821 WHISPERING PINES ROAD, CAPE CORAL, FL, 33993
Active368 days on marketListed Aug 5, 2025MLS #O6333231
About this home
821 WHISPERING PINES ROAD
Nice Cape Coral Lot for Sale.
Facts & features
The home at a glance
0.38 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$854 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$854/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33993 — neighborhood snapshot
Population
33,045
Median age
43.7
Median income
$89,220
Median home value
$319,500
Avg household
2.96
Households w/ children
3,468
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $405K
Cape Coral median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the CAPE CORAL 33993 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 821 WHISPERING PINES ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$190,000
1207 PINE AVENUE NW · same community
2 bd · 1 ba · 832 sqft · $228/sqft · 260 DOM
Sold · Apr ’26$169,900
8547 PINEVERDE LANE · same community
2 bd · 2 ba · 1,020 sqft · $167/sqft · 17 DOM
Sold · Jun ’26$104,500
8565 WINDYPINE LANE · same community
2 bd · 2 ba · 1,020 sqft · $102/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 821 WHISPERING PINES ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 821 WHISPERING PINES ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
821 WHISPERING PINES ROAD FAQs
What would the monthly payment be for 821 WHISPERING PINES ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $854/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 821 WHISPERING PINES ROAD?+
The most recent tax bill on record (2024) was $1,193. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cape Coral?+
At $94,000, this home is listed about 79% below the Cape Coral median of $441,200. The market section on this page shows how the area is trending.
Which schools are assigned to 821 WHISPERING PINES ROAD?+
Mariner Middle School (middle), Mariner High School (high), Trafalgar Elementary School (elementary), Challenger Middle School (middle), Hector A. Cafferata Junior Elementary School (elementary), Patriot Elementary School (elementary), Skyline Elementary School (elementary), Ida S. Baker High School (high), Cape Coral High School (high), North Fort Myers High School (high), Island Coast High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$94,000 runs 11% above the CAPE CORAL 33993 median.
02Time on market is leverage
368 days on market against a Cape Coral median of 50 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Mariner Middle School, Mariner High School, Trafalgar Elementary School, Challenger Middle School, Hector A. Cafferata Junior Elementary School, Patriot Elementary School, Skyline Elementary School, Ida S. Baker High School, Cape Coral High School, North Fort Myers High School, Island Coast High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
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3899 Redman Parkway # 143, Boynton Beach FL 33436, BOYNTON BEACH
4 bd · 2 ba · 1,360 sqft
$35,000
117 Lodge Pole Cir, Other City - In The State Of Florida FL 32139, OTHER CITY - IN THE STATE OF FLORIDA
Listing courtesy of ADNORAM REALTY · Jay Garick. MLS #O6333231.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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