduced $50KTownhouseARBORS/MDW WOODS

About this home

15493 WILLOW ARBOR CIRCLE

Short Sale. ? Welcome to Willow Arbor! ? Discover this beautifully kept 3-bedroom, 2.5-bathroom home with 2,291 sq. ft. of heated living space in the heart of Orlando. Designed with comfort and style in mind, the open floor plan flows seamlessly from the spacious living area to the dining space and modern kitchen — perfect for gatherings and everyday living. Upstairs, you’ll find three generously sized bedrooms, including a primary suite with a walk-in closet and private bath. The additional bedrooms are versatile and ideal for family, guests, or a home office. Step outside to your private backyard, a great space for entertaining, relaxing, or enjoying Florida sunshine. A 2-car garage provides convenience and extra storage. Located in a desirable community just minutes from Lake Nona, Orlando International Airport, shopping, dining, and major highways, this home combines comfort with convenience. ? Don’t wait — come see this gem in person and make it yours today! ??

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,291

Sqft

0.09 ac

Lot size

2

Garage

2018

Year built

Two

Levels

$164

Per sqft

Inside

FlooringCarpet
AppliancesDishwasher · Dryer · Refrigerator · Washer
InteriorOpen Floorplan
LaundryUpper Level
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationBlock · Concrete Perimeter
FacesEast
ExteriorSliding Doors

Community & fees

HOA fee$403/mo
Taxes (2024)$6,183/yr
PetsNo
CommunityNone

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,452 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property tax — 2024 actual bill$515
HOA fee — from the listing$403
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,125Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,125
Interest rate6.00%
Loan term

Estimated payment

$3,452/mo

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property taxes (actual bill)$515
HOA / condo fee$403
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $375K
$360KedgeAI estimate $385,486 · range $383K$386K$402K

vs edgeAI estimate

−2.7%

Days on market

339 vs 34 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orlando

Map of 15493 WILLOW ARBOR CIRCLE

Drive times from this address

Orlando Int’l Airport (MCO)18 min
Walt Disney World22 min
Universal Orlando22 min
Downtown Orlando23 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

The numbers that matter

The Orlando market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$400K$405K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4% below the Orlando median. See the full Orlando market guide →

Paper trail

This home's history

CurrentPrice reduced to $375,000 $50K
Aug 19, 2025Listed at $425,000 · 339 days on market since
2018Built · ARBORS/MDW WOODS

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 15493 WILLOW ARBOR CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 15493 WILLOW ARBOR CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

15493 WILLOW ARBOR CIRCLE FAQs

What would the monthly payment be for 15493 WILLOW ARBOR CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,452/mo — principal and interest, the actual property-tax bill, the $403/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 15493 WILLOW ARBOR CIRCLE?+

The association fee works out to $403 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 15493 WILLOW ARBOR CIRCLE?+

The most recent tax bill on record (2024) was $6,183. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 15493 WILLOW ARBOR CIRCLE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $375,000, this home is listed about 4% below the Orlando median of $390,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Under the Orlando market on paper

$375,000 is 4% below the Orlando median of $390,000, and at $164/sqft it sits under the Orlando average of $264.

02Time on market is leverage

339 days on market against a Orlando median of 34 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $425,000, now $375,000 — a $50K cut. The full history is in the market section below.

Listing courtesy of IAD REAL ESTATE · Helen Martinez. MLS #O6334902.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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15493 WILLOW ARBOR CIRCLE, ORLANDO, FL — 3 Bed, 2.5 Bath — $375,000 | CENTURY 21 Edge