David Ramirez
$795,000$829,0003 bd1,789 sqft$444 /sqft$5,477 /mo all-in ↓

1357 52ND AVENUE NE, ST PETERSBURG, FL, 33703

Active388 days on marketListed Jul 22, 2025MLS #O6329434

Reduced $34KSingle Family ResidencePONDEROSA OF SHORE ACRES

About this home

1357 52ND AVENUE NE

Join the Ponderosa Shores renaissance. This home is an open canvas to renovate as you please, or join your next-door neighbors and raze the home and build your waterfront dream home on this spectacular waterfront lot that has a newer 81’ seawall with 3’ cap, 300 sf custom dock with two boat lifts, and room for a pool. This home is just a short drive to vibrant downtown St. Pete, a 10-minute idle to Tampa Bay and only a few paddle strokes to protected Placido Bayou Mangrove Preserve where you can explore the mangrove trails by kayak or paddle board. Watch dolphins and manatees swim around and under your dock while you enjoy the sun set behind the mangrove preserve. The newer 40th Avenue bridge has a 13.2’ vertical clearance at mean hightide to accommodate most non-flybridge vessels. This beautiful waterfront home flooded during Hurricane Helene and was fully remediated with 4’ drywall cuts throughout the entire home. All flooring with the exception of the two bathrooms was removed and is currently bare concrete slab floors. Until Hurricane Helene in September, 2024 this home had never flooded since its construction in 1972. Protected waterfront with superior all-block construction; 3 bedrooms, 2 bathrooms with open concept, split floor plan;1,789 heated sq/ft, 2,535 total square feet; 2-car garage with hurricane impact garage door and Smart Home garage door opener, paddle board and fishing rod storage; Lot size: 7,797 sq/ft (0.17 acres MOL. 81’ wide x 102’ deep MOL); Smart Home features Vivint security/fire alarm system; 81' newer seawall with 3’ cap (Gulf Coast Marine Construction); Two Lifts: 10,000 lb boat lift and 4,500 lb double jet ski/boat lift; Large Custom Dock: 300 sq/ft (25’ x 12’ w/ 3’ step down platform for easy launching of kayaks and paddleboards) with superior Azek composite cool decking with wrap around trim, high density polyethylene wrapped dock pilings, electric and water; Expansive outdoor deck: 660 sq/ft; 8-person hot tub (hot tub damaged by flooding); Roof: 2012 – GAF Timberline 30-year upgraded shingle with roof membrane (assumable warranty) and updated soffits and facia (no damage experienced from hurricanes); Newer HVAC 2021: Trane, 16 Seer (4 ton) Heat Pump with UV Light system for improved air quality. Warranty: 10-year warranty for Compressor (Compressor damaged by flooding); 10 years coil; 10 years parts; 22kw Whole House Generac Generator (2022) with transferable warranty (Negotiable with sale of home); Designer lighting throughout; Windows: updated (sliding doors and some windows damaged by flooding); Ceiling fans throughout; Covered Lanai and entrance way improved with hand-stained wood slats on ceiling; Exterior painted: 2022; New Samsung washer and dryer, front loading – 2024 (Never used. Washer might be damaged by flooding); Water main line replaced (2006); Additional and plentiful attic storage with high pitched roof; Expanded paver driveway with 3-car parking; Irrigation system (reclaimed water) and upgraded gutter/drainage system; Windster stainless steel vent hood in kitchen; Skylight (upgraded tempered glass); LED recessed ceiling lighting; Neighborhood has all underground utilities including cable, natural gas and electric (no unsightly power poles and power lines); Primary Bedroom and Ensuite Bath: Overlooking water and adjacent to back lanai; Walk-in closet; Separate water closet; Dual shower heads plus rain shower head; and Dual Vanity Plumbing; Guest bath: Dual Vanity Plumbing

Facts & features

The home at a glance

3

Bedrooms

1,789

Sqft

0.17 ac

Lot size

2

Garage

1972

Year built

$444

Per sqft

Inside

Outside & construction

Community & fees

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$5,477 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,290
PMI (est., until 20% equity)$298
Est. property taxes (1.1%/yr)$729
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $79,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $79,500
Interest rate6.00%
Loan term

Estimated payment

$5,477/mo

Principal & interest$4,290
PMI (est., until 20% equity)$298
Est. property taxes$729
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs St Petersburg actives

$444 vs $336

Days on market

388 vs 57 typical

Where $444/sqft sits among the 400 St Petersburg actives

135
138
58 · this home
28
11
30
$135–272$272–409$409–545$545–682$682–819$819+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Shore Acres

Map of 1357 52ND AVENUE NE inside its neighborhood boundary

Drive times from this address

Downtown Tampa30 min
Tampa Int’l Airport (TPA)31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Shore Acres — neighborhood snapshot

Population

5,665

Median age

43

Median income

$152,582

Median home value

$595,023

Avg household

3

Households w/ children

736

For the school run

Pinellas County School District

ElementaryShore Acres Elementary School★★★★
HighNortheast High School★★★★★
MiddleMeadowlawn Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

224 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 87% above the ST PETERSBURG 33703 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $795,000 $34K
Jul 22, 2025Listed at $829,000 · 388 days on market since
1972Built · PONDEROSA OF SHORE ACRES

Reality check

What actually sold near 1357 52ND AVENUE NE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1357 52ND AVENUE NESold · May ’26

$645,000

1357 52ND AVENUE NE · same community

3 bd · 2 ba · 1,789 sqft · $361/sqft · 253 DOM

1425 50TH AVENUE NESold · Feb ’26

$1,100,000

1425 50TH AVENUE NE · same community

3 bd · 2 ba · 1,773 sqft · $620/sqft · 64 DOM

1432 50TH AVENUE NESold · Jan ’26

$900,000

1432 50TH AVENUE NE · same community

3 bd · 2 ba · 1,758 sqft · $512/sqft · 206 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1357 52ND AVENUE NE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1357 52ND AVENUE NE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

1357 52ND AVENUE NE FAQs

What would the monthly payment be for 1357 52ND AVENUE NE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,477/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How does the price compare to other homes in St Petersburg?+

At $795,000, this home is listed about 85% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1357 52ND AVENUE NE?+

Shore Acres Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$795,000 runs 87% above the ST PETERSBURG 33703 median — but at 1,789 sqft it's also 33% larger than the typical St Petersburg listing.

02Time on market is leverage

388 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Shore Acres Elementary School, Northeast High School, Meadowlawn Middle School — Shore Acres Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $829,000, now $795,000 — a $34K cut. The full history is in the market section below.

Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6329434.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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