David Ramirez
Short-Term Rental Eligible
$465,000$499,9954 bd3 ba2,244 sqft$207 /sqft$3,741 /mo all-in ↓

10157 SPRING LAKE DRIVE, CLERMONT, FL, 34711

Active352 days on marketListed Aug 5, 2025MLS #O6333256

Est. $43K/yr short-term rental revenueReduced $35KSingle Family ResidencePALISADES PH 3D

About this home

10157 SPRING LAKE DRIVE

Imagine mornings with coffee on the covered patio, peaceful greenery as your backdrop, evenings filled with BBQs and laughter, and the flexibility of a home designed to bring everyone together while giving everyone their own space. Welcome to this like-new 2023 home in Clermont's sought-after Palisades community, where lake life meets multi-generational living. Thoughtfully designed with 4 bedrooms, 3 bathrooms, and a rare private in-law suite complete with its own living area, kitchenette, laundry, bedroom, and full bath, this home offers comfort, privacy, and endless possibilities. Inside, you'll find beautiful tile flooring, quartz countertops, and a bright, open-concept kitchen, dining, and living area that flows effortlessly through oversized sliding glass doors to the covered lanai. With no direct rear neighbors and no homes in front, you'll enjoy a peaceful, private setting that's perfect for relaxing or entertaining. Two additional bedrooms provide plenty of room for family, guests, or a home office, while the low-maintenance lifestyle leaves more time to enjoy everything the community has to offer. Stroll, bike, or jog along neighborhood sidewalks, then take advantage of Palisades amenities, including a pool, tennis and basketball courts, playground, park, clubhouse, and private boat ramp and dock with access to beautiful Lake Minneola. Even better, the HOA includes cable and internet. Live where others vacation! Clermont is celebrated for its sparkling lakes, rolling hills, scenic trails, waterfront parks, charming downtown, shopping, dining, and convenient access to Orlando. Located outside of a flood zone, this home also offers peace of mind with a roof, HVAC, water heater, and major systems that are only about three years old. Easy living. Flexible living. Golf cart living. Florida living at its finest. Your next chapter starts here. Schedule your private showing today!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,244

Sqft

0.18 ac

Lot size

2

Garage

2023

Year built

One

Levels

$207

Per sqft

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Ice Maker · Microwave · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s) · Wet Bar
LaundryElectric Dryer Hookup · Inside · Laundry Closet · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesWest
ParkingDriveway
ExteriorIrrigation System · Lighting · Rain Gutters · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$150/mo
Taxes (2024)$5,855/yr
PetsCats OK, Dogs OK
CommunityBoat Slip · Community Boat Ramp · Dock · Fishing · Lake · Water Access · Clubhouse · Golf Carts OK · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Electricity Connected · Phone Available · Public · Sewer Connected · Sprinkler Meter
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,741 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,737
FHA mortgage insurance (est.)$206
Property tax — 2024 actual bill$488
HOA fee — from the listing$150
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,275Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,275
Interest rate6.00%
Loan term

Estimated payment

$3,741/mo

Principal & interest$2,737
FHA mortgage insurance (est.)$206
Property taxes (actual bill)$488
HOA / condo fee$150
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $465K
$406KedgeAI estimate $430,306 · range $423K$448K$484K

vs edgeAI estimate

+8.1%

$/sqft vs Clermont actives

$207 vs $222

Days on market

352 vs 33 typical

Where $207/sqft sits among the 400 Clermont actives

156 · this home
144
46
18
10
26
$168–213$213–257$257–301$301–346$346–390$390+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Palisades, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$42,972/yr gross

Avg nightly rate$270
Occupancy (comp set)47%
CommunityPalisades
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,500/mo median

MarketClermont
Annual gross at median$30,000
Gross yield on this price6.5%
Homes for rent right now185

Live Clermont rental listing data — this home’s rate depends on size, condition and furnishing.

The Florida short-term market

▼ Softening

52%

Occupancy

▼ 26% yr/yr

$363

Avg nightly rate

▲ 58% yr/yr

$47K/yr

Revenue per listing

$196

RevPAR

51 days

Booking lead time

5.4 nights

Avg stay

3

Typical min nights

603

Active rentals

▲ 68% supply

Seasonality — monthly occupancy

Peaks at 64% in Mar · bottoms at 39% in Jun

52%
60%
64%
59%
49%
39%
53%
51%
43%
48%
49%
53%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Florida — the projection above is specific to this home’s size.

Where it sits

Inside Palisades

Map of 10157 SPRING LAKE DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Orlando36 min
Universal Orlando39 min
Walt Disney World42 min
Orlando Int’l Airport (MCO)51 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Palisades is a short-term-rental community. See the full guide →

Palisades — neighborhood snapshot

Population

789

Median age

41

Median income

$105,636

Median home value

$370,666

Avg household

3

Households w/ children

91%

For the school run

Lake County School District

HighSouth Lake High School★★★★★
ElementaryMinneola Charter School★★★★
ElementaryGroveland Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clermont market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$443K$450K

Clermont median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

196 of 400

Clermont actives have cut their price

Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

CurrentPrice reduced to $465,000 $35K
Aug 5, 2025Listed at $499,995 · 352 days on market since
2023Built · PALISADES PH 3D

Reality check

What actually sold near 10157 SPRING LAKE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

15865 BRADICKS COURTSold · Sep ’25

$385,000

15865 BRADICKS COURT

3 bd · 2 ba · 2,191 sqft · $176/sqft · 83 DOM

9852 SPRING LAKE DRIVESold · Aug ’25

$424,551

9852 SPRING LAKE DRIVE

4 bd · 3 ba · 2,186 sqft · $194/sqft · 79 DOM

9532 WATER FERN CIRCLESold · Sep ’25

$381,500

9532 WATER FERN CIRCLE

5 bd · 2.5 ba · 2,320 sqft · $164/sqft · 68 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10157 SPRING LAKE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10157 SPRING LAKE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

10157 SPRING LAKE DRIVE FAQs

What would the monthly payment be for 10157 SPRING LAKE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,741/mo — principal and interest, the actual property-tax bill, the $150/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10157 SPRING LAKE DRIVE?+

The association fee works out to $150 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10157 SPRING LAKE DRIVE?+

The most recent tax bill on record (2024) was $5,855. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 10157 SPRING LAKE DRIVE be rented short-term?+

Yes — this home sits inside Palisades, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 10157 SPRING LAKE DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clermont?+

At $465,000, this home is priced right at the Clermont median.

Which schools are assigned to 10157 SPRING LAKE DRIVE?+

South Lake High School (high), Minneola Charter School (elementary), Groveland Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Zoned for nightly rentals

Palisades is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

02Time on market is leverage

352 days on market against a Clermont median of 33 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

South Lake High School, Minneola Charter School, Groveland Elementary School — Minneola Charter School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $499,995, now $465,000 — a $35K cut. The full history is in the market section below.

Listing courtesy of VYLLA HOME · Jennifer Vilayvong. MLS #O6333256.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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