David Ramirez
$3,400,000$3,999,0008 bd8 ba10,179 sqft$334 /sqft$22,358 /mo all-in ↓

5251 CARSON STREET, ST CLOUD, FL, 34771

Active349 days on marketListed Aug 4, 2025MLS #O6332726

Reduced $599KPrivate poolSingle Family ResidenceNARCOOSSEE NEW MAP OF

About this home

5251 CARSON STREET

Experience the perfect blend of Mediterranean luxury, resort-style living, and serene lakefront privacy at 5251 Carson Street in Saint Cloud, Florida. Nestled on nearly 6 gated acres along the spring-fed shores of Lake Hendon, this 10,000+ square foot Tuscan-inspired estate offers 8 bedrooms, 7 full bathrooms, and 2 half baths, combining architectural elegance with unmatched comfort. The home features exquisite finishes, including Italian travertine, Spanish porcelain, custom hardwood flooring, hand-carved stone fireplaces, hand-plastered vaulted ceilings, iron-cast railings, wood-beamed coffered ceilings, and a charming piano alcove. At the heart of the home is a gourmet chef’s kitchen equipped with professional-grade Electrolux appliances, a 6-burner gas range, commercial-grade hood, solid wood cabinetry, and a butler’s pantry. Entertain in style with a formal dining room, breakfast nook, multiple open-concept living areas, a wet bar, a custom cobblestone wine cellar, a media/theater room, and a billiards/game room. Wellness and relaxation are elevated with a private gym, sauna, and two expansive lanais—one screened-in with a full summer kitchen featuring a grill, fridge, and TV. The grand primary suite features a sitting area, a morning bar, dual oversized California closets, and a luxurious spa-style bath with dual vanities, an air-jetted soaking tub, a massive dual-entry shower with multiple body jets, and two separate water closets, both equipped with high-end auto-flush toilets w/ bidet for added privacy and convenience. Upstairs, a loft connects five spacious bedrooms, many of which have private balconies and en-suite baths, offering privacy and stunning lake views throughout. Outdoors, the resort-caliber amenities continue with a 1,000+ square foot saltwater infinity-edge pool with beach entry, heated spa, fountains, and lounging deck, alongside a full-size tennis court, basketball court, lush landscaping, and a private boat dock for fishing, kayaking, and lakeside sunsets. Located in a quiet gated estate community just minutes from Lake Nona, top-rated schools, SunRail, and Orlando International Airport, and surrounded by premier restaurants and venues like Nona Blue, Chroma, Boxi Park, Canvas, and The Wave Hotel, this extraordinary property is also available with a +1–2 year lease in place—giving you the option to enjoy instant investment income or transition into a luxurious private residence—offering a rare opportunity to own one of Central Florida’s finest lakefront estates. Financing closing cost credit available with preferred lender.

Facts & features

The home at a glance

8

Bedrooms

8

Bathrooms

10,179

Sqft

5.01 ac

Lot size

6

Garage

2008

Year built

Two

Levels

$334

Per sqft

Private poolFireplaceTennis Court & Trees/Woods & Water viewNegotiablePets allowed

Inside

FlooringCarpet · Travertine · Hardwood
AppliancesBar Fridge · Built-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Microwave · Range Hood · Refrigerator · Tankless Water Heater · Water Filtration System · Water Softener
InteriorBuilt-in Features · Ceiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryInside · Laundry Room · Other · Upper Level
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewTennis Court · Trees/Woods · Water
FacesSouth
ParkingCircular Driveway · Driveway · Garage Door Opener · Ground Level · Split Garage
ExteriorBalcony · Courtyard · French Doors · Lighting · Outdoor Grill · Outdoor Kitchen · Outdoor Shower · Rain Gutters · Sliding Doors · Tennis Court(s)

Community & fees

HOA fee$71/mo
Taxes (2024)$30,074/yr
PetsYes
CommunityGated Community - No Guard

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Connected · Natural Gas Connected · Phone Available · Public · Sewer Connected · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$22,358 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$18,346
PMI (est., until 20% equity)$1,275
Property tax — 2024 actual bill$2,506
HOA fee — from the listing$71
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $340,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $340,000
Interest rate6.00%
Loan term

Estimated payment

$22,358/mo

Principal & interest$18,346
PMI (est., until 20% equity)$1,275
Property taxes (actual bill)$2,506
HOA / condo fee$71
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs NARCOOSSEE NEW MAP OF

$334 vs $400

Days on market

349 vs 33 typical

Where $334/sqft sits among the 6 homes for sale in NARCOOSSEE NEW MAP OF

4 · this home
0
1
0
0
1
$216–539$539–862$862–1186$1186–1509$1509–1832$1832+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 5251 CARSON STREET

Drive times from this address

Orlando Int’l Airport (MCO)32 min
Downtown Orlando37 min
Universal Orlando45 min
Walt Disney World50 min

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34771 — neighborhood snapshot

Population

31,368

Median age

38.6

Median income

$101,434

Median home value

$427,500

Avg household

3.21

Households w/ children

4,183

For the school run

Osceola County School District

ElementaryLakeview Elementary School★★★★★
MiddleNarcoossee Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

2 of 6

NARCOOSSEE NEW MAP OF have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 702% above the ST CLOUD 34771 median. See the full St Cloud market guide →

Paper trail

This home's history

CurrentPrice reduced to $3,400,000 $599K
Aug 4, 2025Listed at $3,999,000 · 349 days on market since
2008Built · NARCOOSSEE NEW MAP OF

Reality check

What actually sold near 5251 CARSON STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5300 CARSON STREETSold · Jun ’26

$1,660,000

5300 CARSON STREET · same community

6 bd · 6.5 ba · 8,535 sqft · $194/sqft · 52 DOM

4875 JONES ROADSold · Mar ’26

$1,030,000

4875 JONES ROAD · same community

4 bd · 3 ba · 2,597 sqft · $397/sqft · 121 DOM

5365 RAMBLING ROADSold · Apr ’26

$700,000

5365 RAMBLING ROAD · same community

3 bd · 2 ba · 1,973 sqft · $355/sqft · 270 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5251 CARSON STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5251 CARSON STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5251 CARSON STREET FAQs

What would the monthly payment be for 5251 CARSON STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $22,358/mo — principal and interest, the actual property-tax bill, the $71/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5251 CARSON STREET?+

The association fee works out to $71 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5251 CARSON STREET?+

The most recent tax bill on record (2024) was $30,074. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5251 CARSON STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $3,400,000, this home is listed about 700% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5251 CARSON STREET?+

Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$3,400,000 runs 702% above the ST CLOUD 34771 median — but at 10,179 sqft it's also nearly 5 times the size of the typical St Cloud listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

349 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $3,999,000, now $3,400,000 — a $599K cut. The full history is in the market section below.

Listing courtesy of MLSB THE BUREAU POWERED BY CAROM REALTY · Marlon Smith Buie. MLS #O6332726.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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