David Ramirez
$2,799,000$3,150,0005 bd4 ba3,737 sqft$749 /sqft$17,681 /mo all-in ↓

10203 TROUT ROAD, ORLANDO, FL, 32836

Active361 days on marketListed Jul 29, 2025MLS #O6330959

Reduced $351KWaterfrontPrivate poolSingle Family ResidenceCYPRESS SHORES

About this home

10203 TROUT ROAD

Discover this exquisite lakefront property nestled on over 1.9 acres with more than 100 feet of water frontage on LAKE TIBET and part of the Butler Chain of Lakes. This home offers breathtaking views and absolutely stunning sunsets. As you drive onto the winding paver circular driveway with lovely fountain and beautiful landscaping, you will notice the terracotta tile roof and the undeniable architectural style of this home. The 2 car garage has EV charging station. Once you enter the home you will be impressed with the whole house automation system, motorized window treatments, travertine floors, gas fireplace and crown moulding. At the heart of the home, the chef’s kitchen featuring elegant custom cabinetry, boasts of a large island, granite counter , 2 Sub Zero appliances, reverse osmosis system, pot filler, Wolf steamer, warming drawer and wine fridge. Downstairs are 2 additional bedrooms with en-suites each with special features. Upstairs, You will admire the solid hardwood flooring and attention to details. Primary suite overlooks the breath taking view of Lake Tibet and features en-suite adorned with stone flooring with stand alone tub and separate shower. The primary suite has a large walk-in closet with a custom built closet system w/safe and another separate closet. Two additional bedrooms upstairs share a full bath. A sparkling pool w/spa within the screened patio offers a tropical escape with a summer kitchen featuring, large grill, hotplate, warming tray, pot filler and TV and misting station. The secondary covered patio outside the screened enclosure is perfect for an additional quiet oasis to enjoy your stunning views. The newly re-built dock and covered boat house w/lift (2023) with composite decking comes complete with electric & water is perfect for the enjoyable days and nights on the water. Other features include updated septic system(2024), new pool pump (2025), H2O Water Softener system, No Home Owner Association. Seller is leaving all electronics within the home. Conveniently located minutes from “Restaurant Row”, Disneys Springs, Bay Hill and zoned for “Top Rated” Schools. Schedule private tour of this remarkable home today.

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

3,737

Sqft

1.97 ac

Lot size

2

Garage

2000

Year built

Two

Levels

$749

Per sqft

Private poolWaterfrontFireplaceWater view

Inside

FlooringTravertine
AppliancesCooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Ice Maker · Kitchen Reverse Osmosis System · Microwave · Other · Range · Refrigerator · Washer · Water Filtration System · Water Softener · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · High Ceilings · Open Floorplan · Other · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air · Humidity Control
HeatingCentral · Electric

Outside & construction

RoofOther
ConstructionConcrete · Stucco
FoundationBlock
ViewWater
FacesSouthwest
ExteriorBalcony · Irrigation System · Lighting · Outdoor Grill · Private Mailbox · Rain Gutters · Sliding Doors

Community & fees

Taxes (2024)$16,413/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Phone Available · Propane · Sprinkler Well · Street Lights
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$17,681 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$15,103
PMI (est., until 20% equity)$1,050
Property tax — 2024 actual bill$1,368
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $279,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $279,900
Interest rate6.00%
Loan term

Estimated payment

$17,681/mo

Principal & interest$15,103
PMI (est., until 20% equity)$1,050
Property taxes (actual bill)$1,368
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.8M
$965KedgeAI estimate $1,114,187 · range $1.0M$1.2M$2.9M

vs edgeAI estimate

+151.2%

$/sqft vs Orlando actives

$749 vs $237

Days on market

361 vs 34 typical

Where $749/sqft sits among the 400 Orlando actives

198
150
27
11
7
7 · this home
$134–236$236–339$339–441$441–544$544–646$646+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orlando

Map of 10203 TROUT ROAD

Drive times from this address

Walt Disney World19 min
Universal Orlando23 min
Downtown Orlando30 min
Orlando Int’l Airport (MCO)35 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

ORLANDO 32836 — neighborhood snapshot

Population

24,648

Median age

39.3

Median income

$111,921

Median home value

$637,300

Avg household

2.72

Households w/ children

3,070

For the school run

Orange County School District

ElementaryCastleview Elementary★★★★★
MiddleHorizon West Middle★★★★
HighWindermere High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$400K$405K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

149 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 204% above the ORLANDO 32836 median. See the full Orlando market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,799,000 $351K
Jul 29, 2025Listed at $3,150,000 · 361 days on market since
2000Built · CYPRESS SHORES

Reality check

What actually sold near 10203 TROUT ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10209 TROUT RDSold · Mar ’26

$1,900,000

10209 TROUT RD · same community

3 bd · 2.5 ba · 2,981 sqft · $637/sqft · 213 DOM

9916 LONE TREE LANESold · Jul ’26

$3,800,000

9916 LONE TREE LANE · same community

5 bd · 5 ba · 4,600 sqft · $826/sqft · 235 DOM

10433 TROUT ROADSold · Jul ’25

$2,000,000

10433 TROUT ROAD · same community

1 bd · 1 ba · 1,124 sqft · $1,779/sqft · 137 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10203 TROUT ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10203 TROUT ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

10203 TROUT ROAD FAQs

What would the monthly payment be for 10203 TROUT ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $17,681/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10203 TROUT ROAD?+

The most recent tax bill on record (2024) was $16,413. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Orlando?+

At $2,799,000, this home is listed about 618% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10203 TROUT ROAD?+

Castleview Elementary (elementary), Horizon West Middle (middle), Windermere High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$2,799,000 runs 204% above the ORLANDO 32836 median — but at 3,737 sqft it's also nearly twice the size of the typical Orlando listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

361 days on market against a Orlando median of 34 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Castleview Elementary, Horizon West Middle, Windermere High — Horizon West Middle rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $3,150,000, now $2,799,000 — a $351K cut. The full history is in the market section below.

Listing courtesy of HOMEVEST REALTY · Darlene O'Hara. MLS #O6330959.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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